2014-03 GE SCF Investor Report (PDF, 160KB)

GE SCF
Investor Report as of March 2014
COLLATERAL DESCRIPTION asset report end of March 2014
Overview data
March 31st, 2014
Total Outstanding Current Balance in €
1,984,530,313
Number of loans
26,375
Number of borrowers
23,391
Average Loan Balance in €
75,243
Seasoning in months
87
Remaining terms in months
152
% of variable mortgages
93.20 %
Weighted Average Current LTV
60.33 %
Weighted Average Current indexed LTV
55.33 %
Portfolio breakdowns
1. Unindexed LTV Ranges Distribution
March 31st, 2014
Total Loan Balance in Mln € Number of Loans
Unindexed LTV ranges 0-<=40%
400
10,787
>40%-<=50%
209
2,631
>50%-<=60%
250
2,446
>60%-<=70%
318
2,750
>70%-<=80%
446
3,791
>80%-<=85%
189
2,037
>85%-<=90%
120
1,383
>90%-<=95%
38
385
>95%-<=100%
12
140
>100%-<=105%
2
17
>105%-<=110%
1
4
>110%
0
4
1,985
26,375
Total
2. Current Arrears Ranges Distribution
March 31st, 2014
Total Loan Balance in Mln € Number of Loans
Number of months in arrears 0
1,908
25,313
>0-<=1
32
455
>1-<=2
9
126
>2-<=3
>3
Total
17 avr. 14
4
51
31
430
1,985
26,375
-1-
14:19:22
GE SCF
Investor Report as of March 2014
3. Seasoning
Total
March 31st, 2014
Total Loan Balance in Mln €
Seasoning (in
months)
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>=12-<24
5
4
5
5
10
>=24-<36
15
11
12
17
15
1
0
0
>=36-<60
42
25
31
55
24
11
15
17
338
170
202
242
397
177
104
400
209
250
318
446
189
120
>=60
Total
>100%<=105%
>105%<=110%
>110%
0
28
0
72
7
0
227
20
5
2
1
0 1,657
38
12
2
1
0 1,985
4. Loan Purpose
Total
March 31st, 2014
Total Loan Balance in Mln €
Loan
purpose
Purchase
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
166
98
118
131
209
93
58
25
9
1
1
0
908
48
24
32
58
182
94
62
13
3
1
0
0
517
184
87
100
129
54
1
0
Renovation
2
0
0
0
Other / No data
0
209
250
318
Construction
Refinance
Total
400
556
3
0
446
189
120
38
12
2
1
0 1,985
5. Occupancy Type
Total
March 31st, 2014
Total Loan Balance in Mln €
Occupancy
type
Owner occupied
17 avr. 14
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
170
90
97
116
152
107
73
29
10
1
0
0
847
Buy to Let
19
16
24
41
172
72
45
8
1
1
0
0
400
Vacation / Second Home
26
16
29
32
67
8
2
0
1
184
87
100
129
54
1
0
400
209
250
318
446
189
120
38
12
Refinance
Total
Unindexed LTV ranges
-2-
1
182
1
0 1,985
556
2
14:19:22
GE SCF
Investor Report as of March 2014
6. Borrower Type
Total
March 31st, 2014
Unindexed LTV ranges
Total Loan Balance in Mln €
0>40%<=40% <=50%
Employment Self Employed
type
Protected Life Time Employment
Retired
Employed Private Sector
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
54
28
29
38
75
18
8
1
2
0
60
35
37
48
66
33
25
8
2
0
53
15
10
8
5
1
0
0
231
131
173
224
299
136
87
28
Unemployed
0
Other / No data
1
2
0
0
0
400
209
250
318
446
Total
>85%<=90%
>110%
1
254
314
93
9
1
0
0 1,321
0
3
189
120
38
12
2
1
0 1,985
7. Geographic Distribution
Total
March 31st, 2014
Total Loan Balance in Mln €
Region Alsace
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
2
1
2
3
3
1
0
1
16
9
10
12
28
12
9
2
Auvergne
2
2
2
4
5
2
0
0
Basse-Normandie
5
2
4
5
5
2
2
0
0
>100%<=105%
>105%<=110%
0
17
26
2
4
5
4
1
1
5
7
8
9
2
2
Centre
8
5
7
9
8
5
2
1
0
Champagne-Ardennes
3
1
2
3
3
0
0
0
0
0
DOM
4
2
6
8
29
11
4
1
0
0
Franche-Comté
2
1
2
4
2
1
2
0
11
6
6
7
10
8
2
1
0
0
115
63
74
90
103
57
40
13
5
1
24
12
11
16
24
10
4
2
1
Limousin
2
1
2
3
5
2
1
0
Lorraine
6
4
3
6
7
1
2
0
0
Midi Pyrénéees
16
8
9
16
25
11
7
2
0
Nord Pas de Calais
26
16
19
25
32
21
16
5
3
Pays de Loire
14
7
8
10
10
4
4
1
0
Picardie
10
6
7
10
9
6
4
2
7
3
4
6
7
2
1
0
0
77
35
45
46
81
21
10
4
1
Ile de France
Languedoc-Roussillon
Poitou Charentes
Provence Alpes Cote Azur
Rhone-Alpes
0
22
0
45
46
13
0
66
14
51
1
560
103
15
31
95
0
161
57
0
35
19
16
24
36
9
7
2
1
400
209
250
318
446
189
120
38
12
-3-
97
0
4
Haute-Normandie
>110%
13
0
12
Bretagne
17 avr. 14
0>40%<=40% <=50%
Aquitaine
Bourgogne
Total
Unindexed LTV ranges
54
31
0
2
320
0
148
1
0 1,985
14:19:22