GE first quarter ‘13 supplemental information • • • • • • • • • • GE Capital segment results GE Capital segment assets GE Capital non-earnings/write-offs GECC funding GECC leverage ratio GECC tier 1 common ratio estimate GE Capital ending net investment GE Capital reserves Effective tax rate GE (ex. GECC) Operating earnings & EPS GE Capital segment results ($ in millions – net earnings) 1Q’13 1Q’12 $398 $664 Consumer 523 829 (37) Real Estate 690 56 F GECAS 348 318 9 83 71 17 (115) (166) F $1,927 $1,772 9% CLL EFS GECC Corporate GE Capital V% (40)% 2 GE Capital segment assets ($ in billions) 1Q’13 1Q’12 $175.8 $188.8 Consumer 137.4 135.9 1 Real Estate 42.8 59.2 (28) GECAS 48.9 48.7 0 EFS 18.6 19.3 (4) 104.2 119.0 (12) $527.7 $570.9 CLL GECC Corporate GE Capital V% (7)% (8)% 3 GE Capital non-earnings/write-offs ($ in millions) Non-earning assets/non-earnings % fin. rec. Total write-offs/write-offs % fin. rec. 1Q’13 4Q’12 1Q’12 $2,702 2.28% $2,877 2.37% $3,272 2.58% 456 2.31 444 2.12 761 2.41 Real Estate GECAS - - 17 0.14 EFS - - 29 0.55 3,979 3.63 4,194 3.64 4,403 3.96 13 2.85 13 2.67 42 6.17 CLL Real Estate Consumer GECC Corporate GE Capital $7,150 2.71% $7,528 2.75% $8,524 2.97% 1Q’13 CLL $199 0.66% 4Q’12 $357 1.17% 1Q’12 $212 0.66% 29 0.57 350 5.93 186 2.32 GECAS - 2 0.07 - EFS - - - Consumer 789 2.81 806 2.84 932 3.32 GECC Corporate 1 0.85 3 2.35 - $1,018 1.51% $1,518 2.20% GE Capital $1,330 1.85% 4 GECC funding ($ in billions) Debt composition –a) Non-recourse Securitization LT debt - TLGP LT debt nonguaranteed Deposits/CDs Alternative funding/other Comm’l paper Bank lines CP coverage Cash & equiv. LT debt <1yr. $432 Unsecured term issuances 30 28 $397 266 253 41 24 43 46 25 43 49 26 39 1Q'12 4Q'12 1Q'13 $52 100%+ $76 $79 30 $48 100%+ $62 $44 $386-b) $27 $32 30 242 $48 100%+ $68 $35 $16 '11 '12 '13YTD • Completed $16B of LT debt issuance in 10 currencies… including ~$2B in 2Q • Liquidity in the global CP markets continues to be strong • Deposits/CDs and other alternative funding ~19% of total debt, securitization ~8% • Liquidity position remains strong (a- Continuing operations (b- Includes ~$(3.5)B YTD FX impact and ~$(1.2)B YTD FAS 133 NOTE: data updated as of May 9, 2013 to align with 1Q’13 10-Q filing 5 GECC leverage ratio –a) ($ in billions) As reported Debt Equity–b) Leverage ratio Debt Less: hybrid debt Less: cash & equiv. Adjusted debt Equity–b) Add: hybrid debt Adjusted equity Adjusted leverage ratio 1Q’13 4Q’12 1Q’12 $385.6 83.9 $397.4 81.9 $432.1 79.2 4.6 4.9 5.5 385.6 (7.7) (67.8) 310.1 397.4 (7.7) (62.1) 327.6 432.1 (7.7) (76.4) 348.0 83.9 7.7 91.6 81.9 7.7 89.6 79.2 7.7 86.9 3.4 3.7 4.0 (a- Includes discontinued operations for all periods (b- Total equity ex. non-controlling interests 6 GECC tier 1 common ratio estimate –a), -b) ($ in billions) 1Q’13 4Q’12 3Q’12 2Q’12 1Q’12 $83.9 $81.9 $81.3 $79.8 $79.2 (4.0) (28.2) (0.1) (0.7) (4.0) (28.6) 0.1 (0.8) (4.0) (28.7) 0.4 (0.6) (2.3) (28.5) 0.5 (0.7) (28.8) 0.7 (0.7) 50.9 48.6 48.4 48.8 50.4 459.0 476.8 476.7 482.7 482.7 11.1% 10.2% 10.2% 10.1% 10.4% Tangible Common Equity / Tangible Assets 10.3% 9.7% 9.1% 9.3% 9.3% As reported Shareowners’ equity–c) - Preferred equity - Intang. & GW - Unr. G/(L) on invt. & hdg. - Other additions/(deductions) Tier 1 common Estimated risk weighted assets Tier 1 common ratio (a- Includes discontinued operations for all periods (b- Based on Basel One RWA estimates (c- Total equity ex. non-controlling interests 7 GE Capital ending net investment ($ in billions) 1Q’13 4Q’12 3Q’12 2Q’12 1Q’12 GECC total assets $529.5 $539.3 $561.7 $558.9 $573.5 Less: assets of discontinued operations (1.9) (2.3) (2.4) (2.7) (2.6) Less: non-interest bearing (57.8) (57.6) (57.5) (58.4) (60.1) liabilities & others GE Capital ENI 469.8 479.4 501.8 497.8 510.8 Less: cash & equivalents (67.7) (61.9) (77.7) (66.3) (76.2) GE Capital ENI (ex. cash) $402.1 $417.5 $424.1 $431.5 $434.6 8 GE Capital reserves ($ in billions) Allowances for losses $5.7 $5.0 $5.4 1.3 Commercial 2.3 1.4 Consumer 3.4 3.6 4.1 1Q'12 4Q'12 1Q'13 1.99% 67% 1.82% 66% 2.03% 75% Coverage: Reserves Non-earnings 9 Effective tax rate GE (ex. GECC) ($ in millions) 1Q’13 1Q’12 GE earnings from continuing operations before income taxes $4,033 $3,707 Less GECC earnings from continuing ops. attributable to the company 1,927 1,772 $2,106 $1,935 $424 $450 Adjusted earnings from continuing ops. before income taxes GE (ex. GECC) provision for income taxes – continuing ops. Effective tax rate GE (ex. GECC) 20% 23% 10 Operating earnings & EPS ($ in millions except earnings per share) Earnings from continuing operations attributable to GE Adjustment (net of tax): non-operating pension costs/(income) Operating earnings 1Q’13 1Q’12 V% $3,636 $3,231 13% 423 336 $4,059 $3,567 14% $0.35 $0.30 17% .04 .03 $0.39 $0.34 Earnings per share – diluted–a) Continuing earnings per share Adjustment (net of tax): non-operating pension costs/(income) Operating earnings per share 15% (a- Earnings per share amounts are computed independently. As a result, the sum of per share amounts may not equal the total 11