2012-06 GE SCF Investor Report (PDF, 155.0KB)

GE SCF
Investor Report as of June 2012
COLLATERAL DESCRIPTION asset report end of June 2012
Overview data
June 30th, 2012
Total Outstanding Current Balance in €
2,256,253,291
Number of loans
28,031
Number of borrowers
24,516
Average Loan Balance in €
80,491
Seasoning in months
74
Remaining terms in months
173
% of variable mortgages
95.82 %
Weighted Average Current LTV
65.61 %
Weighted Average Current indexed LTV
57.30 %
Portfolio breakdowns
1. Unindexed LTV Ranges Distribution
June 30th, 2012
Total Loan Balance in Mln € Number of Loans
Unindexed LTV ranges 0-<=40%
360
9,680
>40%-<=50%
224
2,961
>50%-<=60%
255
2,678
>60%-<=70%
291
2,561
>70%-<=80%
402
2,926
>80%-<=85%
185
1,641
>85%-<=90%
241
2,435
>90%-<=95%
192
2,149
>95%-<=100%
86
817
>100%-<=105%
18
176
>105%-<=110%
2
6
>110%
0
1
2,256
28,031
Total
2. Current Arrears Ranges Distribution
June 30th, 2012
Total Loan Balance in Mln € Number of Loans
Number of months in arrears 0
2,192
27,208
>0-<=1
27
361
>1-<=2
9
107
>2-<=3
>3
Total
19 juil. 12
4
53
24
302
2,256
28,031
-1-
17:42:08
GE SCF
Investor Report as of June 2012
3. Seasoning
Total
June 30th, 2012
Total Loan Balance in Mln €
Seasoning (in
months)
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
>=24-<36
10
8
7
10
13
3
3
8
4
9
0
>=36-<60
82
53
71
87
138
59
82
86
37
7
1
268
163
176
194
251
122
156
98
46
3
1
1,478
360
224
255
291
402
185
241
192
86
18
2
0 2,256
>=60
Total
76
0
702
4. Loan Purpose
Total
June 30th, 2012
Total Loan Balance in Mln €
Loan
purpose
Purchase
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
167
118
146
152
221
86
99
108
38
13
1
43
31
33
51
95
85
141
83
48
6
1
148
75
76
87
87
13
1
1
487
Renovation
2
0
0
0
0
0
3
Other / No data
0
224
255
291
402
Construction
Refinance
Total
360
1,148
0
618
0
185
241
192
86
18
2
0 2,256
5. Occupancy Type
Total
June 30th, 2012
Total Loan Balance in Mln €
Occupancy
type
Owner occupied
Buy to Let
Vacation / Second Home
Refinance
Total
19 juil. 12
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
165
114
126
131
143
87
118
131
46
13
0
19
16
21
31
90
76
119
60
39
5
1
1
28
19
33
42
83
9
3
0
148
75
76
87
87
13
1
1
360
224
255
291
402
185
241
192
-2-
1,074
0
476
1
219
2
0 2,256
487
86
18
17:42:08
GE SCF
Investor Report as of June 2012
6. Borrower Type
Total
June 30th, 2012
Unindexed LTV ranges
Total Loan Balance in Mln €
0>40%<=40% <=50%
Employment Protected Life Time Employment
type
Employed Private Sector
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
53
36
37
41
54
29
47
37
21
3
208
142
171
199
276
128
168
140
58
14
Retired
45
13
8
8
5
3
2
2
0
Self Employed
54
32
38
44
67
25
24
13
8
Unemployed
0
Other / No data
1
2
0
0
0
0
360
224
255
291
402
185
Total
>110%
357
0
0 1,504
86
1
1
306
0
0
3
241
192
86
18
2
0 2,256
7. Geographic Distribution
Total
June 30th, 2012
Total Loan Balance in Mln €
Region Alsace
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>110%
1
1
1
2
3
1
1
1
1
1
15
9
10
10
15
11
19
13
8
1
Auvergne
2
1
2
2
3
2
4
1
0
Basse-Normandie
4
2
3
4
4
1
4
2
2
0
26
13
0
21
0
110
17
3
2
2
4
4
1
2
1
1
10
5
5
7
7
3
5
3
2
Centre
7
4
5
7
8
4
5
5
1
Champagne-Ardennes
2
1
2
3
4
1
1
1
DOM
3
2
3
5
14
20
17
10
4
Franche-Comté
2
1
2
2
2
1
1
1
2
Haute-Normandie
9
5
6
7
7
5
9
7
3
1
103
73
81
90
105
53
69
60
26
6
19
12
11
10
24
9
9
7
2
1
Limousin
1
1
1
2
3
2
3
2
1
Lorraine
6
2
3
4
5
3
3
1
2
0
30
Midi Pyrénéees
13
8
9
13
16
9
19
12
5
1
106
Nord Pas de Calais
21
14
18
20
25
14
23
28
9
2
174
Pays de Loire
13
6
7
8
11
3
4
3
3
0
60
Picardie
9
6
7
7
8
4
10
7
1
0
59
Poitou Charentes
6
3
3
5
8
1
3
1
1
0
80
44
56
57
87
25
17
17
8
2
0
Bretagne
Ile de France
Languedoc-Roussillon
Provence Alpes Cote Azur
Rhone-Alpes
19 juil. 12
0>40%<=40% <=50%
Aquitaine
Bourgogne
Total
Unindexed LTV ranges
45
1
48
0
1
14
0
0
79
14
59
1
667
105
17
32
393
31
20
20
22
38
11
12
9
6
1
0
171
360
224
255
291
402
185
241
192
86
18
2
0 2,256
-3-
17:42:08