2014-06 GE SCF Investor Report (PDF, 161KB)

GE SCF
Investor Report as of June 2014
COLLATERAL DESCRIPTION asset report end of June 2014
Overview data
June 30th, 2014
Total Outstanding Current Balance in €
1,911,058,589
Number of loans
25,723
Number of borrowers
22,848
Average Loan Balance in €
74,294
Seasoning in months
89
Remaining terms in months
150
% of variable mortgages
92.98 %
Weighted Average Current LTV
59.70 %
Weighted Average Current indexed LTV
55.76 %
Portfolio breakdowns
1. Unindexed LTV Ranges Distribution
June 30th, 2014
Total Loan Balance in Mln € Number of Loans
Unindexed LTV ranges 0-<=40%
392
10,740
>40%-<=50%
205
2,533
>50%-<=60%
244
2,373
>60%-<=70%
322
2,784
>70%-<=80%
438
3,843
>80%-<=85%
180
1,991
>85%-<=90%
87
998
>90%-<=95%
32
333
>95%-<=100%
7
102
>100%-<=105%
2
18
>105%-<=110%
1
4
>110%
0
4
1,911
25,723
Total
2. Current Arrears Ranges Distribution
June 30th, 2014
Total Loan Balance in Mln € Number of Loans
Number of months in arrears 0
1,832
24,609
>0-<=1
32
455
>1-<=2
9
136
>2-<=3
>3
Total
15 juil. 14
5
64
33
459
1,911
25,723
-1-
17:54:36
GE SCF
Investor Report as of June 2014
3. Seasoning
Total
June 30th, 2014
Total Loan Balance in Mln €
Seasoning (in
months)
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
>=12-<24
1
1
1
2
3
>=24-<36
14
10
13
17
17
0
0
0
>=36-<60
40
25
29
53
18
10
12
12
4
337
170
201
249
401
170
74
20
4
2
1
0 1,629
392
205
244
322
438
180
87
32
7
2
1
0 1,911
>=60
Total
7
0
72
203
4. Loan Purpose
Total
June 30th, 2014
Total Loan Balance in Mln €
Loan
purpose
Purchase
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
163
97
112
129
211
91
40
23
6
1
1
0
875
48
22
34
67
185
88
46
9
2
1
0
0
502
179
85
98
125
43
1
0
Renovation
2
0
0
0
Other / No data
0
205
244
322
Construction
Refinance
Total
392
531
2
0
438
180
87
32
7
2
1
0 1,911
5. Occupancy Type
Total
June 30th, 2014
Total Loan Balance in Mln €
Occupancy
type
Owner occupied
15 juil. 14
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
168
87
94
113
158
107
53
26
7
1
0
0
815
Buy to Let
19
16
25
51
172
66
32
6
1
1
0
0
388
Vacation / Second Home
26
17
27
32
65
7
2
0
0
179
85
98
125
43
1
0
392
205
244
322
438
180
87
32
7
Refinance
Total
Unindexed LTV ranges
-2-
1
177
1
0 1,911
531
2
17:54:36
GE SCF
Investor Report as of June 2014
6. Borrower Type
Total
June 30th, 2014
Unindexed LTV ranges
Total Loan Balance in Mln €
0>40%<=40% <=50%
Employment Protected Life Time Employment
type
Employed Private Sector
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
60
33
38
49
68
32
17
6
2
0
228
129
169
224
297
132
64
24
5
1
0
0 1,273
Self Employed
53
27
28
41
69
16
6
1
1
0
1
244
Retired
51
14
9
8
5
1
0
Unemployed
0
Other / No data
1
2
0
0
0
392
205
244
322
438
Total
303
88
0
3
180
87
32
7
2
1
0 1,911
7. Geographic Distribution
Total
June 30th, 2014
Total Loan Balance in Mln €
Region Alsace
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
2
1
1
3
3
0
1
1
15
9
10
13
28
11
8
1
Auvergne
2
2
2
4
5
1
0
0
17
Basse-Normandie
5
3
3
5
5
3
1
0
25
12
0
4
2
4
5
4
1
1
11
5
7
8
9
2
1
Centre
8
5
7
8
9
4
2
1
0
Champagne-Ardennes
2
1
2
3
3
0
0
0
0
DOM
4
2
7
12
26
9
2
1
Franche-Comté
2
1
2
3
2
1
1
0
11
5
6
7
11
7
2
1
0
113
61
74
88
102
57
27
13
2
23
11
10
16
24
9
3
2
0
Limousin
2
1
2
2
5
2
1
0
Lorraine
6
4
4
6
7
1
1
1
0
Midi Pyrénéees
16
8
9
17
26
9
5
2
0
Nord Pas de Calais
25
15
18
24
32
22
11
4
2
Pays de Loire
14
7
8
10
9
4
3
0
0
Picardie
10
5
7
10
10
6
3
2
7
3
4
6
7
1
1
0
0
76
35
42
48
78
21
8
4
1
Bretagne
Haute-Normandie
Ile de France
Languedoc-Roussillon
Poitou Charentes
Provence Alpes Cote Azur
Rhone-Alpes
15 juil. 14
0>40%<=40% <=50%
Aquitaine
Bourgogne
Total
Unindexed LTV ranges
94
0
21
0
44
44
0
13
0
0
63
13
49
1
1
539
99
15
30
92
0
154
54
0
34
19
15
24
35
9
5
1
0
392
205
244
322
438
180
87
32
7
-3-
0
51
30
0
2
311
0
142
1
0 1,911
17:54:36