2015-03 GE SCF Investor Report (PDF, 154KB)

GE SCF
Investor Report as of March 2015
COLLATERAL DESCRIPTION asset report end of March 2015
Overview data
March 31st, 2015
Total Outstanding Current Balance in €
1,471,933,151
Number of loans
21,215
Number of borrowers
19,072
Average Loan Balance in €
69,382
Seasoning in months
98
Remaining terms in months
142
% of variable mortgages
91.56 %
Weighted Average Current LTV
55.99 %
Weighted Average Current indexed LTV
52.66 %
Portfolio breakdowns
1. Unindexed LTV Ranges Distribution
March 31st, 2015
Total Loan Balance in Mln € Number of Loans
Unindexed LTV ranges 0-<=40%
360
9,953
>40%-<=50%
182
2,211
>50%-<=60%
203
2,071
>60%-<=70%
259
2,330
>70%-<=80%
345
3,250
>80%-<=85%
84
944
>85%-<=90%
25
288
>90%-<=95%
9
118
>95%-<=100%
2
32
>100%-<=105%
1
12
>105%-<=110%
1
6
1,472
21,215
Total
2. Current Arrears Ranges Distribution
March 31st, 2015
Total Loan Balance in Mln € Number of Loans
Number of months in arrears 0
1,394
20,116
>0-<=1
26
356
>1-<=2
7
108
>2-<=3
4
67
>3
Total
10 avr. 15
41
568
1,472
21,215
-1-
22:19:14
GE SCF
Investor Report as of March 2015
3. Seasoning
Total
March 31st, 2015
Total Loan Balance in Mln €
Seasoning (in
months)
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>=24-<36
5
2
5
7
6
>=36-<60
34
19
24
41
13
2
2
2
0
322
161
174
212
326
82
23
7
2
1
1 1,310
360
182
203
259
345
84
25
9
2
1
1 1,472
>=60
Total
24
137
4. Loan Purpose
Total
March 31st, 2015
Total Loan Balance in Mln €
Loan
purpose
Purchase
Construction
Refinance
Unindexed LTV ranges
0<=40%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
147
85
87
94
177
39
14
7
1
1
1
653
42
19
26
67
145
44
11
2
1
0
0
358
170
79
90
98
22
1
0
0
0
203
259
Renovation
2
Other / No data
0
Total
>40%<=50%
460
2
0
360
182
345
84
25
9
2
1
1 1,472
5. Occupancy Type
Total
March 31st, 2015
Total Loan Balance in Mln €
Occupancy
type
Owner occupied
Buy to Let
Vacation / Second Home
Refinance
Total
10 avr. 15
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
148
65
73
81
135
45
18
7
2
17
16
22
53
126
33
7
2
1
24
22
19
27
61
5
1
170
79
90
98
22
1
0
360
182
203
259
345
84
25
-2-
>105%<=110%
1
0
575
0
278
0
1
160
1
1 1,472
460
9
2
22:19:14
GE SCF
Investor Report as of March 2015
6. Borrower Type
Total
March 31st, 2015
Unindexed LTV ranges
Total Loan Balance in Mln €
Employment
type
0>40%<=40% <=50%
Protected Life Time Employment
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
54
27
34
36
52
14
5
2
0
213
117
143
180
234
62
19
7
2
1
1
977
Self Employed
48
25
20
38
58
8
1
0
0
0
1
199
Retired
45
12
7
5
2
Employed Private Sector
Unemployed
0
Other / No data
1
1
0
0
0
360
182
203
259
345
Total
223
70
0
3
84
25
9
2
1
1 1,472
7. Geographic Distribution
Total
March 31st, 2015
Total Loan Balance in Mln €
Region Alsace
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
2
1
2
3
1
0
0
14
8
9
12
23
6
1
Auvergne
2
2
2
3
4
0
Basse-Normandie
5
2
4
3
4
1
0
>95%<=100%
>100%<=105%
>105%<=110%
9
0
0
0
72
13
20
4
3
3
4
2
1
0
11
5
5
7
6
1
0
Centre
8
5
6
8
7
1
1
Champagne-Ardennes
2
2
2
3
2
0
0
DOM
4
3
3
12
10
2
1
Franche-Comté
2
1
2
2
2
1
11
4
5
7
9
2
1
0
0
104
48
60
63
83
24
8
2
1
21
10
8
13
21
4
1
0
0
Limousin
2
1
2
2
3
0
Lorraine
6
3
3
6
4
1
0
0
Midi Pyrénéees
15
6
9
14
20
4
1
1
0
Nord Pas de Calais
24
14
16
20
27
9
3
2
0
Pays de Loire
13
6
7
8
7
3
1
0
43
Picardie
9
4
6
9
8
2
2
1
41
Poitou Charentes
6
3
4
5
5
1
0
0
67
35
33
40
66
13
4
1
0
Bretagne
Haute-Normandie
Ile de France
Languedoc-Roussillon
Provence Alpes Cote Azur
Rhone-Alpes
10 avr. 15
0<=40%
Aquitaine
Bourgogne
Total
Unindexed LTV ranges
0
0
36
0
35
0
11
36
10
39
1
1
395
79
0
11
25
70
0
114
25
31
16
12
17
28
5
1
0
0
360
182
203
259
345
84
25
9
2
-3-
17
1
0
259
0
111
1 1,472
22:19:14