2013-09 GE SCF Investor Report (PDF, 156KB)

GE SCF
Investor Report as of September 2013
COLLATERAL DESCRIPTION asset report end of September 2013
Overview data
September 30th, 2013
Total Outstanding Current Balance in €
2,138,473,634
Number of loans
27,803
Number of borrowers
24,569
Average Loan Balance in €
76,915
Seasoning in months
81
Remaining terms in months
156
% of variable mortgages
93.78 %
Weighted Average Current LTV
61.69 %
Weighted Average Current indexed LTV
55.99 %
Portfolio breakdowns
1. Unindexed LTV Ranges Distribution
September 30th, 2013
Total Loan Balance in Mln € Number of Loans
Unindexed LTV ranges 0-<=40%
402
10,818
>40%-<=50%
226
2,914
>50%-<=60%
265
2,636
>60%-<=70%
319
2,712
>70%-<=80%
441
3,501
>80%-<=85%
225
2,313
>85%-<=90%
173
1,992
>90%-<=95%
61
623
>95%-<=100%
23
252
>100%-<=105%
3
34
>105%-<=110%
1
3
>110%
0
5
2,138
27,803
Total
2. Current Arrears Ranges Distribution
September 30th, 2013
Total Loan Balance in Mln € Number of Loans
Number of months in arrears 0
2,065
26,843
>0-<=1
33
441
>1-<=2
8
107
>2-<=3
>3
Total
4 oct. 13
4
49
29
363
2,138
27,803
-1-
14:31:15
GE SCF
Investor Report as of September 2013
3. Seasoning
Total
September 30th, 2013
Total Loan Balance in Mln €
Seasoning (in
months)
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
>=12-<24
12
9
10
13
22
0
0
>=24-<36
16
14
13
21
18
3
1
1
2
0
90
>=36-<60
45
27
35
48
35
14
24
17
14
0
259
329
176
207
237
366
207
148
42
8
2
1
0 1,723
402
226
265
319
441
225
173
61
23
3
1
0 2,138
>=60
Total
0
66
4. Loan Purpose
Total
September 30th, 2013
Total Loan Balance in Mln €
Loan
purpose
Purchase
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
167
103
129
133
213
95
88
31
17
2
1
0
979
46
27
33
50
146
128
84
29
6
1
0
0
551
187
96
103
135
82
1
1
Renovation
2
0
0
0
0
Other / No data
0
226
265
319
441
Construction
Refinance
Total
402
606
3
0
225
173
61
23
3
1
0 2,138
5. Occupancy Type
Total
September 30th, 2013
Total Loan Balance in Mln €
Occupancy
type
Owner occupied
4 oct. 13
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
170
98
107
119
147
108
110
40
20
2
Buy to Let
19
14
25
32
139
108
61
21
2
1
0
Vacation / Second Home
26
18
30
32
73
8
2
0
1
0
1
192
187
96
103
135
82
1
1
402
226
265
319
441
225
173
61
23
3
1
0 2,138
Refinance
Total
Unindexed LTV ranges
-2-
0
919
0
422
606
14:31:15
GE SCF
Investor Report as of September 2013
6. Borrower Type
Total
September 30th, 2013
Unindexed LTV ranges
Total Loan Balance in Mln €
0>40%<=40% <=50%
Employment Protected Life Time Employment
type
Employed Private Sector
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
60
37
39
49
62
41
35
13
4
0
231
140
181
224
300
157
126
44
16
2
Self Employed
54
30
33
37
72
26
12
4
3
Retired
56
17
12
8
7
2
0
0
Unemployed
0
Other / No data
1
2
0
0
1
402
226
265
319
441
Total
>110%
339
0
0 1,422
1
271
103
0
0
4
225
173
61
23
3
1
0 2,138
7. Geographic Distribution
Total
September 30th, 2013
Total Loan Balance in Mln €
Region Alsace
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
2
2
1
3
3
1
1
1
0
16
10
10
13
22
17
14
4
1
Auvergne
2
2
2
3
5
3
1
0
Basse-Normandie
5
3
4
5
4
3
3
1
>105%<=110%
>110%
14
0
106
18
0
28
4
3
4
5
4
2
1
1
11
6
6
9
9
4
3
1
0
Centre
8
5
6
10
9
4
4
1
0
Champagne-Ardennes
3
1
3
4
4
1
0
0
0
0
DOM
4
2
5
6
30
13
8
2
0
0
Franche-Comté
2
1
2
3
3
1
2
1
11
6
5
7
10
9
5
1
1
0
113
67
81
92
104
61
57
20
9
1
25
12
12
16
24
12
5
3
1
Limousin
2
2
2
3
4
3
2
0
Lorraine
6
4
4
7
8
2
2
1
1
34
Midi Pyrénéees
16
8
10
15
21
19
9
3
1
102
Nord Pas de Calais
26
16
20
26
30
21
24
7
4
Pays de Loire
15
7
8
10
10
5
4
2
1
Picardie
10
6
7
9
10
7
6
2
0
7
3
5
5
8
4
1
1
0
0
33
80
40
49
46
85
21
14
6
3
0
344
Bretagne
Haute-Normandie
Ile de France
Languedoc-Roussillon
Poitou Charentes
Provence Alpes Cote Azur
Rhone-Alpes
4 oct. 13
0>40%<=40% <=50%
Aquitaine
Bourgogne
Total
Unindexed LTV ranges
24
0
49
49
16
0
70
15
55
1
0
605
110
17
35
21
16
25
37
12
8
3
1
402
226
265
319
441
225
173
61
23
-3-
0
1
173
61
0
3
58
0
159
1
0 2,138
14:31:15