2012-12 GE SCF Investor Report (PDF, 155.0KB)

GE SCF
Investor Report as of December 2012
COLLATERAL DESCRIPTION asset report end of December 2012
Overview data
December 31st, 2012
Total Outstanding Current Balance in €
2,099,106,582
Number of loans
26,749
Number of borrowers
23,439
Average Loan Balance in €
78,474
Seasoning in months
80
Remaining terms in months
161
% of variable mortgages
95.58 %
Weighted Average Current LTV
64.25 %
Weighted Average Current indexed LTV
55.78 %
Portfolio breakdowns
1. Unindexed LTV Ranges Distribution
December 31st, 2012
Total Loan Balance in Mln € Number of Loans
Unindexed LTV ranges 0-<=40%
357
9,725
>40%-<=50%
213
2,851
>50%-<=60%
241
2,487
>60%-<=70%
275
2,383
>70%-<=80%
392
2,935
>80%-<=85%
216
2,083
>85%-<=90%
198
2,100
>90%-<=95%
157
1,736
>95%-<=100%
41
373
>100%-<=105%
6
67
>105%-<=110%
1
8
>110%
0
1
2,099
26,749
Total
2. Current Arrears Ranges Distribution
December 31st, 2012
Total Loan Balance in Mln € Number of Loans
Number of months in arrears 0
2,043
26,010
>0-<=1
23
306
>1-<=2
6
82
>2-<=3
>3
Total
7 janv. 13
4
56
23
295
2,099
26,749
-1-
14:30:37
GE SCF
Investor Report as of December 2012
3. Seasoning
Total
December 31st, 2012
Total Loan Balance in Mln €
Seasoning (in
months)
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
>=24-<36
2
1
1
1
2
0
1
2
2
0
>=36-<60
63
40
47
61
82
42
51
45
22
5
1
458
292
172
194
213
308
174
145
110
18
1
1
0 1,628
357
213
241
275
392
216
198
157
41
6
1
0 2,099
>=60
Total
12
4. Loan Purpose
Total
December 31st, 2012
Total Loan Balance in Mln €
Loan
purpose
Purchase
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
164
114
137
143
209
99
92
77
27
3
1
44
30
33
48
117
112
105
80
15
3
0
147
69
71
85
67
6
1
0
Renovation
2
0
0
0
0
0
Other / No data
0
213
241
275
392
216
Construction
Refinance
Total
357
1,065
0
586
446
3
0
198
157
41
6
1
0 2,099
5. Occupancy Type
Total
December 31st, 2012
Total Loan Balance in Mln €
Occupancy
type
Owner occupied
Buy to Let
Vacation / Second Home
Refinance
Total
7 janv. 13
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
165
110
117
119
138
98
115
95
30
4
0
18
17
20
33
111
104
78
61
11
3
0
1
27
18
33
38
77
8
3
0
147
69
71
85
67
6
1
0
357
213
241
275
392
216
198
157
-2-
993
0
455
1
206
1
0 2,099
446
41
6
14:30:37
GE SCF
Investor Report as of December 2012
6. Borrower Type
Total
December 31st, 2012
Unindexed LTV ranges
Total Loan Balance in Mln €
0>40%<=40% <=50%
Employment Employed Private Sector
type
Protected Life Time Employment
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
208
136
164
192
265
148
140
113
29
5
54
34
35
39
51
38
39
32
9
1
Self Employed
52
30
35
38
69
28
17
10
4
1
Retired
41
11
7
6
6
2
2
1
0
Unemployed
0
Other / No data
1
2
0
0
0
357
213
241
275
392
Total
>110%
1
0 1,401
332
1
286
77
0
0
3
216
198
157
41
6
1
0 2,099
7. Geographic Distribution
Total
December 31st, 2012
Total Loan Balance in Mln €
Region Alsace
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
1
2
0
2
3
1
1
1
1
0
15
8
10
10
16
16
13
13
2
0
Auvergne
2
1
2
3
3
4
2
0
0
Basse-Normandie
4
2
3
3
4
3
2
3
0
0
24
Bourgogne
3
2
2
4
3
2
2
1
0
0
20
Bretagne
9
5
4
7
6
3
4
3
0
Centre
7
4
5
8
8
4
5
3
1
Champagne-Ardennes
2
1
2
3
3
2
0
0
DOM
3
2
3
6
25
15
13
7
1
Franche-Comté
2
1
2
2
2
1
1
3
0
Haute-Normandie
9
5
5
6
7
7
9
4
1
1
103
71
77
83
101
59
62
47
15
1
20
10
10
10
22
12
8
5
2
0
Limousin
1
1
1
2
3
3
2
2
Lorraine
6
2
4
4
5
4
2
2
0
Midi Pyrénéees
13
7
9
12
16
15
14
10
2
0
99
Nord Pas de Calais
21
14
18
19
22
19
22
21
4
1
162
Pays de Loire
13
6
6
8
9
5
3
4
1
0
55
Picardie
9
5
6
8
6
6
8
4
1
0
Poitou Charentes
6
3
3
4
7
3
2
1
0
76
43
52
51
85
23
15
13
6
1
Languedoc-Roussillon
Provence Alpes Cote Azur
Rhone-Alpes
7 janv. 13
0>40%<=40% <=50%
Aquitaine
Ile de France
Total
Unindexed LTV ranges
12
0
102
16
41
0
45
0
13
1
0
76
13
53
1
619
98
16
28
0
54
30
363
31
19
19
21
36
12
10
8
3
0
0
159
357
213
241
275
392
216
198
157
41
6
1
0 2,099
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14:30:37