2013-06 GE SCF Investor Report (PDF, 156KB)

GE SCF
Investor Report as of June 2013
COLLATERAL DESCRIPTION asset report end of June 2013
Overview data
June 30th, 2013
Total Outstanding Current Balance in €
2,233,338,148
Number of loans
28,592
Number of borrowers
25,211
Average Loan Balance in €
78,111
Seasoning in months
79
Remaining terms in months
159
% of variable mortgages
94.03 %
Weighted Average Current LTV
62.45 %
Weighted Average Current indexed LTV
56.50 %
Portfolio breakdowns
1. Unindexed LTV Ranges Distribution
June 30th, 2013
Total Loan Balance in Mln € Number of Loans
Unindexed LTV ranges 0-<=40%
401
10,710
>40%-<=50%
238
3,094
>50%-<=60%
271
2,710
>60%-<=70%
325
2,776
>70%-<=80%
450
3,482
>80%-<=85%
234
2,331
>85%-<=90%
189
2,177
>90%-<=95%
90
946
>95%-<=100%
29
297
>100%-<=105%
4
60
>105%-<=110%
1
8
>110%
0
1
2,233
28,592
Total
2. Current Arrears Ranges Distribution
June 30th, 2013
Total Loan Balance in Mln € Number of Loans
Number of months in arrears 0
2,163
27,695
>0-<=1
31
405
>1-<=2
7
101
>2-<=3
>3
Total
23 juil. 13
4
50
28
341
2,233
28,592
-1-
09:55:20
GE SCF
Investor Report as of June 2013
3. Seasoning
Total
June 30th, 2013
Total Loan Balance in Mln €
Seasoning (in
months)
Unindexed LTV ranges
0>40%<=40% <=50%
<12
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
1
1
1
2
4
>=12-<24
15
11
12
15
26
1
0
0
0
0
80
>=24-<36
17
14
13
21
22
4
2
5
3
1
101
>=36-<60
>=60
Total
8
52
33
39
54
46
21
34
19
18
2
0
318
317
180
207
233
352
209
153
66
8
1
1
0 1,728
401
238
271
325
450
234
189
90
29
4
1
0 2,233
4. Loan Purpose
Total
June 30th, 2013
Total Loan Balance in Mln €
Loan
purpose
Purchase
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
164
110
136
137
216
96
101
41
22
3
1
46
29
33
50
131
137
86
49
8
1
1
189
99
102
138
102
2
1
Renovation
2
0
0
0
0
Other / No data
0
Construction
Refinance
Total
401
1,027
0
571
633
3
0
238
271
325
450
234
189
90
29
4
1
0 2,233
5. Occupancy Type
Total
June 30th, 2013
Total Loan Balance in Mln €
Occupancy
type
Owner occupied
23 juil. 13
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
168
105
113
121
148
105
126
54
24
3
0
Buy to Let
19
15
23
32
126
118
60
36
3
1
1
Vacation / Second Home
26
18
32
34
74
10
2
0
1
189
99
102
138
102
2
1
401
238
271
325
450
234
189
90
29
Refinance
Total
Unindexed LTV ranges
-2-
969
0
435
1
197
1
0 2,233
633
4
09:55:20
GE SCF
Investor Report as of June 2013
6. Borrower Type
Total
June 30th, 2013
Unindexed LTV ranges
Total Loan Balance in Mln €
0>40%<=40% <=50%
Employment Protected Life Time Employment
type
Employed Private Sector
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
60
40
38
51
62
43
35
20
5
1
229
146
186
228
309
160
140
63
21
4
Self Employed
54
32
34
37
72
28
13
6
3
Retired
57
19
13
9
7
3
1
0
0
Unemployed
0
Other / No data
1
2
0
0
1
401
238
271
325
450
Total
>110%
356
1
0 1,485
1
280
109
0
0
4
234
189
90
29
4
1
0 2,233
7. Geographic Distribution
Total
June 30th, 2013
Total Loan Balance in Mln €
Region Alsace
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
2
2
1
3
4
1
0
1
1
17
10
11
13
21
17
13
7
1
Auvergne
2
2
2
3
4
4
1
0
Basse-Normandie
5
3
4
5
5
4
2
1
>105%<=110%
>110%
15
0
0
110
19
0
29
4
3
4
5
5
2
1
1
11
7
6
9
9
4
3
2
0
Centre
8
6
6
10
9
4
5
2
1
Champagne-Ardennes
2
1
2
4
4
1
1
0
0
0
DOM
3
2
4
7
27
15
9
3
1
0
Franche-Comté
2
1
2
4
2
1
1
2
11
6
6
7
10
8
8
2
1
0
111
71
82
92
109
62
63
28
11
1
24
13
13
15
26
12
7
3
2
Limousin
2
2
2
2
4
4
1
1
Lorraine
7
3
4
7
8
3
1
2
0
Midi Pyrénéees
16
8
11
16
20
18
10
6
1
Nord Pas de Calais
26
17
21
26
30
20
26
10
4
1
181
Pays de Loire
15
7
8
11
11
5
4
3
1
0
64
Picardie
10
6
7
10
10
7
7
3
0
0
7
4
5
5
8
4
1
1
0
0
35
80
44
52
49
84
25
16
8
3
1
362
Bretagne
Haute-Normandie
Ile de France
Languedoc-Roussillon
Poitou Charentes
Provence Alpes Cote Azur
Rhone-Alpes
23 juil. 13
0>40%<=40% <=50%
Aquitaine
Bourgogne
Total
Unindexed LTV ranges
0
50
50
16
0
72
15
58
1
632
114
17
34
22
18
25
38
13
9
5
2
401
238
271
325
450
234
189
90
29
-3-
25
0
36
107
4
0
60
0
166
1
0 2,233
09:55:20