Supplemental Data

GE 1Q’14
supplemental information
•
•
•
•
•
•
•
•
•
•
•
•
GE Capital segment results
GE Capital segment assets
GE Capital nonaccrual/net charge-offs
GECC funding
GECC leverage ratio
GECC tier 1 common ratio estimate
GE Capital ending net investment
GE Capital reserves
Operating earnings & EPS
GE Industrial CFOA from continuing operations
GE Industrial segment organic revenue growth
GE effective tax rate (ex. GECC)
Imagination at work.
GE Capital segment results
($ in millions – net earnings)
1Q’14
1Q’13
V%
$564
$398
42%
Consumer
786
534
47
Real Estate
239
690
(65)
GECAS
352
348
1
EFS
153
83
84
GECC Corporate
(161)
(115 )
(40)
CLL
GE Capital
$1,933
$1,938
–%
2
GE Capital segment assets
($ in billions)
1Q’14
1Q’13
$175.1
$175.8
Consumer
131.7
136.4
(3)
Real Estate
38.2
42.8
(11)
GECAS
45.1
48.9
(8)
EFS
15.9
18.6
(14)
103.0
104.2
(1)
$509.0
$526.7
CLL
GECC Corporate
GE Capital
V%
–%
(3)%
3
GE Capital nonaccrual/net charge-offs
($ in millions)
Nonaccrual assets/nonaccrual % fin. rec.
Total net charge-offs/net charge-offs % fin. rec.
1Q’14
1Q’14
CLL
4Q’13
1Q’13
$2,654
2.32%
$2,734
2.35%
$3,886
3.28%
2,383
11.78
2,551
12.82
4,417
22.38
GECAS
275
3.11
-
-
GECAS
EFS
43
1.56
4
0.13
-
2,566
2.42
2,620
2.40
4,057
3.73
-
6
1.89
14
3.07
Real Estate
Consumer
GECC Corporate
GE Capital
$7,921
3.14%
$7,915
3.07%
$12,374
4.71%
CLL
Real Estate
$213
0.74%
4Q’13
$185
0.64%
1Q’13
$199
0.66%
4
0.08
28
0.58
29
0.57
-
-
-
EFS
1
0.14
-
-
Consumer
803
2.99
1,227
4.47
773
2.77
-
-
1
0.85
GECC Corporate
GE Capital
$1,021
1.60%
$1,440
2.23%
$1,002
1.50%
4
GECC funding
($ in billions)
Debt composition –a)
Non-recourse
Securitization
$385
30
Unsecured term issuances
$371
$365-b)
30
29
$32
$32
$5
LT debt
Deposits/CDs
Alternative
funding/other
Comm’l. paper
Bank lines
CP coverage
Cash & equiv.
LT debt <1yr.
241
234
232
49
26
39
53
25
29
55
24
25
1Q'13
4Q'13
1Q'14
$48
100%+
$68
$35
$48
100%+
$75
$39
$47
100%+
$75
$41
'12
'13
'14YTD
• Completed $5B of LT debt issuance in 3
currencies
• Liquidity in the global CP markets continues to
be strong
• Deposits/CDs and other alternative funding
~22% of total debt, securitization ~8%
• Liquidity position remains strong
(a - Continuing operations
(b - Includes ~$1.1B YTD FX impact and ~$0.9B YTD FAS 133
5
GECC leverage ratio
-a)
($ in billions)
As reported
Debt
Equity-b)
Leverage ratio
Debt
Less: hybrid debt
Less: cash & equiv.
Adjusted debt
Equity-b)
Add: hybrid debt
Adjusted equity
Adjusted leverage ratio
1Q’14
4Q’13
1Q’13
$365.2
84.6
$371.4
82.7
$385.6
83.9
4.3
4.5
4.6
365.2
(7.7 )
(75.4 )
282.1
371.4
(7.7)
(75.1)
288.5
385.6
(7.7 )
(67.8 )
310.1
84.6
7.7
92.3
82.7
7.7
90.4
83.9
7.7
91.6
3.1
3.2
3.4
(a - Includes discontinued operations for all periods
(b - Total equity ex. non-controlling interests
6
GECC tier 1 common ratio estimate-a)
($ in billions)
As reported
Shareowners’ equity-b)
- Preferred equity
- Intang. & GW
- Unr. G/(L) on invt. & hdg.
- Other additions/(deductions)
Tier 1 common
Estimated risk weighted assets-c)
1Q’14
4Q’13
3Q’13
2Q’13
1Q’13
$84.6
$82.7
$84.1
$84.2
$83.9
(4.9 )
(27.6 )
(0.6 )
(0.7 )
(4.9 )
(27.4 )
(0.0 )
(0.3 )
(4.9)
(27.9 )
0.1
(0.8 )
(4.9)
(28.0 )
0.3
(0.8)
(4.0)
(28.2 )
(0.1)
(0.7 )
50.8
50.1
50.6
50.8
50.9
444.4
447.2
446.2
454.4
458.9
Tier 1 common ratio
11.4%
11.2%
11.3%
11.2%
11.1%
Tangible Common Equity/Tangible Assets
10.8%
10.3%
10.4%
10.4%
10.3%
(a - Includes discontinued operations for all periods
(b - Total equity ex. non-controlling interests
(c - Based on Basel 1 RWA estimates
7
GE Capital ending net investment
($ in billions)
1Q’14
4Q’13
3Q’13
2Q’13
1Q’13
$510.4
$516.8
$520.7
$521.1
$529.5
(1.4)
(2.3)
(2.6)
(2.8)
(2.8)
Less: non-interest bearing
liabilities & others
(60.0)
(59.3)
(58.0)
(58.5)
(57.8)
GE Capital ENI
449.0
455.2
460.1
459.8
468.9
Less: cash & equivalents
(75.3)
(74.9)
(76.3)
(69.5)
(67.7)
GE Capital ENI (ex. cash)
$373.7
$380.3
$383.8
$390.3
$401.2
GECC total assets
Less: assets of discontinued operations
8
GE Capital reserves
($ in billions)
Allowances
for losses
$5.3
$5.2
$5.1
Commercial
1.3
1.2
1.1
Consumer
4.0
4.0
4.1
1Q'13
4Q'13
1Q'14
2.02%
43%
2.01%
65%
2.04%
65%
Coverage:
Reserves
Nonaccrual
Note: Reserve components are calculated independently. As a result, the sum of the individually displayed amounts may not equal the total.
9
Operating earnings & EPS
($ in millions except earnings per share)
Earnings from continuing operations
attributable to GE
Adjustment (net of tax): non-operating
pension costs/(income)
Operating earnings
1Q’14
1Q’13
V%
$2,987
$3,647
(18)%
342
423
$3,329
$4,070
(18)%
$0.29
$0.35
(17)%
.03
.04
$0.33
$0.39
Earnings per share – diluted-a)
Continuing earnings per share
Adjustment (net of tax): non-operating
pension costs/(income)
Operating earnings per share
(15)%
(a - Earnings per share amounts are computed independently. As a result, the sum of per share amounts may not equal the total.
10
GE Industrial CFOA from continuing operations
($ in millions)
Cash from GE’s operating activities
as reported
Less GECC dividends
Industrial CFOA; Cash from GE’s
operating activities excluding
dividends from GECC
1Q’14
1Q’13
$1,750
$200
500
–
$1,250
$200
V%
F
F
11
GE Industrial segment organic revenue growth
($ in millions except earnings per share)
Industrial segment revenue
Less the effects of:
Acquisitions, business dispositions
(other than dispositions of businesses
acquired for investment) & currency
exchange rates
Industrial segment revenues excluding the
effects of acquisitions, business dispositions
(other than dispositions of businesses
acquired for investment), currency
exchange rates
1Q’14
1Q’13
V%
$24,549
$22,674
8%
438
317
$24,111
$22,357
8%
12
GE effective tax rate (ex. GECC)
($ in millions)
1Q’14
1Q’13
GE earnings from continuing operations
before income taxes
$3,247
$4,044
Less GECC earnings from continuing ops.
attributable to the company
1,933
1,938
$1,314
$2,106
$318
$424
Adjusted earnings from continuing ops.
before income taxes
GE (ex. GECC) provision for income taxes
– continuing ops.
Effective tax rate GE (ex. GECC)
24%
20%
13