2014-09 GE SCF Investor Report (PDF, 159KB)

GE SCF
Investor Report as of September 2014
COLLATERAL DESCRIPTION asset report end of September 2014
Overview data
September 30th, 2014
Total Outstanding Current Balance in €
1,837,499,977
Number of loans
24,982
Number of borrowers
22,211
Average Loan Balance in €
73,553
Seasoning in months
92
Remaining terms in months
148
% of variable mortgages
92.83 %
Weighted Average Current LTV
59.05 %
Weighted Average Current indexed LTV
55.15 %
Portfolio breakdowns
1. Unindexed LTV Ranges Distribution
September 30th, 2014
Total Loan Balance in Mln € Number of Loans
Unindexed LTV ranges 0-<=40%
389
10,608
>40%-<=50%
200
2,448
>50%-<=60%
237
2,327
>60%-<=70%
315
2,756
>70%-<=80%
433
3,920
>80%-<=85%
168
1,859
>85%-<=90%
60
681
>90%-<=95%
26
279
>95%-<=100%
6
78
>100%-<=105%
2
18
>105%-<=110%
1
4
>110%
0
4
1,837
24,982
Total
2. Current Arrears Ranges Distribution
September 30th, 2014
Total Loan Balance in Mln € Number of Loans
Number of months in arrears 0
1,761
23,892
>0-<=1
28
375
>1-<=2
7
118
>2-<=3
>3
Total
28 oct. 14
6
79
36
518
1,837
24,982
-1-
10:34:59
GE SCF
Investor Report as of September 2014
3. Seasoning
Total
September 30th, 2014
Total Loan Balance in Mln €
Seasoning (in
months)
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
>=24-<36
11
7
10
15
14
0
0
>=36-<60
37
23
28
49
17
6
10
8
2
340
171
198
251
402
162
50
18
4
2
1
0 1,600
389
200
237
315
433
168
60
26
6
2
1
0 1,837
>=60
Total
0
58
180
4. Loan Purpose
Total
September 30th, 2014
Total Loan Balance in Mln €
Loan
purpose
Purchase
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
163
95
108
124
210
84
31
18
4
1
1
0
840
47
22
34
72
188
84
29
8
2
1
0
0
487
177
83
95
118
34
1
0
Renovation
2
0
0
0
Other / No data
0
200
237
315
Construction
Refinance
Total
389
508
2
0
433
168
60
26
6
2
1
0 1,837
5. Occupancy Type
Total
September 30th, 2014
Total Loan Balance in Mln €
Occupancy
type
Owner occupied
Buy to Let
Vacation / Second Home
Refinance
Total
28 oct. 14
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
168
81
94
109
163
98
39
21
5
1
0
0
779
19
17
25
56
172
64
19
5
1
1
0
0
379
26
19
23
31
64
6
2
177
83
95
118
34
1
0
389
200
237
315
433
168
60
-2-
0
1
171
1
0 1,837
508
26
6
2
10:34:59
GE SCF
Investor Report as of September 2014
6. Borrower Type
Total
September 30th, 2014
Unindexed LTV ranges
Total Loan Balance in Mln €
0>40%<=40% <=50%
Employment Protected Life Time Employment
type
Employed Private Sector
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
59
32
36
48
67
30
11
6
1
0
226
127
166
218
295
122
45
19
4
1
0
0 1,225
Self Employed
52
27
26
42
67
15
4
1
1
0
1
235
Retired
50
13
8
7
4
1
Unemployed
0
Other / No data
1
1
0
0
0
389
200
237
315
433
Total
291
83
0
3
168
60
26
6
2
1
0 1,837
7. Geographic Distribution
Total
September 30th, 2014
Total Loan Balance in Mln €
Region Alsace
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
2
1
2
3
2
0
1
0
0
15
9
10
13
28
12
4
1
0
Auvergne
2
2
2
4
5
0
0
Basse-Normandie
5
3
3
4
5
3
1
4
5
4
1
0
5
6
8
8
3
1
Centre
8
5
7
8
8
3
1
1
0
Champagne-Ardennes
2
1
2
3
2
0
0
0
0
DOM
4
3
6
15
24
7
2
0
Franche-Comté
2
1
2
3
2
2
0
0
11
5
6
7
11
6
1
0
0
113
57
73
84
103
53
20
10
2
23
12
9
16
24
8
3
2
0
Limousin
2
1
2
2
5
2
Lorraine
6
3
4
6
6
2
1
1
0
Midi Pyrénéees
16
7
10
17
26
8
4
1
0
Nord Pas de Calais
25
16
17
24
33
20
8
3
1
Pays de Loire
14
6
7
10
9
4
2
0
0
Picardie
9
5
7
10
10
4
3
1
Poitou Charentes
6
3
4
6
7
1
1
0
0
75
35
40
45
74
20
6
3
1
Languedoc-Roussillon
Provence Alpes Cote Azur
Rhone-Alpes
91
0
20
0
42
42
0
12
0
0
61
13
47
1
1
516
95
0
14
28
88
0
147
52
0
33
19
14
23
36
8
3
1
0
389
200
237
315
433
168
60
26
6
-3-
12
0
24
2
Ile de France
>110%
16
4
Haute-Normandie
>105%<=110%
0
11
Bretagne
28 oct. 14
0>40%<=40% <=50%
Aquitaine
Bourgogne
Total
Unindexed LTV ranges
49
29
0
2
300
0
138
1
0 1,837
10:34:59