2012-09 GE SCF Investor Report (PDF, 155.0KB)

GE SCF
Investor Report as of September 2012
COLLATERAL DESCRIPTION asset report end of September 2012
Overview data
September 30th, 2012
Total Outstanding Current Balance in €
2,176,602,827
Number of loans
27,357
Number of borrowers
23,956
Average Loan Balance in €
79,563
Seasoning in months
77
Remaining terms in months
167
% of variable mortgages
95.69 %
Weighted Average Current LTV
64.94 %
Weighted Average Current indexed LTV
56.83 %
Portfolio breakdowns
1. Unindexed LTV Ranges Distribution
September 30th, 2012
Total Loan Balance in Mln € Number of Loans
Unindexed LTV ranges 0-<=40%
359
9,699
>40%-<=50%
219
2,879
>50%-<=60%
248
2,575
>60%-<=70%
280
2,459
>70%-<=80%
401
2,961
>80%-<=85%
194
1,793
>85%-<=90%
226
2,319
>90%-<=95%
181
2,024
>95%-<=100%
58
531
>100%-<=105%
11
107
>105%-<=110%
2
9
>110%
0
1
2,177
27,357
Total
2. Current Arrears Ranges Distribution
September 30th, 2012
Total Loan Balance in Mln € Number of Loans
Number of months in arrears 0
2,117
26,571
>0-<=1
26
346
>1-<=2
7
95
>2-<=3
>3
Total
9 oct. 12
4
57
23
288
2,177
27,357
-1-
16:46:33
GE SCF
Investor Report as of September 2012
3. Seasoning
Total
September 30th, 2012
Total Loan Balance in Mln €
Seasoning (in
months)
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
>=24-<36
5
4
3
4
5
2
1
4
3
3
0
>=36-<60
72
48
58
74
111
58
65
66
25
6
1
281
167
187
201
285
134
160
111
30
2
1
1,559
359
219
248
280
401
194
226
181
58
11
2
0 2,177
>=60
Total
34
0
583
4. Loan Purpose
Total
September 30th, 2012
Total Loan Balance in Mln €
Loan
purpose
Purchase
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
165
117
141
146
217
93
94
97
30
7
1
44
30
34
46
107
92
132
84
28
4
0
147
72
73
87
77
9
1
466
Renovation
2
0
0
0
0
0
3
Other / No data
0
219
248
280
401
Construction
Refinance
Total
359
1,106
0
602
0
194
226
181
58
11
2
0 2,177
5. Occupancy Type
Total
September 30th, 2012
Total Loan Balance in Mln €
Occupancy
type
Owner occupied
Buy to Let
Vacation / Second Home
Refinance
Total
9 oct. 12
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
166
112
121
123
142
93
116
117
36
7
0
19
16
21
30
101
83
106
63
21
3
1
1
1
181
58
27
18
33
39
81
9
3
147
72
73
87
77
9
1
359
219
248
280
401
194
226
-2-
1,034
0
466
1
212
2
0 2,177
465
11
16:46:33
GE SCF
Investor Report as of September 2012
6. Borrower Type
Total
September 30th, 2012
Unindexed LTV ranges
Total Loan Balance in Mln €
0>40%<=40% <=50%
Employment Self Employed
type
Protected Life Time Employment
Employed Private Sector
Retired
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
53
31
36
41
69
24
21
13
5
1
54
35
36
38
55
31
44
36
14
2
208
138
168
194
271
136
158
131
40
8
43
12
7
7
6
2
2
1
0
Unemployed
0
Other / No data
1
2
0
0
0
359
219
248
280
401
Total
>85%<=90%
>110%
1
295
1
0 1,453
344
82
0
0
3
194
226
181
58
11
2
0 2,177
7. Geographic Distribution
Total
September 30th, 2012
Total Loan Balance in Mln €
Region Alsace
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
2
1
1
2
3
1
1
1
1
0
16
7
10
10
16
13
16
14
4
0
Auvergne
2
1
2
3
3
2
3
1
0
Basse-Normandie
4
2
3
4
4
2
3
3
1
0
25
Bourgogne
3
2
2
4
3
1
2
1
1
0
20
Bretagne
9
5
4
6
6
3
5
3
1
Centre
7
4
5
8
8
5
4
4
1
Champagne-Ardennes
2
1
2
3
3
1
1
0
DOM
3
2
3
5
18
19
16
8
2
Franche-Comté
2
1
1
2
3
1
1
2
1
Haute-Normandie
9
5
5
7
7
6
10
6
1
1
103
73
79
87
103
55
64
57
18
3
20
11
11
9
24
10
10
5
2
1
Limousin
1
1
1
3
2
3
2
3
0
Lorraine
6
2
3
4
5
3
2
2
1
Midi Pyrénéees
13
8
9
12
17
10
18
11
3
0
102
Nord Pas de Calais
21
14
17
20
24
16
23
25
6
1
167
Pays de Loire
13
6
7
8
10
3
4
4
2
0
57
Picardie
9
6
6
7
7
4
10
5
1
0
0
57
Poitou Charentes
6
3
3
4
8
2
3
1
0
78
44
54
52
89
23
16
16
7
1
0
378
Languedoc-Roussillon
Provence Alpes Cote Azur
Rhone-Alpes
9 oct. 12
0>40%<=40% <=50%
Aquitaine
Ile de France
Total
Unindexed LTV ranges
12
0
106
17
43
0
46
0
13
1
0
77
13
56
1
643
101
16
29
31
31
19
20
21
37
11
11
9
4
1
0
164
359
219
248
280
401
194
226
181
58
11
2
0 2,177
-3-
16:46:33