2015-06 GE SCF Investor Report (PDF, 175KB)

GE SCF
Investor Report as of June 2015
COLLATERAL DESCRIPTION asset report end of June 2015
Overview data
June 30th, 2015
Total Outstanding Current Balance in €
1,403,558,160
Number of loans
20,647
Number of borrowers
18,599
Average Loan Balance in €
67,979
Seasoning in months
101
Remaining terms in months
140
% of variable mortgages
89.98 %
Weighted Average Current LTV
55.27 %
Weighted Average Current indexed LTV
52.70 %
Portfolio breakdowns
1. Unindexed LTV Ranges Distribution
June 30th, 2015
Total Loan Balance in Mln € Number of Loans
Unindexed LTV ranges 0-<=40%
353
9,940
>40%-<=50%
178
2,132
>50%-<=60%
197
2,033
>60%-<=70%
256
2,335
>70%-<=80%
324
3,131
>80%-<=85%
65
713
>85%-<=90%
21
239
>90%-<=95%
6
83
>95%-<=100%
2
24
>100%-<=105%
1
13
>105%-<=110%
1
4
1,404
20,647
Total
2. Current Arrears Ranges Distribution
June 30th, 2015
Total Loan Balance in Mln € Number of Loans
Number of months in arrears 0
1,325
19,466
>0-<=1
26
390
>1-<=2
7
107
>2-<=3
4
57
>3
Total
31 juil. 15
41
627
1,404
20,647
-1-
11:25:10
GE SCF
Investor Report as of June 2015
3. Seasoning
Total
June 30th, 2015
Total Loan Balance in Mln €
Seasoning (in
months)
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
>=24-<36
1
0
1
2
2
>=36-<60
33
17
24
40
10
2
1
1
319
160
172
214
312
64
20
5
2
1
1 1,268
353
178
197
256
324
65
21
6
2
1
1 1,404
>=60
Total
6
129
4. Loan Purpose
Total
June 30th, 2015
Total Loan Balance in Mln €
Loan
purpose
Purchase
Unindexed LTV ranges
0<=40%
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
>105%<=110%
143
84
86
93
165
31
13
4
1
1
1
621
41
18
27
71
142
34
8
2
1
0
0
345
167
76
84
91
16
0
0
Renovation
2
0
0
0
Other / No data
0
178
197
256
Construction
Refinance
Total
436
2
0
353
324
65
21
6
2
1
1 1,404
5. Occupancy Type
Total
June 30th, 2015
Total Loan Balance in Mln €
Occupancy
type
Owner occupied
Buy to Let
Vacation / Second Home
Refinance
Total
31 juil. 15
Unindexed LTV ranges
0>40%<=40% <=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
144
62
73
79
129
35
15
5
1
18
17
22
59
121
25
5
1
0
23
23
18
26
57
5
1
167
76
84
91
16
0
0
353
178
197
256
324
65
21
-2-
>105%<=110%
1
0
544
0
270
0
1
155
1
1 1,404
436
6
2
11:25:10
GE SCF
Investor Report as of June 2015
6. Borrower Type
Total
June 30th, 2015
Unindexed LTV ranges
Total Loan Balance in Mln €
Employment
type
0>40%<=40% <=50%
Employed Private Sector
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
>95%<=100%
>100%<=105%
209
115
139
177
221
48
16
4
1
Protected Life Time Employment
52
27
31
37
49
9
4
1
0
Self Employed
47
24
21
37
52
8
1
0
0
Retired
44
11
6
5
1
Unemployed
0
Other / No data
1
1
0
0
0
353
178
197
256
324
Total
>105%<=110%
1
0
0
1
932
211
191
66
0
3
65
21
6
2
1
1 1,404
7. Geographic Distribution
Total
June 30th, 2015
Total Loan Balance in Mln €
Region Alsace
>40%<=50%
>50%<=60%
>60%<=70%
>70%<=80%
>80%<=85%
>85%<=90%
>90%<=95%
2
1
2
2
1
1
0
14
7
8
13
22
3
1
Auvergne
2
2
2
3
4
0
Basse-Normandie
4
2
4
3
4
1
0
>95%<=100%
>100%<=105%
>105%<=110%
9
0
69
13
19
4
3
3
3
3
0
0
11
4
5
7
6
1
0
Centre
8
5
6
7
7
1
1
Champagne-Ardennes
2
2
1
3
1
0
DOM
4
3
4
12
9
1
Franche-Comté
2
1
2
2
2
1
10
4
4
7
9
1
102
47
59
58
77
19
21
10
8
13
19
4
Limousin
2
1
1
3
3
0
Lorraine
6
3
4
6
4
1
0
0
Midi Pyrénéees
15
6
9
14
20
2
1
1
0
Nord Pas de Calais
24
13
16
19
26
6
2
1
0
Pays de Loire
13
6
6
8
7
2
1
0
41
Picardie
9
4
6
8
8
2
1
1
39
Poitou Charentes
6
4
4
5
4
1
0
0
64
35
30
40
62
12
3
1
Bretagne
Haute-Normandie
Ile de France
Languedoc-Roussillon
Provence Alpes Cote Azur
Rhone-Alpes
31 juil. 15
0<=40%
Aquitaine
Bourgogne
Total
Unindexed LTV ranges
34
0
34
0
10
1
35
10
0
0
0
7
2
1
1
0
77
0
11
30
15
13
17
26
4
1
353
178
197
256
324
65
21
-3-
17
0
37
1
373
24
68
0
109
24
0
0
6
1
2
1
0
248
0
105
1 1,404
11:25:10