GECC- FR Y-9C

Last Update:
FR Y-9C
OMB Number 7100-0128
Approval expires March 31, 2014
Page 1 of 57
20151001.123719
RSSD ID:
Board of Governors of the Federal Reserve System
1631915
Consolidated Financial Statements for
Holding Companies—FR Y-9C
Report at the close of business as of the last calendar day of the quarter
This Report is required by law: Section 5(c) of the Bank Holding
Company Act (12 U.S.C. § 1844) and Section 225.5(b) of Regulation Y
(12 C.F.R. § 225.5(b)) and Section 10 of the Home Owners Loan Act
(12 U.S.C. § 1467a(b)).
This report form is to be filed by holding companies with total
consolidated assets of $500 million or more. In addition, holding
companies meeting certain criteria must file this report (FR Y-9C)
NOTE: Each holding company's board of directors and senior management are responsible for establishing and maintaining an effective system of internal control, including controls over the
Consolidated Financial Statements for Holding Companies. The
Consolidated Financial Statements for Holding Companies is to be
prepared in accordance with instructions provided by the Federal
Reserve System. The Consolidated Financial Statements for Holding
Companies must be signed and attested by the Chief Financial
Officer (CFO) of the reporting holding company (or by the individual
performing this equivalent function).
regardless of size. See page 1 of the general instructions for further information. However, when such holding companies own or
control, or are owned or controlled by, other holding companies,
only the top-tier holding company must file this report for the consolidated holding company organization. The Federal Reserve
may not conduct or sponsor, and an organization (or a person) is
not required to respond to, a collection of information unless it displays a currently valid OMB control number.
Date of Report:
December 31, 2013
Month / Day / Year (BHCK 9999)
I, the undersigned CFO (or equivalent) of the named holding
company, attest that the Consolidated Financial Statements for
Holding Companies (including the supporting schedules) for this
report date have been prepared in conformance with the instructions issued by the Federal Reserve System and are true and
correct to the best of my knowledge and belief.
GENERAL ELECTRIC CAPITAL CORPORATION
ROBERT GREEN
Printed Name of Chief Financial Officer (or Equivalent) (BHCK C490)
Legal Title of Holding Company (TEXT 9010)
901 MAIN AVENUE
Signature of Chief Financial Officer (or Equivalent)
(Mailing Address of the Holding Company) Street / PO Box (TEXT 9110)
NORWALK
02/27/2014
Date of Signature (MM/DD/YYYY) (BHTX J196)
City (TEXT 9130)
CT
State (TEXT 9200)
06851
Zip Code (TEXT 9220)
Person to whom questions about this report should be directed:
KAREN INGWERSEN, REGULATORY REPORTING LEADER
Name / Title (BHTX 8901)
312-441-7457
Area Code / Phone Number (BHTX 8902)
For Federal Reserve Bank Use Only
RSSD ID
C.I.
312-463-2382
Area Code / FAX Number (BHTX 9116)
S.F.
[email protected]
E-mail Address of Contact (BHTX 4086)
Holding companies must maintain in their files a manually signed and attested printout of the data submitted.
Public reporting burden for this information collection is estimated to vary from 5 to 1,250 hours per response, with an average of 45.59 hours per response, including time to gather and
maintain data in the required form and to review instructions and complete the information collection. Comments regarding this burden estimate or any other aspect of this information collection, including suggestions for reducing the burden, may be sent to Secretary, Board of Governors of the Federal Reserve System, 20th and C Streets, NW, Washington, DC 20551, and
to the Office of Management and Budget, Paperwork Reduction Project (7100-0128), Washington, DC 20503.
12/2013
For Federal Reserve Bank Use Only
RSSD ID
FR Y-9C
Page 2 of 57
RSSD ID:
S.F.
1631915
Report of Income for Holding Companies
Report all Schedules of the Report of Income on a calendar year-to-date basis.
Schedule HI—Consolidated Income Statement
Dollar Amounts in Thousands
1. Interest income
a. Interest and fee income on loans:
(1) In domestic offices:
(a) Loans secured by 1– 4 family residential properties................................................
(b) All other loans secured by real estate ..................................................................
(c) All other loans ................................................................................................
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs .....................................
b. Income from lease financing receivables......................................................................
c. Interest income on balances due from depository institutions1 ..........................................
d. Interest and dividend income on securities:
(1) U.S. Treasury securities and U.S. government agency obligations
(excluding mortgage-backed securities) ...................................................................
(2) Mortgage-backed securities ..................................................................................
(3) All other securities...............................................................................................
e. Interest income from trading assets ............................................................................
f. Interest income on federal funds sold and securities purchased under agreements
to resell.................................................................................................................
g. Other interest income ..............................................................................................
h. Total interest income (sum of items 1.a through 1.g) .......................................................
2. Interest expense
a. Interest on deposits:
(1) In domestic offices:
(a) Time deposits of $100,000 or more.....................................................................
(b) Time deposits of less than $100,000 ...................................................................
(c) Other deposits................................................................................................
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs .....................................
b. Expense on federal funds purchased and securities sold under agreements to repurchase ....
c. Interest on trading liabilities and other borrowed money
(excluding subordinated notes and debentures) ............................................................
d. Interest on subordinated notes and debentures and on mandatory convertible
securities ..............................................................................................................
e. Other interest expense .............................................................................................
f. Total interest expense (sum of items 2.a through 2.e) ....................................................
3. Net interest income (item 1.h minus item 2.f)....................................................................
4. Provision for loan and lease losses (from Schedule HI-B, part II, item 5) ................................
5. Noninterest income:
a. Income from fiduciary activities ..................................................................................
b. Service charges on deposit accounts in domestic offices.................................................
c. Trading revenue2 .....................................................................................................
d. (1) Fees and commissions from securities brokerage .....................................................
(2) Investment banking, advisory, and underwriting fees and commissions..........................
(3) Fees and commissions from annuity sales ...............................................................
(4) Underwriting income from insurance and reinsurance activities ....................................
(5) Income from other insurance activities ....................................................................
e. Venture capital revenue............................................................................................
f. Net servicing fees ..................................................................................................
g. Net securitization income..........................................................................................
BHCK
4435
4436
F821
4059
4065
4115
B488
B489
4060
4069
4020
4518
4107
A517
A518
6761
4172
15186
1332926
11922672
6898183
1641827
228189
37627
215174
1938522
0
23230
54364
24307900
41998
518561
28281
1.a.(1)(a)
1.a.(1)(b)
1.a.(1)(c)
1.a.(2)
1.b.
1.c.
1.d.(1)
1.d.(2)
1.d.(3)
1.e.
1.f.
1.g.
1.h.
2.a.(1)(a)
2.a.(1)(b)
2.a.(1)(c)
2.a.(2)
2.b.
4180
241342
1473
4185
7431858
2.c.
4397
480615
4398
4073
4074
587702
9331830
14976070
4230
4827524
2.d.
2.e.
2.f.
3.
4.
4070
4483
A220
C886
150
10
104743
11908
C888
C887
C386
30588
0
1574518
C387
B491
B492
226612
B493
0
111615
-340
5.a.
5.b.
5.c.
5.d.(1)
5.d.(2)
5.d.(3)
5.d.(4)
5.d.(5)
5.e.
5.f.
5.g.
1. Includes interest income on time certificates of deposit not held for trading.
2. For holding companies required to complete Schedule HI, memoranda item 9, trading revenue reported in Schedule HI, item 5.c must equal the sum
of memoranda items 9.a through 9.e.
03/2013
FR Y-9C
Page 3 of 57
RSSD ID: 1631915
Schedule HI—Continued
Dollar Amounts in Thousands
BHCK
5. h. Not applicable
i. Net gains (losses) on sales of loans and leases ............................................................ 8560
j. Net gains (losses) on sales of other real estate owned.................................................... 8561
k. Net gains (losses) on sales of other assets (excluding securities)..................................... B496
l. Other noninterest income3......................................................................................... B497
m. Total noninterest income (sum of items 5.a through 5.l)................................................. 4079
6. a. Realized gains (losses) on held-to-maturity securities .................................................... 3521
b. Realized gains (losses) on available-for-sale securities .................................................. 3196
7. Noninterest expense:
a. Salaries and employee benefits ................................................................................ 4135
b. Expenses of premises and fixed assets (net of rental income)
(excluding salaries and employee benefits and mortgage interest) .................................. 4217
c. (1) Goodwill impairment losses ................................................................................. C216
(2) Amortization expense and impairment losses for other intangible assets ....................... C232
d. Other noninterest expense4 ...................................................................................... 4092
e. Total noninterest expense (sum of items 7.a through 7.d) ............................................... 4093
8. Income (loss) before income taxes and extraordinary items, and other adjustments
(sum of items 3, 5.m, 6.a, and 6.b minus items 4 and 7.e).................................................. 4301
9. Applicable income taxes (foreign and domestic)............................................................... 4302
10. Income (loss) before extraordinary items and other adjustments (item 8 minus item 9) ............ 4300
11. Extraordinary items and other adjustments, net of income taxes5 ......................................... 4320
12. Net income (loss) attributable to holding company and noncontrolling
(minority) interests (sum of items 10 and 11) ................................................................... G104
13. LESS: Net income (loss) attributable to noncontrolling (minority) interests
(if net income, report as a positive value; if net loss, report as a negative value) ..................... G103
14. Net income (loss) attributable to holding company (item 12 minus item 13) ........................... 4340
0
-519267
5.i.
5.j.
5.k.
5.l.
5.m.
6.a.
6.b.
6514605
7.a.
128420
9331
2932035
16713088
21842678
866151
0
443538
16328456
24152750
7.b.
7.c.(1)
7.c.(2)
7.d.
7.e.
-991546
8310753
-2054284
8.
9.
10.
11.
6256469
12.
52620
6203849
13.
14.
7319207
3. See Schedule HI, memoranda item 6.
4. See Schedule HI, memoranda item 7.
5. Describe on Schedule HI, memoranda item 8.
Memoranda
Dollar Amounts in Thousands
1. Net interest income (item 3 above) on a fully taxable equivalent basis ..................................
2. Net income before income taxes, extraordinary items, and other adjustments (item 8 above)
on a fully taxable equivalent basis.................................................................................
3. Income on tax-exempt loans and leases to states and political subdivisions in the U.S.
(included in Schedule HI, items 1.a and 1.b, above) .........................................................
4. Income on tax-exempt securities issued by states and political subdivisions in the U.S.
(included in Schedule HI, item 1.d.(3), above) .................................................................
BHCK
4519
14999423
M.1.
4592
7903529
M.2.
4313
92250
M.3.
4507
17047
M.4.
BHCK
5. Number of full-time equivalent employees at end of current period
(round to nearest whole number) .................................................................................. 4150
6. Other noninterest income (from Schedule HI, item 5.l, above) (only report amounts greater
than $25,000 that exceed 3 percent of Schedule HI, item 5.l):
a. Income and fees from the printing and sale of checks ....................................................
b. Earnings on/increase in value of cash surrender value of life insurance .............................
c. Income and fees from automated teller machines (ATMs) ...............................................
d. Rent and other income from other real estate owned .....................................................
e. Safe deposit box rent ..............................................................................................
f. Net change in the fair values of financial instruments accounted for under a fair value option
Number
66409
M.5.
BHCK
C013
C015
0
0
0
0
0
F229
0
C014
C016
4042
M.6.a.
M.6.b.
M.6.c.
M.6.d.
M.6.e.
M.6.f.
03/2013
FR Y-9C
Page 4 of 57
RSSD ID: 1631915
Schedule HI—Continued
Memoranda—Continued
Dollar Amounts in Thousands BHCK
6. g. Bank card and credit card interchange fees .................................................................. F555
h. Gains on bargain purchases ................................................................................... J447
RENTAL INCOME FROM EQUIPMENT LEASES
i.
TEXT
8562
EQUITY IN EARNINGS OF NONCONSOLIDATED SUBSIDIARIES
j.
TEXT
8563
TEXT
8564
RENTAL INCOME FROM REAL ESTATE INVESTMENTS
0
0
M.6.g.
M.6.h.
8562
9543963
M.6.i.
8563
1696657
M.6.j.
8564
k.
7. Other noninterest expense (from Schedule HI, item 7.d, above) (only report amounts greater
than $25,000 that exceed 3 percent of the sum of Schedule HI, item 7.d):
a. Data processing expenses ........................................................................................ C017
b. Advertising and marketing expenses ........................................................................... 0497
c. Directors' fees ........................................................................................................ 4136
d. Printing, stationery, and supplies ................................................................................ C018
e. Postage ................................................................................................................ 8403
f. Legal fees and expenses ........................................................................................... 4141
g. FDIC deposit insurance assessments ......................................................................... 4146
h. Accounting and auditing expenses.............................................................................. F556
i. Consulting and advisory expenses .............................................................................. F557
j. Automated teller machine (ATM) and interchange expenses ............................................. F558
k. Telecommunications expenses .................................................................................. F559
1860388
M.6.k.
0
0
0
0
0
0
M.7a.
M.7.b.
M.7.c.
M.7.d.
M.7.e.
M.7.f.
M.7.g.
M.7.h.
M.7. i.
M.7. j.
M.7.k.
8565
6423839
M.7. l.
0
0
0
0
l.
TEXT
8565
m.
TEXT
8566
8566
0
M.7.m.
TEXT
8567
8567
0
M.7.n.
3571
-2510698
M.8.a.(1)
M.8.a.(2)
3573
0
M.8.b.(1)
M.8.b.(2)
3575
0
M.8.c.(1)
M.8.c.(2)
8757
8758
8759
8760
79933
-9856
37418
0
F186
-2752
DEPRECIATION OF EQUIPMENT UNDER LEASE
n.
8. Extraordinary items and other adjustments (from Schedule HI, item 11)
(itemize all extraordinary items and other adjustments):
TEXT
DISCONTINUED OPERATIONS
3571
a. (1)
(2) Applicable income tax effect.........................................
BHCK 3572
-456414
BHCK 3574
0
TEXT
3573
b. (1)
(2) Applicable income tax effect.........................................
TEXT
3575
c. (1)
(2) Applicable income tax effect......................................... BHCK 3576
9. Trading revenue (from cash instruments and derivative instruments)
(Sum of items 9.a through 9.e must equal Schedule HI, item 5.c.)
0
Memorandum items 9.a through 9.e are to be completed by holding companies that reported
average trading assets (Schedule HC-K, item 4.a) of $2 million or more for any quarter of the
preceding calendar year:
a. Interest rate exposures ............................................................................................
b. Foreign exchange exposures ....................................................................................
c. Equity security and index exposures ...........................................................................
d. Commodity and other exposures ................................................................................
e. Credit exposures ....................................................................................................
M.9.a.
M.9.b.
M.9.c.
M.9.d.
M.9.e.
03/2013
FR Y-9C
Page 5 of 57
RSSD ID: 1631915
Schedule HI—Continued
Memoranda—Continued
Dollar Amounts in Thousands
Memoranda items 9.f and 9.g are to be completed by holding companies with $100 billion or more
in total assets that are required to complete Schedule HI, Memorandum items 9.a through 9.e,
above.1
9. f. Impact on trading revenue of changes in the creditworthiness of the holding company's
derivatives counterparties on the holding company's derivative assets (included in
Memorandum items 9.a through 9.e above).................................................................
g. Impact on trading revenue of changes in the creditworthiness of the holding company on the
holding company's derivative liabilities (included in Memorandum items 9.a through 9.e
above) .................................................................................................................
10. Net gains (losses) recognized in earnings on credit derivatives that economically hedge credit
exposures held outside the trading account:
a. Net gains (losses) on credit derivatives held for trading ..................................................
b. Net gains (losses) on credit derivatives held for purposes other than trading ......................
11. Credit losses on derivatives (see instructions) .................................................................
BHCK
K090
1064
K094
-54
C889
C890
-2752
-486
A251
0
8431
C242
C243
88505
M.9.f.
M.9.g.
M.10.a.
M.10.b.
M.11.
Memorandum item 12.a is to be completed by holding companies with $1 billion or more in total
assets.1
12. a. Income from the sale and servicing of mutual funds and annuities (in domestic offices)...........
b. (1) Premiums on insurance related to the extension of credit...........................................
(2) All other insurance premiums ...............................................................................
c. Benefits, losses, and expenses from insurance-related activities ......................................
14. Net gains (losses) recognized in earnings on assets and liabilities that are reported at
fair value under a fair value option:
a. Net gains (losses) on assets ....................................................................................
(1) Estimated net gains (losses) on loans attributable to changes in instrument-specific
credit risk ........................................................................................................
b. Net gains (losses) on liabilities ..................................................................................
(1) Estimated net gains (losses) on liabilities attributable to changes in instrument-specific
credit risk.........................................................................................................
15. Stock-based employee compensation expense (net of tax effects) calculated for all
awards under the fair value method ..............................................................................
Memorandum item 16 is to be completed by holding companies that are required to
complete Schedule HC-C, Memorandum items 6.b and 6.c.
16. Noncash income from negative amortization on closed-end loans secured by 1– 4 family
residential properties (included in Schedule HI, item 1.a.(1)(a)) ...........................................
17. Other-than-temporary impairment losses on held-to-maturity and available-for-sale
debt securities:
a. Total other-than-temporary impairment losses .............................................................
b. Portion of losses recognized in other comprehensive income (before income taxes) ................
c. Net impairment losses recognized in earnings (included in Schedule HI, items 6.a and 6.b)
(Memorandum item 17.a minus Memorandum item 17.b) ................................................
1432130
2817653
B983
13. Does the reporting holding company have a Subchapter S election in effect for
federal income tax purposes for the current tax year? (Enter "1" for Yes; enter "0" for No.)................
Dollar Amounts in Thousands
Memorandum item 14 is to be completed by holding companies that have elected to account for
assets and liabilities under a fair value option.
0
0=No
M.12.a.
M.12.b.(1)
M.12.b.(2)
M.12.c.
BHCK
1=Yes A530
0
M.13.
BHCK
F551
2243
F552
F553
0
M.14.a.(1)
M.14.b.
F554
0
M.14.b.(1)
C409
76115
0
M.14.a.
M.15.
Year-to-date
BHCK
F228
0
J319
777669
J320
30856
M.17.a.
M.17.b.
J321
746813
M.17.c.
M.16.
1. The asset size test is generally based on the total assets reported as of June 30, 2012.
03/2013
FR Y-9C
Page 6 of 57
RSSD ID:1631915
Schedule HI-A—Changes in Holding Company Equity Capital
Dollar Amounts in Thousands BHCK
1. Total holding company equity capital most recently reported for the end of previous
calendar year (i.e., after adjustments from amended Reports of Income) .................................... 3217
2. Cumulative effect of changes in accounting principles and corrections of material accounting errors B507
3. Balance end of previous calendar year as restated (sum of items 1 and 2) .................................. B508
81889345
1.
2.
3.
6203849
4.
81889345
0
BHCT
4. Net income (loss) attributable to holding company (must equal Schedule HI, item 14) ...................
5. Sale of perpetual preferred stock (excluding treasury stock transactions):
a. Sale of perpetual preferred stock, gross............................................................................
b. Conversion or retirement of perpetual preferred stock..........................................................
6. Sale of common stock:
a. Sale of common stock, gross..........................................................................................
b. Conversion or retirement of common stock........................................................................
7. Sale of treasury stock.......................................................................................................
8. LESS: Purchase of treasury stock.......................................................................................
9. Changes incident to business combinations, net ....................................................................
10. LESS: Cash dividends declared on preferred stock ................................................................
11. LESS: Cash dividends declared on common stock .................................................................
12. Other comprehensive income1 ...........................................................................................
13. Change in the offsetting debit to the liability for Employee Stock Ownership Plan (ESOP) debt
guaranteed by the holding company ....................................................................................
14. Other adjustments to equity capital (not included above) .........................................................
15. Total holding company equity capital end of current period (sum of items 3, 4, 5, 6, 7, 9, 12,
13, and 14, less items 8, 10, and 11) (must equal item 27.a on Schedule HC) ..............................
4340
BHCK
3577
989864
3578
0
3579
0
0
0
3580
4782
4783
4356
4598
4460
B511
0
0
297688
5985000
-92694
5.a.
5.b.
6.a.
6.b.
7.
8.
9.
10.
11.
12.
4591
0
3581
-13762
13.
14.
82693914
15.
BHCT
3210
1. Includes, but is not limited to, changes in net unrealized holding gains (losses) on available-for-sale securities, changes in accumulated net
gains (losses) on cash flow hedges, foreign currency translation adjustments, and pension and other postretirement plan related changes
other than net periodic benefit cost.
03/2013
FR Y-9C
Page 7 of 57
RSSD ID:1631915
Schedule HI-B—Charge-Offs and Recoveries on Loans and
Leases and Changes in Allowance for Loan and Lease Losses
(Column A)
Charge-offs1
Dollar Amounts in Thousands
I. Charge-offs and Recoveries on Loans and Leases
(Fully Consolidated)
1. Loans secured by real estate:
a. Construction, land development, and other land loans
in domestic offices:
(1) 1– 4 family residential construction loans .................................
(2) Other construction loans and all land development and
other land loans .................................................................
b. Secured by farmland in domestic offices ......................................
c. Secured by 1– 4 family residential properties in domestic offices:
(1) Revolving, open-end loans secured by 1– 4 family residential
properties and extended under lines of credit ...........................
(2) Closed-end loans secured by 1– 4 family residential
properties in domestic offices:
(a) Secured by first liens ......................................................
(b) Secured by junior liens....................................................
d. Secured by multifamily (5 or more) residential properties in
domestic offices......................................................................
e. Secured by nonfarm nonresidential properties in domestic offices:
(1) Loans secured by owner-occupied nonfarm nonresidential
properties ..........................................................................
(2) Loans secured by other nonfarm nonresidential properties ..........
f. In foreign offices .....................................................................
2. Loans to depository institutions and acceptances of other banks:
a. To U.S. banks and other U.S. depository institutions.......................
b. To foreign banks .....................................................................
3. Loans to finance agricultural production and other loans to farmers ......
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) ...................................................
b. To non-U.S. addressees (domicile) .............................................
5. Loans to individuals for household, family, and other personal
expenditures:
a. Credit cards ...........................................................................
b. Automobile loans ....................................................................
c. Other consumer loans (includes single payment, installment,
all student loans, and revolving credit plans other than
credit cards) ..........................................................................
6. Loans to foreign governments and official institutions.........................
7. All other loans............................................................................
8. Lease financing receivables:
a. Leases to individuals for household, family, and other personal
expenditures ..........................................................................
b. All other leases .......................................................................
9. Total (sum of items 1 through 8) ....................................................
(Column B)
Recoveries
BHCK
BHCK
C891
0 C892
0
1.a.(1)
C893
3584
0 C894
0 3585
0
0
1.a.(2)
1.b.
5411
0 5412
0
1.c.(1)
C234
82
C235
1128 C217
27666 C218
2012
3588
129 3589
0
C895
C897
B512
60637 C896
47540 C898
588840 B513
3186
10762
64767
4653
4654
0 4663
0 4664
4736 4665
0
778
2.a.
2.b.
3.
4646
376071 4617
544100 4618
99236
73932
4.a.
4.b.
B514
K129
3204479 B515
98591 K133
660982
5.a.
5.b.
K205
4643
4644
786878 K206
0 4627
12 4628
387049
F185
C880
32865 F187
201453 F188
5975125 4605
23808
4655
4645
4635
0
50269
0
11
86723
1463597
1.c.(2)(a)
1.c.(2)(b)
1.d.
1.e.(1)
1.e.(2)
1.f.
5.c.
6.
7.
8.a.
8.b.
9.
1. Include write-downs arising from transfers to a held-for-sale account.
03/2011
FR Y-9C
Page 8 of 57
RSSD ID: 1631915
Schedule HI-B—Continued
Memoranda
(Column A)
Charge-offs1
(Column B)
Recoveries
Calendar Year-to-date
Dollar Amounts in Thousands BHCK
1. Loans to finance commercial real estate, construction, and land
development activities (not secured by real estate) included in Schedule
HI-B, part I, items 4 and 7 above ......................................................... 5409
2. Loans secured by real estate to non-U.S. addressees (domicile) (included in
Schedule HI-B, part I, item 1, above) .................................................... 4652
BHCK
0 5410
0
M.1.
588695 4662
64207
M.2.
Memorandum item 3 is to be completed by (1) holding companies that, together with affiliated institutions, have outstanding credit
card receivables (as defined in the instructions) that exceed $500 million as of the report date or (2) holding companies that on a
consolidated basis are credit card specialty holding companies (as defined in the instructions).
Calendar Year-to-date
3. Uncollectible retail credit card fees and finance charges reversed against income
(i.e., not included in charge-offs against the allowance for loan and lease losses) .......................... C388
BHCK
Dollar Amounts in Thousands
999362
M.3.
4948911
1.
1463597
2.
5780739
194386
3.
4.
4827524
5.
13622
6.
5278529
7.
BHCK
II. Changes in allowance for loan and lease losses
1. Balance most recently reported at end of previous year
(i.e., after adjustments from amended Reports of Income) ........................................................ B522
BHCT
2. Recoveries (must equal Schedule HI-B, part I, item 9, column B, above) ..................................... 4605
BHCK
3. LESS: Charge-offs (must equal Schedule HI-B, part I, item 9, column A above less
Schedule HI-B, part II, item 4) ............................................................................................. C079
4. LESS: Write-downs arising from transfers of loans to a held-for-sale account................................ 5523
BHCT
5. Provision for loan and lease losses (must equal Schedule HI, item 4).......................................... 4230
BHCK
6. Adjustments (see instructions for this schedule) ...................................................................... C233
BHCT
7. Balance at end of current period (sum of items 1, 2, 5, and 6, less items 3 and 4)
(must equal Schedule HC, item 4.c) ..................................................................................... 3123
1. Include write-downs arising from transfers to a held-for-sale account.
Memoranda
Dollar Amounts in Thousands
BHCK
1. Allocated transfer risk reserve included in Schedule HI-B, part II, item 7 .................................... C435
0
M.1.
0
M.2.
550917
M.3.
5857
M.4.
Memoranda items 2 and 3 are to be completed by (1) holding companies that, together with
affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that
exceed $500 million as of the report date or (2) holding companies that on a consolidated basis are
credit card specialty holding companies (as defined in the instructions).
2. Separate valuation allowance for uncollectible retail credit card fees and finance charges ............. C389
3. Amount of allowance for loan and lease losses attributable to retail credit card fees and finance
charges (included in Schedule HC, item 4.c and Schedule HI-B, part II, item 7) ........................... C390
Memorandum item 4 is to be completed by all holding companies.
4. Amount of allowance for post-acquisition credit losses on purchased credit-impaired loans
accounted for in accordance with AICPA Statement of Position 03-3
(included in Schedule HI-B, part II, item 7, above) ................................................................. C781
03/2013
RSSD ID:
1631915
FR Y-9C
Page 9 of 57
Schedule HI-C—Disaggregated Data on the Allowance for Loan and Lease Losses
Schedule HI-C is to be completed by holding companies with $1 billion or more in total assets.1
(Column A)
Recorded Investment:
Individually Evaluated
for Impairment
(ASC 310-10-35)
Dollar Amounts in Thousands
1. Real estate loans:
a. Construction loans .....
b. Commercial
real estate loans ........
c. Residential
real estate loans ........
2. Commercial loans2 .........
3. Credit cards ..................
4. Other consumer loans .....
5. Unallocated, if any..........
6. Total
(sum of items 1.a. through 5.)
(Column B)
Allowance Balance:
Individually Evaluated
for Impairment
(ASC 310-10-35)
(Column C)
Recorded Investment:
Collectively Evaluated
for Impairment
(ASC 450-20)
(Column D)
Allowance Balance:
Collectively Evaluated
for Impairment
(ASC 450-20)
(Column E)
Recorded Investment:
Purchased
Credit-Impaired Loans
(ASC 310-30)
(Column F)
Allowance Balance:
Purchased
Credit-Impaired Loans
(ASC 310-30)
BHCK
BHCK
BHCK
BHCK
BHCK
BHCK
M708
443573 M709
26124 M710
1705550 M711
11623 M712
97380 M713
1277
1.a.
M714
4170701 M715
94098 M716
28834231 M717
186146 M719
310639 M720
2280
1.b.
M721
1183980 M722
3070196 M728
1000197 M734
455630 M740
103053 M723
311872 M729
330138 M735
29239990 M724
124090584 M730
59286488 M736
11279522 M742
M745
40074 M726
88784 M732
12022 M738
0 M744
597
1600
103166 M741
261792 M725
708283 M731
2759921 M737
376456 M743
1.c.
2.
3.
4.
5.
548899 M751
5857
M727
M733
M739
M746
10324277 M747
968451 M748
254436365 M749
103
0
0
4304221 M750
6.
1. The asset size test is generally based on the total assets reported as of June 30, 2012.
2. Include all loans and leases not reported as real estate loans, credit cards, or other consumer loans.
03/2013
RSSD ID: 1631915
FR Y-9C
Page 10 of 57
Notes to the Income Statement—Predecessor Financial Items
For holding companies involved in a business combination(s) during the quarter, provide on the lines below income statement
information for any acquired company(ies) with aggregated assets of $10 billion or more or 5 percent of the reporting holding
company's total consolidated assets as of the previous quarter-end, whichever is less. Information should be reported year-todate of acquisition.
Dollar Amounts in Thousands
1. Total interest income ........................................................................................................
a. Interest income on loans and leases ................................................................................
b. Interest income on investment securities...........................................................................
2. Total interest expense ......................................................................................................
a. Interest expense on deposits ..........................................................................................
3. Net interest income..........................................................................................................
4. Provision for loan and lease losses .....................................................................................
5. Total noninterest income ...................................................................................................
a. Income from fiduciary activities .......................................................................................
b. Trading revenue ..........................................................................................................
c. Investment banking, advisory, brokerage, and underwriting fees and commissions ....................
d. Venture capital revenue.................................................................................................
e. Net securitization income...............................................................................................
f. Insurance commissions and fees ....................................................................................
6. Realized gains (losses) on held-to-maturity and available-for-sale securities................................
7. Total noninterest expense .................................................................................................
a. Salaries and employee benefits ......................................................................................
b. Goodwill impairment losses............................................................................................
8. Income (loss) before taxes, extraordinary items, and other adjustments......................................
9. Applicable income taxes ...................................................................................................
10. Noncontrolling (minority) interest ........................................................................................
11. Extraordinary items, net of applicable income taxes and noncontrolling (minority) interest ..............
12. Net income (loss) ............................................................................................................
13. Cash dividends declared...................................................................................................
14. Net charge-offs ...............................................................................................................
15. Net interest income (item 3 above) on a fully taxable equivalent basis ........................................
BHBC
4107
4094
4218
4073
4421
4074
4230
4079
4070
A220
B490
B491
B493
B494
4091
4093
4135
C216
4301
4302
4484
4320
4340
4475
6061
4519
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1.
1.a.
1.b.
2.
2.a.
3.
4.
5.
5.a.
5.b.
5.c.
5.d.
5.e.
5.f.
6.
7.
7.a.
7.b.
8.
9.
10.
11.
12.
13.
14.
15.
03/2013
FR Y-9C
Page 11 of 57
RSSD ID:1631915
Notes to the Income Statement (Other)
Enter in the lines provided below any additional information on specific line items on the income statement or to its schedules that the
holding company wishes to explain, that has been separately disclosed in the holding company's quarterly reports to its shareholders,
in its press releases, or on its quarterly reports to the Securities and Exchange Commission (SEC). Exclude any
transactions that have been separately disclosed under the reporting requirements specified in memoranda items 6 through 8 to
Schedule HI, the Consolidated Income Statement.
Also include any transactions which previously would have appeared as footnotes to Schedules HI through HI-B.
Each additional piece of information disclosed should include the appropriate reference to schedule and item number, as well as a
description of the additional information and the dollar amount (in thousands of dollars) associated with that disclosure.
Example
A holding company has received $1.35 million of back interest on loans and leases that are currently in nonaccrual status. The holding
company's interest income for the quarter shows that increase which has been disclosed in the report to the stockholders and to the
SEC. Enter on the line item below the following information:
TEXT
0000
BHCK
Sch. HI, item 1.a(1), Recognition of interest payments on
nonaccrual loans to XYZ country
0000
1
350
Notes to the Income Statement (Other)
TEXT
1.
2.
3.
4.
5.
6.
7.
8.
9.
Dollar Amounts in Thousands
BHCK
5351
5351
0
1.
5352
0
2.
5353
0
3.
5354
0
4.
5355
0
5.
B042
0
6.
B043
0
7.
B044
0
8.
B045
0
9.
B046
0
10.
5352
5353
5354
5355
B042
B043
B044
B045
10. B046
03/2013
RSSD ID:1631915
FR Y-9C
Page 12 of 57
Notes to the Income Statement (Other)—Continued
TEXT
11. B047
Dollar Amounts in Thousands
BHCK
B047
0
11.
B048
0
12.
B049
0
13.
B050
0
14.
B051
0
15.
B052
0
16.
B053
0
17.
B054
0
18.
B055
0
19.
B056
0
20.
12. B048
13. B049
14. B050
15. B051
16. B052
17. B053
18. B054
19. B055
20. B056
03/2003
GENERAL ELECTRIC CAPITAL CORPORATION
FR Y-9C
Page 13 of 57
For Federal Reserve Bank Use Only
Name of Holding Company
C.I.
1631915
Consolidated Financial Statements for
Holding Companies
Report at the close of business
RSSD ID:
20131231
Month / Day / Year
Schedule HC—Consolidated Balance Sheet
Dollar Amounts in Thousands
Assets
1. Cash and balances due from depository institutions:
a. Noninterest-bearing balances and currency and coin1 .......................................................
b. Interest-bearing balances:2
(1) In U.S. offices ......................................................................................................
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs.......................................
2. Securities:
a. Held-to-maturity securities (from Schedule HC-B, column A) ..............................................
b. Available-for-sale securities (from Schedule HC-B, column D) ............................................
3. Federal funds sold and securities purchased under agreements to resell:
a. Federal funds sold in domestic offices ................................................................... BHDM
b. Securities purchased under agreements to resell3 .................................................... BHCK
4. Loans and lease financing receivables:
a. Loans and leases held for sale ....................................................................................
265309541
b. Loans and leases, net of unearned income .................................... B528
5278529
3123
c. LESS: Allowance for loan and lease losses ....................................
d. Loans and leases, net of unearned income and allowance for loan and lease losses
(item 4.b minus 4.c) ...................................................................................................
5. Trading assets (from Schedule HC-D) ..............................................................................
6. Premises and fixed assets (including capitalized leases) ......................................................
7. Other real estate owned (from Schedule HC-M)..................................................................
8. Investments in unconsolidated subsidiaries and associated companies ...................................
9. Direct and indirect investments in real estate ventures .........................................................
10. Intangible assets:
a. Goodwill..................................................................................................................
b. Other intangible assets (from Schedule HC-M)................................................................
11. Other assets (from Schedule HC-F)..................................................................................
12. Total assets (sum of items 1 through 11) ...........................................................................
BHCK
0081
8335091
0395
0397
14091772
17078814
1.a.
1.b.(1)
1.b.(2)
1754
1773
57481951
B987
B989
20765432
5369
1185759
4.a.
4.b.
4.c.
B529
2130
3656
260031012
261220
1053784
88781
12287461
24816960
4.d.
5.
6.
7.
8.
9.
3163
0426
2160
26275656
1189482
79061966
2170
524005141
10.a.
10.b.
11.
12.
3545
2145
2150
0
0
2.a.
2.b.
3.a.
3.b.
1. Includes cash items in process of collection and unposted debits.
2. Includes time certificates of deposit not held for trading.
3. Includes all securities resale agreements in domestic and foreign offices, regardless of maturity.
03/2013
FR Y-9C
Page 14 of 57
RSSD ID: 1631915
Schedule HC—Continued
Dollar Amounts in Thousands
Liabilities
13. Deposits:
a. In domestic offices (from Schedule HC-E):
(1) Noninterest-bearing1 .............................................................................................
(2) Interest-bearing....................................................................................................
b. In foreign offices, Edge and Agreement subsidiaries, and IBFs:
(1) Noninterest-bearing ..............................................................................................
(2) Interest-bearing....................................................................................................
14. Federal funds purchased and securities sold under agreements to repurchase:
a. Federal funds purchased in domestic offices2..................................................................
BHDM
6631
6636
415289
39407921
13.a.(1)
13.a.(2)
752607
13177614
13.b.(1)
13.b.(2)
BHFN
6631
6636
BHDM
B993
0
14.a.
B995
3548
126063
59332
14.b.
15.
3190
306846214
4062
9301894
19.a.
C699
2750
2948
2981432
67810914
440879280
19.b.
20.
21.
BHCK
b. Securities sold under agreements to repurchase3 ............................................................
15. Trading liabilities (from Schedule HC-D) ............................................................................
16. Other borrowed money (includes mortgage indebtedness and obligations under
capitalized leases) (from Schedule HC-M) .........................................................................
17. Not applicable
18. Not applicable
19. a. Subordinated notes and debentures4 ............................................................................
b. Subordinated notes payable to unconsolidated trusts issuing trust preferred securities, and
trust preferred securities issued by consolidated special purpose entities .............................
20. Other liabilities (from Schedule HC-G) ..............................................................................
21. Total liabilities (sum of items 13 through 20) .......................................................................
22. Not applicable
Equity Capital
Holding Company Equity Capital
23. Perpetual preferred stock and related surplus ....................................................................
24. Common stock (par value) .............................................................................................
25. Surplus (exclude all surplus related to preferred stock).........................................................
26. a. Retained earnings .....................................................................................................
b. Accumulated other comprehensive income5 ....................................................................
c. Other equity capital components6 .................................................................................
27. a. Total holding company equity capital (sum of items 23 through 26.c)....................................
b. Noncontrolling (minority) interests in consolidated subsidiaries ...........................................
28. Total equity capital (sum of items 27.a and 27.b) .................................................................
29. Total liabilities and equity capital (sum of items 21 and 28) ....................................................
3283
3230
3240
3247
B530
A130
3210
3000
G105
3300
4949405
14
27613177
51164969
-1033651
0
82693914
431947
83125861
524005141
16.
23.
24.
25.
26.a.
26.b.
26.c.
27.a.
27.b.
28.
29.
1. Includes noninterest-bearing demand, time, and savings deposits.
2. Report overnight Federal Home Loan Bank advances in Schedule HC, item 16, "Other borrowed money."
3. Includes all securities repurchase agreements in domestic and foreign offices regardless of maturity.
4. Includes limited-life preferred stock and related surplus.
5. Includes, but is not limited to, net unrealized holding gains (losses) on available-for-sale securities, accumulated net gains (losses) on cash flow
hedges, cumulative foreign currency translation adjustments, and accumulated defined benefit pension and other postretirement plan
adjustments.
6. Includes treasury stock and unearned Employee Stock Ownership Plan shares.
03/2013
RSSD ID: 1631915
FR Y-9C
Page 15 of 57
Schedule HC—Continued
Memoranda (to be completed annually by holding companies for the December 31 report date)
0=No BHCK
1. Has the holding company engaged in a full-scope independent external audit at any time during the
calendar year? (Enter "1" for Yes, enter "0" for No.) ......................................................................... 1=Yes C884
2. If response to Memoranda item 1 is yes, indicate below the name and address of the holding company's
independent external auditing firm (see instructions), and the name and e-mail address of the auditing firm's
engagement partner.7
a.
KPMG LLP
(1) Name of External Auditing Firm (TEXT C703)
b.
1
M.1.
(1) Name of Engagement Partner (TEXT C704)
STAMFORD
(2) City (TEXT C708)
(2) E-mail Address (TEXT C705)
CT
06905
(3) State Abbreviation (TEXT C714)
(4) Zip Code (TEXT C715)
7. The Federal Reserve regards information submitted in response to Memorandum item 2.b as confidential.
03/2013
FR Y-9C
Page 16 of 57
RSSD ID: 1631915
Schedule HC-B—Securities
Held-to-Maturity
(Column A)
Amortized Cost
Dollar Amounts in Thousands
(Column B)
Fair Value
Available-for-Sale
(Column C)
Amortized Cost
(Column D)
Fair Value
BHCK
BHCK
BHCK
BHCK
1. U.S. Treasury securities........................................................... 0211
0 0213
0 1286
356311 1287
358670
1289
0 1290
0 1295
0 8497
0 1291
0 1297
0 8498
10094 1293
1978950 1298
10138
1993961
4252301 8499
4296528
0 G302
0 G306
0 G310
33016 G303
434095 G307
32771
427616
G308
0 G301
0 G305
0 G309
674941 G311
691580
4.a.(1)
4.a.(2)
4.a.(3)
G312
0 G313
0 G314
647696 G315
730032
4.b.(1)
G316
0 G317
0 G321
0 G318
0 G322
0 G319
369498 G323
0
390377
4.b.(2)
4.b.(3)
0 K143
0 K147
0 K144
0 K148
0 K145
807948 K149
755972
K150
0 K151
0 K152
K154
0 K155
0 K156
0 K153
2168431 K157
2332720
2. U.S. government agency obligations
(exclude mortgage-backed securities):
a. Issued by U.S. government agencies1 .....................................
b. Issued by U.S. government-sponsored agencies2 ......................
3. Securities issued by states and political subdivisions in the U.S. ......
4. Mortgage-backed securities (MBS)
a. Residential pass-through securities:
(1) Guaranteed by GNMA .....................................................
(2) Issued by FNMA and FHLMC ............................................
(3) Other pass-through securities............................................
b. Other residential mortgage-backed securities
(include CMOs, REMICs, and stripped MBS):
(1) Issued or guaranteed by U.S. Government agencies or
sponsored agencies3 .......................................................
(2) Collateralized by MBS issued or guaranteed by U.S.
Government agencies or sponsored agencies3 .....................
(3) All other residential mortgage-backed securities....................
c. Commercial MBS:
(1) Commercial pass-through securities:
(a) Issued or guaranteed by FNMA, FHLMC, or GNMA ..........
(b) Other pass-through securities .......................................
(2) Other commercial MBS:
(a) Issued or guaranteed by U.S. Government agencies or
sponsored agencies3 ..................................................
(b) All other commercial MBS ............................................
1294
8496
G300
G304
G320
K142
K146
0
0
1.
2.a.
2.b.
3.
4.c.(1)(a)
4.c.(1)(b)
4.c.(2)(a)
4.c.(2)(b)
1. Includes Small Business Administration "Guaranteed Loan Pool Certificates," U.S. Maritime Administration obligations, and Export-Import Bank participation certificates.
2. Includes obligations (other than mortgage-backed securities) issued by the Farm Credit System, the Federal Home Loan Bank System, the Federal Home Loan Mortgage Corporation, the
Federal National Mortgage Association, the Financing Corporation, Resolution Funding Corporation, the Student Loan Marketing Association, and the Tennessee Valley Authority.
3. U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA), the Federal Deposit Insurance Corporation (FDIC),
and the National Credit Union Administration (NCUA). U.S. Government-sponsored agencies include, but are not limited to, such agencies as the Federal Home Loan Mortgage Corporation
(FHLMC) and the Federal National Mortgage Association (FNMA).
03/2011
RSSD ID:
FR Y-9C
Page 17 of 57
1631915
Schedule HC-B—Continued
Held-to-Maturity
(Column A)
Amortized Cost
Dollar Amounts in Thousands
5. Asset-backed securities and structured financial products:
a. Asset-backed Securities (ABS) .................................................
b. Structured financial products:
(1) Cash ...............................................................................
(2) Synthetic..........................................................................
(3) Hybrid .............................................................................
6. Other debt securities:
a. Other domestic debt securities..................................................
b. Foreign debt securities ............................................................
7. Investments in mutual funds and other equity securities with
readily determinable fair values ....................................................
8. Total (sum of 1 through 7) (total of column A must equal
Schedule HC, item 2.a) (total of column D must equal
Schedule HC, item 2.b) ..............................................................
Available-for-Sale
(Column B)
Fair Value
(Column C)
Amortized Cost
(Column D)
Fair Value
BHCK
BHCK
BHCK
BHCK
C026
0 C988
0 C989
7382395 C027
7397798
G336
G340
0 G337
0 G341
0 G345
0 G338
0 G342
0 G346
450688 G339
0 G343
0 G347
381344
0
0 1738
0 1743
0 1739
0 1744
19691994 1741
14495478 1746
14656108
A510
1181783 A511
1229151
7.
0 1772
54935619 1773
57481951
8.
0416
29224397
M.1.
0383
0384
0387
16992273
3323684
35886718
M.2.a.
M.2.b.
M.2.c.
1778
0
M.3.
8782
8783
0
0
M.4.a.
M.4.b.
G344
1737
1742
BHCT
1754
0
21797185
5.a.
5.b.(1)
5.b.(2)
5.b.(3)
6.a.
6.b.
BHCT
0 1771
Memoranda
Dollar Amounts in Thousands
1. Pledged securities ....................................................................................................................................................................
2. Remaining maturity or next repricing date of debt securities2,3 (Schedule HC-B, items 1 through 6.b in columns A and D above):
a. 1 year and less ......................................................................................................................................................................
b. Over 1 year to 5 years ............................................................................................................................................................
c. Over 5 years .........................................................................................................................................................................
3. Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or trading securities during the calendar year-to-date
(report the amortized cost at date of sale or transfer) ........................................................................................................................
4. Structured notes (included in the held-to-maturity and available-for-sale accounts in Schedule HC-B, items 2, 3, 5, and 6):
a. Amortized cost ......................................................................................................................................................................
b. Fair value .............................................................................................................................................................................
1
BHCK
1. Includes held-to-maturity securities at amortized cost and available-for-sale securities at fair value.
2. Exclude investments in mutual funds and other equity securities with readily determinable fair values.
3. Report fixed-rate debt securities by remaining maturity and floating debt securities by next repricing date.
06/2009
RSSD ID:
FR Y-9C
Page 18 of 57
1631915
Schedule HC-B—Continued
Memoranda—Continued
Held-to-Maturity
(Column A)
Amortized Cost
Dollar Amounts in Thousands
Memorandum item 5 is to be completed by holding companies
with total assets over $1 billion or with foreign offices.1
5. Asset-backed securities (ABS) (sum of Memorandum
items 5.a through 5.f must equal Schedule HC-B, item 5.a):
a. Credit card receivables ............................................................
b. Home equity lines ...................................................................
c. Automobile loans....................................................................
d. Other consumer loans..............................................................
e. Commercial and industrial loans ................................................
f. Other....................................................................................
6. Structured financial products by underlying collateral or reference
assets (for each column, sum of Memorandum items 6.a through 6.g
must equal Schedule HC-B, sum of items 5.b.(1) through (3)):
a. Trust preferred securities issued by financial institutions..................
b. Trust preferred securities issued by real estate investment trusts ......
c. Corporate and similar loans.......................................................
d. 1– 4 family residential MBS issued or guaranteed by U.S.
government-sponsored enterprises (GSEs) ..................................
e. 1– 4 family residential MBS not issued or guaranteed by GSEs.........
f. Diversified (mixed) pools of structured financial products ................
g. Other collateral or reference assets ............................................
(Column B)
Fair Value
Available-for-Sale
(Column C)
Amortized Cost
(Column D)
Fair Value
BHCK
BHCK
BHCK
BHCK
B838
B842
B846
0 B840
0 B844
0 B848
50000 B841
0 B845
0 B849
B850
0 B839
0 B843
0 B847
0 B851
0 B852
200084 B853
B854
B858
0 B855
0 B859
0 B856
0 B860
6937391 B857
194920 B861
G348
G352
0 G349
0 G353
0 G357
0 G350
0 G354
0 G351
0 G355
0
0 G358
0 G359
0
0 G361
0 G365
0 G369
0 G373
0 G362
0 G363
0 G367
0
0
0 G371
450688 G375
381344
G356
G360
G364
G368
G372
0 G366
0 G370
0 G374
49990
0
0
177446
6987691
182671
0
0
M.5.a.
M.5.b.
M.5.c.
M.5.d.
M.5.e.
M.5.f.
M.6.a.
M.6.b.
M.6.c.
M.6.d.
M.6.e.
M.6.f.
M.6.g.
1. The $1 billion asset size test is generally based on the total assets reported as of June 30, 2012.
03/2013
FR Y-9C
Page 19 of 57
RSSD ID: 1631915
Schedule HC-C—Loans and Lease Financing Receivables
Do not deduct the allowance for loan and lease losses from amounts reported in this schedule. Report (1) loans and leases held for sale
at the lower of cost or fair value, (2) loans and leases held for investment, net of unearned income, and (3) loans and leases accounted
for at fair value under a fair value option. Exclude assets held for trading and commercial paper.
(Column A)
Consolidated
Dollar Amounts in Thousands BHCK
1. Loans secured by real estate ....................................................... 1410
a. Construction, land development, and other land loans:
(1) 1– 4 family residential construction loans ................................
(2) Other construction loans and all land development and other
land loans........................................................................
(Column B)
In Domestic Offices
BHDM
1.
66708034
BHCK
F158
0
1.a.(1)
F159
578352
1.a.(2)
BHDM
b. Secured by farmland...............................................................
c. Secured by 1– 4 family residential properties:
(1) Revolving, open-end loans secured by 1– 4 family residential
properties and extended under lines of credit ..........................
(2) Closed-end loans secured by 1– 4 family residential properties:
(a) Secured by first liens......................................................
(b) Secured by junior liens ...................................................
d. Secured by multifamily (5 or more) residential properties................
e. Secured by nonfarm nonresidential properties:
(1) Loans secured by owner- occupied nonfarm nonresidential
properties ........................................................................
(2) Loans secured by other nonfarm nonresidential properties .........
1420
0
1797
413
1.c.(1)
5367
5368
1460
581
0
1.c.(2)(a)
1.c.(2)(b)
1.d.
2568107
1.b.
BHCK
F160
5173062
F161
11655144
1.e.(1)
1.e.(2)
BHDM
2. Loans to depository institutions and acceptances of other banks .........
a. To U.S. banks and other U.S. depository institutions......................
b. To foreign banks ....................................................................
3. Loans to finance agricultural production and other loans to farmers .....
4. Commercial and industrial loans ...................................................
a. To U.S. addressees (domicile) ..................................................
b. To non-U.S. addressees (domicile) ............................................
5. Not applicable
6. Loans to individuals for household, family, and other personal
expenditures (i.e., consumer loans) (includes purchased paper) ........
a. Credit cards
b. Other revolving credit plans......................................................
c. Automobile loans....................................................................
d. Other consumer loans
(includes single payment, installment, and all student loans) ...........
7. Loans to foreign governments and official institutions
(including foreign central banks) ...................................................
8. Not applicable
9. Loans to nondepository financial institutions and other loans:
a. Loans to nondepository financial institutions ................................
b. Other loans
(1) Loans for purchasing or carrying securities
(secured or unsecured).......................................................
(2) All other loans (exclude consumer loans)................................
10. Lease financing receivables (net of unearned income) ......................
a. Leases to individuals for household, family, and other personal
expenditures (i.e., consumer leases) ..........................................
b. All other leases ......................................................................
11. LESS: Any unearned income on loans reflected in items 1–9 above .....
12. Total (sum of items 1 through 10 minus item 11)
(total of column A must equal Schedule HC, sum of items 4.a and 4.b)
1292
1296
1590
1763
1764
1288
5878
757729 1590
1766
52317095
52867419
5878
2350503
169588
44164271
1975
2.
2.a.
2.b.
3.
4.
4.a.
4.b.
K137
60298707
625034
1722312
6.
6.a.
6.b.
6.c.
K207
8997018
6.d.
B538
B539
55494520
2081
12021 2081
0
J454
1091580 J454
429577
1545
3799 1545
J451
795370 J451
2165
0
794560
13654989
F162
F163
2123
2122
386475
26259474
0 2123
0
266495300 2122
143392190
7.
9.a.
9.b.(1)
9.b.(2)
10.
10.a.
10.b.
11.
12.
03/2011
FR Y-9C
Page 20 of 57
RSSD ID: 1631915
Schedule HC-C—Continued
Memoranda
Dollar Amounts in Thousands
1. Loans restructured in troubled debt restructurings that are in compliance with their modified
terms (included in Schedule HC-C, and not reported as past due or
nonaccrual in Schedule HC-N, Memorandum item 1):
a. Construction, land development, and other land loans in domestic offices:
(1) 1– 4 family residential construction loans ..............................................................
(2) All other construction loans and all land development and other land loans..................
b. Loans secured by 1– 4 family residential properties in domestic offices ...........................
c. Secured by multifamily (5 or more) residential properties in domestic offices ....................
d. Secured by nonfarm nonresidential properties in domestic offices:
(1) Loans secured by owner-occupied nonfarm nonresidential properties ........................
(2) Loans secured by other nonfarm nonresidential properties.......................................
e. Commercial and Industrial loans:
672881
(1) To U.S. addressees (domicile)............................................ K163
375254
(2) To non-U.S. addressees (domicile)...................................... K164
f . A ll other loans (include loans to individuals for household, family, and other personal
expenditures)1 ....................................................................................................
Itemize and describe loan categories included in Memorandum item 1.f, above that exceed
10 percent of total loans restructured in troubled debt restructurings that are in compliance
with their modified terms (sum of Memorandum items 1.a through 1.f):
BHDM
K158
K159
F576
K160
K161
K162
0
0
0
75079
251070
866474
M.1.a.(1)
M.1.a.(2)
M.1.b.
M.1.c.
M.1.d.(1)
M.1.d.(2)
BHCK
M.1.e.(1)
M.1.e.(2)
K165
2350778
M.1.f.
BHDM
(1) Loans secured by farmland in domestic offices ................................................. K166
0
M.1.f.(1)
K168
0
0
M.1.f.(2)
M.1.f.(3)
K098
702123
K203
0
K204
K212
0
0
K267
1282275
2746
71727
M.2.
B837
47391747
M.3.
4. Outstanding credit card fees and finance charges
(included in Schedule HC-C, item 6.a, Column A) .......................................................... C391
3298821
M.4.
2574562
548899
M.5.a.
M.5.b.
0
M.6.a.
BHCK
(2) Loans to depository institutions and acceptances of other banks ...
(3) Loans to finance agricultural production and other loans to farmers.......................
(4) Loans to individuals for household, family, and other personal expenditures:
(a) Credit cards ..........................................................................................
(b) Automobile loans ...................................................................................
(c) Other consumer loans (includes single payment, installment, all student loans,
and revolving credit plans other than credit cards) .........................................
(5) Loans to foreign governments and official institutions .........................................
(6) Other loans1...............................................................................................
2. Loans to finance commercial real estate, construction, and land development activities (not
secured by real estate) included in Schedule HC-C, items 4 and 9, Column A, above ............
3. Loans secured by real estate to non-U.S. addressees (domicile)
(included in Schedule HC-C, item 1, column A) .............................................................
K167
M.1.f.(4)(a)
M.1.f.(4)(b)
M.1.f.(4)(c)
M.1.f.(5)
M.1.f.(6)
Memorandum item 4 is to be completed by (1) holding companies that, together with
affiliated institutions, have outstanding credit card receivables (as defined in the instructions)
that exceed $500 million as of the report date or (2) holding companies that on a
consolidated basis are credit card specialty holding companies (as defined in the instructions).
Memorandum item 5 is to be completed by all holding companies.
5. Purchased credit-impaired loans held for investment accounted for in accordance with AICPA
Statement of Position 03- 3 (exclude loans held for sale):
a. Outstanding balance............................................................................................. C779
b. Carrying amount included in Schedule HC-C, items 1 through 9 .................................... C780
6. Closed-end loans with negative amortization features secured by 1– 4 family residential
properties in domestic offices:
a. Total carrying amount of closed-end loans with negative amortization features secured
by 1– 4 family residential properties (included in Schedule HC-C, items 1.c.(2)(a) and (b)) .. F230
1. Includes "Obligations (other than securities and leases) of states and political subdivisions in the U.S.," "Loans to nondepository financial institutions
and other loans," and loans secured by real estate in foreign offices.
06/2013
FR Y-9C
Page 21 of 57
RSSD ID: 1631915
Schedule HC-C—Continued
Memoranda—Continued
Dollar Amounts in Thousands
Memorandum items 6.b and 6.c are to be completed by holding companies that had
closed-end loans with negative amortization features secured by 1– 4 family residential
properties (as reported in Schedule HC-C, Memorandum item 6.a) as of December 31, 2012,
that exceeded the lesser of $100 million or 5 percent of total loans and leases, net of unearned
income, in domestic offices (as reported in Schedule HC-C, item 12, column B).
BHCK
6. b. Total maximum remaining amount of negative amortization contractually permitted on
closed-end loans secured by 1– 4 family residential properties ................................. F231
c. Total amount of negative amortization on closed-end loans secured by 1– 4 family
residential properties included in the carrying amount reported in Memorandum item
6.a above ...................................................................................................... F232
7.-8. Not applicable.
BHDM
9. Loans secured by 1– 4 family residential properties in domestic offices in process of
foreclosure (included in Schedule HC-C, items 1.c.(1), 1.c.(2)(a), and 1.c.(2)(b)) ............ F577
(Column A)
Consolidated
Dollar Amounts in Thousands
Memorandum items 10 and 11 are to be completed by holding companies that have elected to measure loans included in Schedule HC-C,
items 1 through 9, at fair value under a fair value option.
10. Loans measured at fair value:
a. Loans secured by real estate.............................................
(1) Construction, land development, and other land loans........
(2) Secured by farmland (including farm residential and other
improvements)...........................................................
(3) Secured by 1– 4 family residential properties:
(a) Revolving, open-end loans secured by 1– 4 family
residential properties and extended under lines of credit
(b) Closed-end loans secured by 1– 4 family residential
properties:
(i) Secured by first liens...........................................
(ii) Secured by junior liens ........................................
(4) Secured by multifamily (5 or more) residential properties ....
(5) Secured by nonfarm nonresidential properties ..................
b. Commercial and industrial loans ........................................
c. Loans to individuals for household, family, and other personal
expenditures (i.e., consumer loans) (includes purchased paper):
(1) Credit cards ..............................................................
(2) Other revolving credit plans ..........................................
(3) Automobile loans........................................................
(4) Other consumer loans (includes single payment,
installment, and all student loans) ..................................
d. Other loans....................................................................
M.6.b.
0
M.6.c.
0
M.9.
F578
0
M.10.a.
M.10.a.(1)
F579
0
M.10.a.(2)
F580
0
M.10.a.(3)(a)
F581
F582
F583
0
0
M.10.a.(3)(b)(i)
M.10.a.(3)(b)(ii)
M.10.a.(4)
M.10.a.(5)
M.10.b.
(Column B)
Domestic Offices
BHCK
F608
0
BHDM
14039
0
14039
F585
F584
0 F585
F586
F587
K196
0 F586
0 F587
0 K196
0
K208
F589
0 K208
0 F589
0
0
0
0
0
M.10.c.(1)
M.10.c.(2)
M.10.c.(3)
M.10.c.(4)
M.10.d.
03/2013
RSSD ID: 1631915
FR Y-9C
Page 22 of 57
Schedule HC-C—Continued
Memoranda—Continued
(Column A)
Consolidated
Dollar Amounts in Thousands
11. Unpaid principal balances of loans measured at fair value
(reported in memorandum item 10):
a. Loans secured by real estate .............................................
(1) Construction, land development, and other land loans ........
(2) Secured by farmland (including farm residential and other
improvements) ...........................................................
(3) Secured by 1– 4 family residential properties:
(a) Revolving, open-end loans secured by 1– 4 family
residential properties and extended under lines of credit
(b) Closed-end loans secured by 1– 4 family residential
properties:
(i) Secured by first liens ...........................................
(ii) Secured by junior liens.........................................
(4) Secured by multifamily (5 or more) residential properties.....
(5) Secured by nonfarm nonresidential properties ..................
b. Commercial and industrial loans .........................................
c. Loans to individuals for household, family, and other personal
expenditures (i.e., consumer loans) (includes purchased paper):
(1) Credit cards ...............................................................
(2) Other revolving credit plans...........................................
(3) Automobile loans ........................................................
(4) Other consumer loans (includes single payment,
installment, and all student loans) ..................................
d. Other loans ...................................................................
(Column A)
Fair value of acquired
loans and leases at
acquisition date
Dollar Amounts in Thousands
12. Loans (not subject to the requirements of
AICPA Statement of Position 03-3) and
leases held for investment that are
acquired in business combinations with
acquisition dates in the current calendar
year:
a. Loans secured by real estate.............
b. Commercial and industrial loans ........
c. Loans to individuals for household,
family, and other personal expenditures
d. All other loans and all leases .............
(Column B)
Domestic Offices
BHCK
F609
BHDM
F590
0
M.11.a.
M.11.a.(1)
F591
0
M.11.a.(2)
F592
0
M.11.a.(3)(a)
F593
0
F594
F595
F596
0
0
13887
F597
0 F597
0
M.11.a.(3)(b)(i)
M.11.a.(3)(b)(ii)
M.11.a.(4)
M.11.a.(5)
M.11.b.
F598
F599
K195
0 F598
0 F599
0 K195
0
K209
F601
0 K209
0 F601
13887
(Column B)
Gross contractual
amounts receivable
at acquisition
0
0
0
0
M.11.c.(1)
M.11.c.(2)
M.11.c.(3)
M.11.c.(4)
M.11.d.
(Column C)
Best estimate at
acquisition date of contractual cash flows not
expected to be collected
BHCK
BHCK
BHCK
G091
G094
0 G092
0 G095
0 G093
0 G096
0
0
M.12.a.
M.12.b.
G097
G100
0 G098
0 G101
0 G099
0 G102
0
0
M.12.c.
M.12.d.
Dollar Amounts in Thousands BHCK
13. Not applicable
14. Pledged loans and leases .................................................................................... G378
52245953
M.14.
03/2011
FR Y-9C
Page 23 of 57
RSSD ID: 1631915
Schedule HC-D—Trading Assets and Liabilities
Schedule HC-D is to be completed by holding companies that reported average trading assets (Schedule HC-K, item 4.a) of $2
million or more in any of the four preceding quarters.
(Column A)
Consolidated
Dollar Amounts in Thousands
Assets
1. U.S. Treasury securities..........................................................
2. U.S. government agency obligations (exclude mortgage-backed securities)..
3. Securities issued by states and political subdivisions in the U.S. .....
4. Mortgage-backed securities (MBS):
a. Residential pass-through securities issued or guaranteed by
FNMA, FHLMC, or GNMA....................................................
b. Other residential mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies1
(include CMOs, REMICs, and stripped MBS ) ..........................
c. All other residential mortgage-backed securities .......................
d. Commercial MBS issued or guaranteed by U.S. Government
agencies or sponsored agencies1 ..........................................
e. All other commercial MBS ...................................................
5. Other debt securities
a. Structured financial products:
(1) Cash...........................................................................
(2) Synthetic .....................................................................
(3) Hybrid .........................................................................
b. All other debt securities .......................................................
6. Loans:
a. Loans secured by real estate................................................
(1) Construction, land development, and other land loans...........
(2) Secured by farmland
(including farm residential and other improvements) .............
(3) Secured by 1– 4 family residential properties:
(a) Revolving, open-end loans secured by 1– 4 family
residential properties and extended under lines of credit ...
(b) Closed-end loans secured by 1– 4 family residential properties:
(i) Secured by first liens .............................................
(ii) Secured by junior liens...........................................
(4) Secured by multifamily (5 or more) residential properties .......
(5) Secured by nonfarm nonresidential properties .....................
b. Commercial and industrial loans............................................
c. Loans to individuals for household, family, and other personal
expenditures (i.e., consumer loans) (includes purchased paper):
(1) Credit cards..................................................................
(2) Other revolving credit plans .............................................
(3) Automobile loans ..........................................................
(4) Other consumer loans (includes single payment, installment,
and all student loans) .....................................................
d. Other loans.......................................................................
(Column B)
Domestic Offices
BHCM
BHCK
3531
3532
0 3531
0 3532
0
0
3533
0 3533
0
1.
2.
3.
BHCK
BHDM
G379
0 G379
0
4.a.
G380
G381
0 G380
0 G381
0
4.b.
4.c.
K197
0 K197
0 K198
0
0 G383
0 G384
0
0
0 G385
0 G386
0
K198
G383
G384
G385
G386
F610
0
0
4.d.
4.e.
0
5.a.(1)
5.a.(2)
5.a.(3)
5.b.
F604
0
6.a.
6.a.(1)
F605
0
6.a.(2)
F606
0
6.a.(3)(a)
0
6.a.(3)(b)(i)
6.a.(3)(b)(ii)
6.a.(4)
6.a.(5)
6.b.
0
F607
F611
0
0
0
F614
F612
F613
0 F614
0
F615
0 F615
0
F616
K199
0 F616
0 K199
0
K210
0 K210
0
F618
0 F618
0
0
6.c.(1)
6.c.(2)
6.c.(3)
6.c.(4)
6.d.
1. U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA),
the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA). U.S. Government-sponsored agencies include, but are not limited to, such agencies as the Federal Home Loan Mortgage Corporation (FHLMC) and the
Federal National Mortgage Association (FNMA).
03/2013
FR Y-9C
Page 24 of 57
RSSD ID: 1631915
Schedule HC-D—Continued
(Column A)
Consolidated
Dollar Amounts in Thousands BHCM
7.– 8. Not applicable
9. Other trading assets ............................................................. 3541
10. Not applicable
11. Derivatives with a positive fair value ......................................... 3543
BHCT
12. Total trading assets (sum of items 1 through 11)
(total of Column A must equal Schedule HC, item 5) .................... 3545
Liabilities
13. a. Liability for short positions:
(1) Equity securities ...........................................................
(2) Debt securities .............................................................
(3) All other assets ............................................................
b. All other trading liabilities ....................................................
14. Derivatives with a negative fair value ........................................
15. Total trading liabilities (sum of items 13.a through 14)
(total of column A must equal Schedule HC, item 15) ...................
(Column B)
Domestic Offices
BHCK
50437 3541
622
9.
210783 3543
137822
11.
138444
12.
BHDM
261220 3545
BHCK
BHDM
G209
0 G209
0 G210
0 G211
0 F624
59332 3547
17416
13.a.(1)
13.a.(2)
13.a.(3)
13.b.
14.
3548
59332 3548
17416
15.
BHCK
BHDM
G210
G211
F624
3547
0
0
0
0
BHCT
Memoranda
Dollar Amounts in Thousands
1. Unpaid principal balance of loans measured at fair value
(reported in Schedule HC-D, items 6.a. through 6.d.)
a. Loans secured by real estate...............................................
(1) Construction, land development, and other land loans..........
(2) Secured by farmland (including farm residential and other
improvements) ............................................................
(3) Secured by 1– 4 family residential properties:
(a) Revolving, open-end land secured by 1– 4 family
residential properties and extended under lines of credit ..
(b) Closed-end loans secured by 1– 4 family residential
properties:
(i) Secured by first liens.............................................
(ii) Secured by junior liens ..........................................
(4) Secured by multifamily (5 or more) residential properties ......
(5) Secured by nonfarm nonresidential properties ....................
b. Commercial and industrial loans ..........................................
c. Loans to individuals for household, family, and other personal
expenditures (i.e., consumer loans) (includes purchased paper):
(1) Credit cards ................................................................
(2) Other revolving credit plans ............................................
(3) Automobile loans .........................................................
(4) Other consumer loans (includes single payment, installment,
and all student loans) ....................................................
d. Other loans......................................................................
2. Loans measured at fair value that are past due 90 days or more:
a. Fair value ........................................................................
b. Unpaid principal balance ....................................................
F790
F625
0
M.1.a.
M.1.a.(1)
F626
0
M.1.a.(2)
F627
0
M.1.a.(3)(a)
F628
F629
F630
0
0
0
M.1.a.(3)(b)(i)
M.1.a.(3)(b)(ii)
M.1.a.(4)
M.1.a.(5)
M.1.b.
0
0
0
F632
F631
0 F632
F633
F634
K200
0 F633
0 F634
0 K200
0
0
0
M.1.c.(1)
M.1.c.(2)
M.1.c.(3)
K211
F636
0 K211
0 F636
0
0
M.1.c.(4)
M.1.d.
F639
F640
0 F639
0 F640
0
0
M.2.a.
M.2.b.
03/2011
FR Y-9C
Page 25 of 57
RSSD ID:1631915
Schedule HC-D—Continued
Memoranda—Continued
(Column A)
Consolidated
Dollar Amounts in Thousands
3. Structured financial products by underlying collateral or reference
assets (for each column, sum of Memorandum items 3.a through
3.g must equal Schedule HC-D, sum of items 5.a.(1) through (3)):
a. Trust preferred securities issued by financial institutions..................
b. Trust preferred securities issued by real estate investment trusts........
c. Corporate and similar loans.......................................................
d. 1– 4 family residential MBS issued or guaranteed by U.S.
government-sponsored enterprises (GSEs) ..................................
e. 1– 4 family residential MBS not issued or guaranteed by GSEs.........
f. Diversified (mixed) pools of structured financial products.................
g. Other collateral or reference assets ............................................
4. Pledged trading assets:
a. Pledged securities...................................................................
b. Pledged loans ........................................................................
(Column B)
Domestic Offices
BHCK
BHDM
G299
G332
G333
0 G299
0 G332
0 G333
0
G334
G335
0 G334
0 G335
0 G651
0
0 G652
0
0 G387
0 G388
0
G651
G652
G387
G388
Dollar Amounts in Thousands
Memoranda items 5 through 10 are to be completed by holding companies that reported
average trading assets (Schedule HC-K, item 4.a.) of $1 billion or more in any of the four
preceding quarters.
5. Asset-backed securities:
a. Credit card receivables ............................................................................................
b. Home equity lines ...................................................................................................
c. Automobile loans ....................................................................................................
d. Other consumer loans..............................................................................................
e. Commercial and industrial loans ................................................................................
f. Other....................................................................................................................
6. Retained beneficial interests in securitizations (first-loss or equity tranches) ...........................
7. Equity securities:
a. Readily determinable fair values ................................................................................
b. Other....................................................................................................................
8. Loans pending securitization ........................................................................................
9. a. (1) Gross fair value of commodity contracts ..................................................................
(2) Gross fair value of physical commodities held in inventory ..........................................
b. Other trading assets (itemize and describe amounts included in Schedule HC-D, item 9,
column A (other than amounts included in Memoranda items 9.a.(1) and 9.a.(2) above) that
are greater than $25,000 and exceed 25 percent of item 9 less Memoranda items 9.a.(1)
and 9. a. (2)):
BHTX
(1) F655
BHTX
(2) F656
BHTX
(3) F657
10. Other trading liabilities (itemize and describe amounts included in Schedule HC-D, item 13.b
that are greater than $25,000 and exceed 25 percent of the item)
BHTX
a. F658
BHTX
b. F659
BHTX
c. F660
0
0
0
0
0
M.3.a.
M.3.b.
M.3.c.
M.3.d.
M.3.e.
M.3.f.
M.3.g.
M.4.a.
M.4.b.
BHCK
F643
F644
F645
F646
0
0
0
0
0
F647
F648
F651
0
F652
F653
0
0
F654
G212
G213
0
0
F655
F656
0
F657
F658
F659
F660
0
0
0
0
0
0
0
M.5.a.
M.5.b.
M.5.c.
M.5.d.
M.5.e.
M.5.f.
M.6.
M.7.a.
M.7.b.
M.8.
M.9.a.(1)
M.9.a.(2)
M.9.b.(1)
M.9.b.(2)
M.9.b.(3)
M.10.a.
M.10.b.
M.10.c.
03/2013
RSSD ID: 1631915
FR Y-9C
Page 26 of 57
Schedule HC-E—Deposit Liabilities1
Dollar Amounts in Thousands
1. Deposits held in domestic offices of commercial bank subsidiaries of the reporting
holding company:
a. Noninterest-bearing balances2 .......................................................................................
b. Interest-bearing demand deposits, NOW, ATS, and other transaction accounts .......................
c Money market deposit accounts and other savings accounts ...............................................
d. Time deposits of less than $100,000...............................................................................
e. Time deposits of $100,000 or more ................................................................................
2. Deposits held in domestic offices of other depository institutions that are subsidiaries of the
reporting holding company:
a. Noninterest-bearing balances2.......................................................................................
b. Interest-bearing demand deposits, NOW, ATS, and other transaction accounts .......................
c. Money market deposit accounts and other savings accounts ...............................................
d. Time deposits of less than $100,000...............................................................................
e. Time deposits of $100,000 or more ................................................................................
BHCB
2210
3187
49181
0
2389
6648
2604
2799526
10752629
495637
1.a.
1.b.
1.c.
1.d.
1.e.
BHOD
3189
3187
2389
6648
366108
63110
5090921
14511563
2604
5694535
Dollar Amounts in Thousands BHDM
1. Brokered deposits less than $100,000 with a remaining maturity of one year or less .................... A243
2. Brokered deposits less than $100,000 with a remaining maturity of more than one year ............... A164
3. Time deposits of $100,000 or more with a remaining maturity of one year or less ........................ A242
10314070
14890799
2.a.
2.b.
2.c.
2.d.
2.e.
Memoranda
3889653
M.1.
M.2.
M.3.
4144644
M.4.
B556
2148
1622840
6917279
1.
2.
A519
A520
0
BHFN
4. Foreign office time deposits with a remaining maturity of one year or less .................................. A245
1. The sum of items 1.a through 1.e and items 2.a through 2.e must equal the sum of Schedule HC, items 13.a.(1) and 13.a.(2).
2. Includes noninterest-bearing demand, time, and savings deposits.
Schedule HC-F—Other Assets
Dollar Amounts in Thousands
1. Accrued interest receivable1 .............................................................................................
2. Net deferred tax assets2 ..................................................................................................
3. Interest-only strips receivable (not in the form of a security)3 on:
a. Mortgage loans ..........................................................................................................
b. Other financial assets ..................................................................................................
4. Equity securities that DO NOT have readily determinable fair values4 .......................................
5. Life insurance assets:
a. General account life insurance assets ............................................................................
b. Separate account life insurance assets ...........................................................................
c. Hybrid account life insurance assets ...............................................................................
6. Other...........................................................................................................................
BHCK
1752
K201
K202
K270
2168
0
1746326
3.a.
3.b.
4.
68681125
5.a.
5.b.
5.c.
6.
79061966
7.
72263
22133
0
BHCT
7. Total (sum of items 1 through 6) (must equal Schedule HC, item 11)......................................... 2160
1. Include accrued interest receivable on loans, leases, debt securities and other interest-bearing assets.
2. See discussion of deferred income taxes in Glossary entry on "income taxes."
3. Report interest-only strips receivable in the form of a security as available-for-sale securities in Schedule HC, item 2.b, or as trading assets in
Schedule HC, item 5, as appropriate.
4. Include Federal Reserve stock, Federal Home Loan Bank stock, and bankers' bank stock.
03/2013
RSSD ID: 1631915
FR Y-9C
Page 27 of 57
Schedule HC-G—Other Liabilities
Dollar Amounts in Thousands
BHCK
1. Not applicable
2. Net deferred tax liabilities1 ..................................................................................................... 3049
3. Allowance for credit losses on off-balance-sheet credit exposures ................................................. B557
4. Other ................................................................................................................................ B984
7725
56786130
2.
3.
4.
67810914
5.
3197
209508683
1.
3296
19542769
2.
3298
3408
46109246
0
3.
4.
3409
0
5.
11017059
BHCT
5. Total (sum of items 2 through 4) (must equal Schedule HC, item 20) .............................................. 2750
1. See discussion of deferred income taxes in Glossary entry on "income taxes."
Schedule HC-H—Interest Sensitivity1
Dollar Amounts in Thousands
1. Earning assets that are repriceable within one year or mature within one year .................................
2. Interest-bearing deposit liabilities that reprice within one year or mature within one year included in
item 13.a.(2) and 13.b.(2) on Schedule HC, Balance Sheet ..........................................................
3. Long-term debt that reprices within one year included in items 16 and 19.a on Schedule HC,
Balance Sheet ....................................................................................................................
4. Variable-rate preferred stock (includes both limited-life and perpetual preferred stock) .......................
5. Long-term debt reported in Schedule HC, item 19.a on the Balance Sheet that is scheduled to
mature within one year .........................................................................................................
BHCK
1. Holding companies with foreign offices have the option of excluding the smallest of such non-U.S. offices from coverage in this schedule. Such
holding companies may omit the smallest of their offices in foreign countries when arrayed by total assets provided that the assets of the
excluded offices do not exceed 50 percent of the total assets of the holding company's assets in foreign countries and 10 percent of the holding
company's total consolidated assets as of the report date.
03/2013
RSSD ID: 1631915
FR Y-9C
Page 28 of 57
Schedule HC-I—Insurance-Related Underwriting Activities (Including Reinsurance)
Schedule HC-I must be completed by all top-tier holding companies. (See instructions for additional information.)
I . Property and Casualty Underwriting
Dollar Amounts in Thousands
BHCK
Assets
1. Reinsurance recoverables ................................................................................................... B988
2. Total assets ...................................................................................................................... C244
109130
1876622
1.
2.
Liabilities
3. Claims and claims adjustment expense reserves ..................................................................... B990
4. Unearned premiums .......................................................................................................... B991
968154
98809
3.
4.
5. Total equity....................................................................................................................... C245
482213
5.
6. Net income ...................................................................................................................... C246
33042
6.
Assets
1. Reinsurance recoverables ................................................................................................... C247
2. Separate account assets..................................................................................................... B992
3. Total assets ...................................................................................................................... C248
1576113
0
34419933
1.
2.
3.
Liabilities
4. Policyholder benefits and contractholder funds ........................................................................ B994
5. Separate account liabilities .................................................................................................. B996
24453377
0
4.
5.
6. Total equity....................................................................................................................... C249
10058799
6.
7. Net income ...................................................................................................................... C250
-19662
7.
II. Life and Health Underwriting
BHCK
03/2013
RSSD ID: 1631915
FR Y-9C
Page 29 of 57
Schedule HC-K—Quarterly Averages
Dollar Amounts in Thousands
Assets
1. Securities:
a. U.S. Treasury securities and U.S. government agency obligations
(excluding mortgage-backed securities) ....................................................................
b. Mortgage-backed securities....................................................................................
c. All other securities
(includes securities issued by states and political subdivisions in the U.S.) .......................
2. Federal funds sold and securities purchased under agreements to resell ............................
BHCK
B558
B559
1555630
5015722
1.a.
1.b.
B560
3365
48726010
20603484
1.c.
2.
BHDM
3. a . Total loans and leases in domestic offices .................................................................
(1) Loans secured by 1– 4 family residential properties.................................................
(2) All other loans secured by real estate ...................................................................
(3) Loans to finance agricultural production and other loans to farmers ............................
(4) Commercial and industrial loans .........................................................................
(5) Loans to individuals for household, family, and other personal expenditures:
(a) Credit cards ..............................................................................................
(b) Other (includes single payment, installment other than auto loans, all student loans,
and revolving credit plans other than credit cards ...............................................
3516
3465
142849703
93898
3466
3386
3387
20711563
164070
52902199
3.a.
3.a.(1)
3.a.(2)
3.a.(3)
3.a.(4)
B561
52394351
3.a.(5)(a)
B562
1066868
3.a.(5)(b)
BHFN
b. Total loans and leases in foreign offices, Edge and agreement subsidiaries, and IBFs.......... 3360
122242216
3.b.
4. a. Trading assets ..................................................................................................... 3401
b. Other earning assets ............................................................................................ B985
5. Total consolidated assets .......................................................................................... 3368
305241
32088944
526339484
4.a.
4.b.
5.
2635
36979606
14113996
68946
310784699
6.
7.
8.
9.
Equity Capital
11. Total equity capital (excludes limited-life preferred stock).................................................. 3519
83403894
11.
BHCK
Liabilities
6. Interest-bearing deposits (domestic)1 ...........................................................................
7. Interest-bearing deposits (foreign)1 ..............................................................................
8. Federal funds purchased and securities sold under agreements to repurchase.....................
9. All other borrowed money .........................................................................................
10. Not applicable
3517
3404
3353
1. Includes interest-bearing demand deposits.
03/2011
FR Y-9C
Page 30 of 57
For Federal Reserve Bank Use Only
RSSD ID:
C.I.
1631915
Schedule HC-L—Derivatives and Off-Balance-Sheet Items
(Report only transactions with nonrelated institutions)
Dollar Amounts in Thousands
1. Unused commitments (report only the unused portions of commitments that are fee paid or
otherwise legally binding):
a. Revolving, open-end loans secured by 1– 4 family residential properties, (e.g., home equity lines) ..
b. (1) Unused consumer credit card lines ......................................................................
(2) Other unused credit card lines ............................................................................
c. (1) Commitments to fund commercial real estate, construction, and land development loans
secured by real estate (sum of items 1.c.(1)(a) and (b) must equal item 1.c.(1)) ...............
(a) 1– 4 family residential construction loan commitments .......... F164
(b) Commercial real estate, other construction loan, and land
development loan commitments ...................................... F165
BHCK
3814
J455
J456
0
281841156
8622744
1.a.
1.b.(1)
1.b.(2)
3816
1707559
1.c.(1)
1587
1.c.(1)(a)
1705972
1.c.(1)(b)
(2) Commitments to fund commercial real estate, construction, and land development loans
NOT secured by real estate ................................................................................
d. Securities underwriting ...........................................................................................
e. Other unused commitments:
(1) Commercial and industrial loans .........................................................................
(2) Loans to financial institutions .............................................................................
(3) All other unused commitments ............................................................................
2. Financial standby letters of credit and foreign office guarantees ..........................................
6550
52634
3817
0
J457
33830392
1350172
J458
J459
6566
34724597
1606455
1.c.(2)
1.d.
1.e.(1)
1.e.(2)
1.e.(3)
2.
Item 2.a is to be completed by holding companies with $1 billion or more in total assets.1
a. Amount of financial standby letters of credit conveyed to others ..................................... 3820
3. Performance standby letters of credit and foreign office guarantees ..................................... 6570
29226
754307
2.a.
3.
79948
3.a.
4.
Item 3.a is to be completed by holding companies with $1 billion or more in total assets.1
a. Amount of performance standby letters of credit conveyed to others ................................ 3822
4. Commercial and similar letters of credit .......................................................................... 3411
5. Not applicable
6. Securities lent ........................................................................................................... 3433
7. Credit derivatives:
a. Notional amounts:
(1) Credit default swaps .........................................................
(2) Total return swaps ............................................................
(3) Credit options..................................................................
(4) Other credit derivatives .....................................................
b. Gross fair values:
(1) Gross positive fair value ....................................................
(2) Gross negative fair value ...................................................
(Column A)
Sold Protection
188631
0
6.
(Column B)
Purchased Protection
BHCK
BHCK
C968
C970
C972
0 C969
0 C971
0 C973
3319704 C975
548371
0
0
0
7.a.(1)
7.a.(2)
7.a.(3)
7.a.(4)
0 C221
10220 C222
128
9953
7.b.(1)
7.b.(2)
C974
C219
C220
c. Notional amounts by regulatory capital treatment:
(1) Positions covered under the Market Risk Rule:
(a) Sold protection ...........................................................................................
(b) Purchased protection ...................................................................................
(2) All other positions:
(a) Sold protection ...........................................................................................
(b) Purchased protection that is recognized as a guarantee for regulatory capital
purposes....................................................................................................
(c) Purchased protection that is not recognized as a guarantee for regulatory capital
purposes....................................................................................................
BHCK
G401
G402
7.c.(1)(a)
7.c.(1)(b)
G403
7.c.(2)(a)
G404
7.c.(2)(b)
G405
7.c.(2)(c)
1. The $1 billion asset size test is generally based on the total assets reported as of June 30, 2012.
03/2013
FR Y-9C
Page 31 of 57
RSSD ID:1631915
Schedule HC-L—Continued
(Report only transactions with nonrelated institutions)
Remaining Maturity of:
(Column A)
One year or less
Dollar Amounts in Thousands
7. d. Notional amounts by remaining maturity:
(1) Sold credit protection:
(a) Investment grade ........................
(b) Subinvestment grade ...................
(2) Purchased credit protection:
(a) Investment grade ........................
(b) Subinvestment grade ...................
(Column B)
Over One Year Through
Five Years
(Column C)
Over Five Years
BHCK
BHCK
BHCK
G406
0 G407
561969 G410
0 G408
2289676 G411
157831
432902 G413
0 G416
111869 G414
0 G417
3600
G409
G412
G415
310228
0
7.d.(1)(a)
7.d.(1)(b)
7.d.(2)(a)
7.d.(2)(b)
BHCK
8. Spot foreign exchange contracts...................................................................................
9. All other off-balance-sheet items (exclude derivatives) (include in item 9 the aggregate
amount all other off-balance-sheet items that individually exceed 10 percent of Schedule HC,
item 27.a, "Total holding company equity capital") (itemize and describe in items 9.a through
9.g only amounts that exceed 25 percent of Schedule HC, item 27.a) ..................................
a. Securities borrowed ...............................................................................................
b. Commitments to purchase when-issued securities .......................................................
c. Commitments to sell when-issued securities ...............................................................
8765
1443147
3430
3432
3434
9.
9.a.
9.b.
9.c.
8.
3435
0
0
0
0
d.
TEXT
6561
6561
0
9.d.
e.
TEXT
6562
6562
0
9.e.
f.
TEXT
6568
6568
0
TEXT
6586
9.f.
6586
0
9.g.
g.
10. Not applicable
03/2013
FR Y-9C
Page 32 of 57
RSSD ID: 1631915
Schedule HC-L—Continued
Dollar Amounts in Thousands
Derivatives Position Indicators
11. Gross amounts (e.g.,
notional amounts) (for each
column, sum of items 11.a
through 11.e must equal
sum of items 12 and 13):
a. Futures contracts .......
(Column A)
Interest Rate
Contracts
BHCK 8693
5549
BHCK 8701
116851219
4648388
141638
114661773
BHCK A126
5590947
BHCK 8725
113866401
BHCK 8733
BHCK 8714
158780
BHCK A127
BHCK 8726
3875772
BHCK 8745
2071914
102012
BHCK 8734
86500
3495504
BHCK 8746
2717843
11.d.(1)
0
11.d.(2)
11.e.
0
12.
887
13.
BHCK 8736
2054
BHCK 8739
BHCK 8742
0
BHCK 8728
141541
0
14.a.(1)
0
14.a.(2)
2164
14.b.(1)
0
14.b.(2)
BHCK 8740
2053
5780
11.c.(2)
BHCK 8724
BHCK 8735
BHCK 8738
0
887
127519
3885
11.c.(1)
BHCK 8720
BHCK 8727
172833456
0
BHCK 8716
BHCK 8723
571714
11.b.
BHCK 8712
63724
BHCK 8719
56245602
92845
BHCK 8741
0
BHCK 8715
BHCK 3826
0
BHCK 8708
BHCK 8711
149569
11.a.
BHCK 8704
0
BHCK 8707
BHCK 8710
230973
BHCK 8737
16824
0
0
BHCK 8700
BHCK 8703
BHCK 8706
BHCK 8709
BHCK 8696
0
0
0
(Column D)
Commodity and
Other Contracts
BHCK 8699
BHCK 8702
BHCK 3450
e. Swaps .....................
12. Total gross notional
amount of derivative contracts held for trading......
13. Total gross notional
amount of derivative contracts held for purposes
other than trading ...........
14. Gross fair values of
derivative contracts:
a. Contracts held for
trading:
(1) Gross positive fair
value ..................
(2) Gross negative fair
value ..................
b. Contracts held for purposes other than
trading:
(1) Gross positive fair
value ..................
(2) Gross negative fair
value ..................
BHCK 8695
0
0
BHCK 8713
(2) Purchased options ..
BHCK 8694
BHCK 8698
BHCK 8705
(2) Purchased options ..
d. Over-the-counter
option contracts:
(1) Written options .....
(Column C)
Equity Derivative
Contracts
0
BHCK 8697
b. Forward contracts ......
c. Exchange-traded
option contracts:
(1) Written options .....
(Column B)
Foreign Exchange
Contracts
BHCK 8743
BHCK 8744
53311
BHCK 8747
BHCK 8748
0
03/2007
RSSD ID:
FR Y-9C
Page 33 of 57
1631915
Schedule HC-L—Continued
Item 15 is to be completed only by holding companies with total assets of $10 billion or more.1
(Column A)
Banks and Securities
Firms
Dollar Amounts in Thousands
15. Over-the-counter derivatives:
a. Net current credit exposure ..................
b. Fair value of collateral:
(1) Cash–U.S. dollar ..........................
(2) Cash–Other currencies ..................
(3) U.S. Treasury securities ................
(4) U.S. government agency and U.S.
government-sponsored agency debt
securities ....................................
(5) Corporate bonds ...........................
(6) Equity securities ...........................
(7) All other collateral .........................
(8) Total fair value of collateral
(sum of items 15.b.(1) through (7)) ...
(Column B)
Monoline Financial
Guarantors
(Column C)
Hedge Funds
(Column D)
Sovereign Governments
(Column E)
Corporations and
All Other Counterparties
BHCK
BHCK
BHCK
BHCK
BHCK
G418
4663930 G419
0 G420
0 G421
0 G422
235855
15.a.
G423
G428
0 G425
0 G430
0 G435
0 G426
0 G431
0 G436
0 G427
0 G432
0 G437
-28297
G433
2452248 G424
18042 G429
1837966 G434
15.b.(1)
15.b.(2)
15.b.(3)
G438
G443
G448
0 G439
0 G444
0 G449
0 G440
0 G445
0 G450
0 G441
0 G446
0 G451
0 G442
0 G447
0 G452
0
G453
0 G454
0 G455
0 G456
0 G457
0
0
15.b.(4)
15.b.(5)
15.b.(6)
15.b.(7)
G458
4308256 G459
0 G460
0 G461
0 G462
-25799
15.b.(8)
2498
0
0
1. The $10 billion asset size test is generally based on the total assets reported as of June 30, 2012.
03/2013
FR Y-9C
Page 34 of 57
RSSD ID:1631915
Schedule HC-M—Memoranda
Dollar Amounts in Thousands
Number (Unrounded)
1. Total number of holding company common shares
1000
outstanding ..................................................................... 3459
2. Debt maturing in one year or less (included in Schedule HC, items 16 and 19.a) that is
issued to unrelated third parties by bank subsidiaries .................................................
3. Debt maturing in more than one year (included in Schedule HC, items 16 and 19.a) that is
issued to unrelated third parties by bank subsidiaries..................................................
4. Other assets acquired in satisfaction of debts previously contracted...............................
5. Securities purchased under agreements to resell offset against securities sold under
agreements to repurchase on Schedule HC ..............................................................
6. Assets covered by loss-sharing agreements with the FDIC:
a. Loans and leases (included in Schedule HC, items 4.a and 4.b):
(1) Loans secured by real estate in domestic offices:
(a) Construction, land development, and other land loans:
(1) 1– 4 family residential construction loans .................................................
(2) Other construction loans and all land development and other land loans .......
(b) Secured by farmland ...............................................................................
(c) Secured by 1– 4 family residential properties:
(1) Revolving, open-end loans secured by 1– 4 family residential properties and
extended under lines of credit ..............................................................
(2) Closed-end loans secured by 1– 4 family residential properties:
(a) Secured by first liens ......................................................................
(b) Secured by junior liens....................................................................
(d) Secured by multifamily (5 or more) residential properties .................................
(e) Secured by nonfarm nonresidential properties:
(1) Loans secured by owner-occupied nonfarm nonresidential properties ...........
(2) Loans secured by other nonfarm nonresidential properties ..........................
BHCK
1.
6555
800000
2.
6556
6557
1200000
2188
3.
4.
A288
0
5.
K169
K170
0
0
K171
0
6.a.(1)(a)(1)
6.a.(1)(a)(2)
6.a.(1)(b)
K172
0
6.a.(1)(c)(1)
K173
K174
0
0
K175
6.a.(1)(c)(2)(a)
6.a.(1)(c)(2)(b)
0
6.a.(1)(d)
K176
0
K177
0
6.a.(1)(e)(1)
6.a.(1)(e)(2)
BHDM
BHCK
(2) Loans to finance agricultural production and other loans to farmers ........................
(3) Commercial and industrial loans ....................................................................
(4) Loans to individuals for household, family, and other personal expenditures
(i.e., consumer loans) (includes purchased paper):
(a) Credit cards ..........................................................................................
(b) Automobile loans ....................................................................................
(c) Other consumer loans (includes single payment, installment, all student loans,
and all revolving credit plans other than credit cards.......................................
(5) All other loans and leases . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
K178
0
K179
0
6.a.(2)
6.a.(3)
K180
K181
0
0
6.a.(4)(a)
6.a.(4)(b)
K182
K183
0
6.a.(4)(c)
6.a.(5)
K184
K185
0
0
K186
K273
0
0
0
Itemize and describe loan and lease categories included in item 6.a(5) above that
exceed 10 percent of total loans and leases covered by loss-sharing agreements
with the FDIC (sum of items 6.a.(1) through (5)):
(a) Loans to depository institutions and acceptances of other banks ......................
(b) Loans to foreign governments and official institutions .....................................
(c) Other loans1 ...........................................................................................
(d) Lease financing receivables
b. Other real estate owned (included in Schedule HC, item 7):
(1) Construction, land development, and other land in domestic offices........................
(2) Farmland in domestic offices ..........................................................................
(3) 1– 4 family residential properties in domestic offices............................................
(4) Multifamily (5 or more) residential properties in domestic offices ............................
(5) Nonfarm nonresidential properties in domestic offices .........................................
6.a.(5)(a)
6.a.(5)(b)
6.a.(5)(c)
6.a.(5)(d)
BHDM
K187
K188
K189
K190
K191
0
0
0
0
0
6.b.(1)
6.b.(2)
6.b.(3)
6.b.(4)
6.b.(5)
1. Includes "Obligations (other than securities and leases) of states and political subdivisions in the U.S.," "Loans to nondepository financial institutions
and other loans," and loans secured by real estate in foreign offices.
03/2013
FR Y-9C
Page 35 of 57
RSSD ID:1631915
Schedule HC-M—Continued
Dollar Amounts in Thousands
6. b. (6) In foreign offices .................................................................................................
(7) Portion of covered other real estate owned included in items 6.b.(1) through (6) above that
is protected by FDIC loss-sharing agreements ..........................................................
c. Debt securities (included in Schedule HC, items 2.a and 2.b) ............................................
d. Other assets (exclude FDIC loss-sharing indemnification assets) .......................................
7. Captive insurance and reinsurance subsidiaries:
a. Total assets of captive insurance subsidiaries1 ...............................................................
b. Total assets of captive reinsurance subsidiaries1 ............................................................
BHFN
K260
0
6.b.(6)
K192
J461
J462
0
0
0
6.b.(7)
6.c.
6.d.
K193
166818
K194
5640
BHCK
8. Has the holding company entered into a business combination during the calendar year that was
accounted for by the purchase method of accounting? (Enter ''1'' for Yes; enter ''0'' for No.) ................
0=No
9. Has the holding company restated its financial statements during the last quarter as a result of new or
revised Statements of Financial Accounting Standards? (Enter ''1'' for Yes; enter ''0'' for No.) ..............
10. Not applicable
11. Have all changes in investments and activities been reported to the Federal Reserve on the Report of
Changes in Organizational Structure (FR Y-10)? Holding companies must not leave blank or enter
"N/A." The holding company must enter "1" for yes or for no changes to report; or enter "0" for no.
If the answer to this question is no, complete the FR Y-10............................................................
0=No
TEXT
6428
M. IANNONE
Name of Holding Company Official Verifying FR Y-10 Reporting (Please Type or Print)
BHCK
1=Yes C251
0
8.
0
9.
1
11.
0
12.a.
BHCK
1=Yes 6689
0=No
7.a.
7.b.
BHCK
1=Yes 6416
203-750-5347
Area Code / Phone Number (TEXT 9009)
BHCK
12. Intangible assets other than goodwill:
a. Mortgage servicing assets ........................................................................................ 3164
0
(1) Estimated fair value of mortgage servicing assets ..................... 6438
b. Purchased credit card relationships and nonmortgage servicing assets .............................. B026
c. All other identifiable intangible assets.......................................................................... 5507
1145091
12.a.(1)
12.b.
12.c.
d. Total (sum of items 12.a, 12.b, and 12.c) (must equal Schedule HC, item 10.b) .................... 0426
1189482
12.d.
2150
88781
44391
BHCT
13. Other real estate owned................................................................................................
14. Other borrowed money:
a. Commercial paper ...................................................................................................
b. Other borrowed money with a remaining maturity of one year or less .................................
c. Other borrowed money with a remaining maturity of more than one year ............................
13.
BHCK
2309
2332
2333
29045195
54786381
223014638
14.a.
14.b.
14.c.
306846214
14.d.
BHCT
d. Total (sum of items 14.a, 14.b, and 14.c) (must equal Schedule HC, item 16) ...................... 3190
15. Does the holding company sell private label or third-party mutual funds and annuities?
(Enter ''1'' for Yes; enter ''0" for No.) ........................................................................................
0=No
BHCK
1=Yes B569
1
15.
1772426
16.
BHCK
16. Assets under management in proprietary mutual funds and annuities..................................... B570
1. Report total assets before eliminating intercompany transactions between the consolidated insurance or reinsurance subsidiary and other
offices or consolidated subsidiaries of the reporting holding company.
03/2013
FR Y-9C
Page 36 of 57
RSSD ID: 1631915
Schedule HC-M—Continued
The following two questions (items 17 and 18) will be used to determine if the reporting holding company
must complete the Consolidated Holding Company Report of Equity Investments in Nonfinancial
Companies (FR Y-12). See the line item instructions for further details.
17. Does the holding company hold, either directly or indirectly through a subsidiary or affiliate, any nonfinancial equity investments (see instructions for definition) within a Small Business Investment
Company (SBIC) structure, or under section 4(c)(6) or 4 (c)(7) of the Bank Holding Company Act, or
pursuant to the merchant banking authority of section 4(k)4(H) of the Bank Holding Company Act, or
pursuant to the investment authority granted by Regulation K? (Enter ''1'' for Yes; enter ''0'' for No.) ....
0=No BHCK
1=Yes C161
1
17.
0
18.
0
19.a.
0
19.b.
C252
0
20.a.
4832
4833
4834
0
0
0
20.b.(1)
20.b.(2)
20.b.(3)
5041
5043
5045
0
0
0
20.c.(1)
20.c.(2)
20.c.(3)
5047
0
20.d.
C253
0
21.
If the answer to item 17 is no, your organization does not need to complete the FR Y-12. Skip item 18
and proceed to items 19.a and 19.b below. If the answer to item 17 is yes, proceed to item 18.
18. Do your aggregate nonfinancial equity investments (see instructions for definition) equal or exceed the
lesser of $100 million (on an acquisition cost basis) or 10 percent of the holding company's
consolidated Tier 1 capital as of the report date? (Enter ''1'' for Yes; enter ''0'' for No.)........................
0=No
BHCK
1=Yes C159
If the answer to both item 17 and item 18 is yes, your organization must complete the FR Y-12. Skip
items 19.a and 19.b and proceed to item 20 below.
If the answer to either item 17 or item 18 is no, your organization does not need to complete the FR
Y-12. Proceed to items 19.a. and 19.b. below.
Items 19.a. and 19.b. are to be completed by all holding companies that are not required to file
the FR Y-12.
19. a. Has the holding company sold or otherwise liquidated its holding of any nonfinancial equity
investment since the previous reporting period? (Enter ''1'' for Yes; enter ''0'' for No.).....................
b. Does the holding company manage any nonfinancial equity investments for the benefit of others?
(Enter "1" for Yes; enter "0" for No.) ....................................................................................
Dollar Amounts in Thousands
Memoranda items 20 and 21 are to be completed only by holding companies who have made an
effective election to become a financial holding company. See the line item instructions for further
details.
20. Balances of broker–dealer subsidiaries engaged in underwriting or dealing securities
pursuant to Section 4(k)(4)(E) of the Bank Holding Company Act as amended by the
Gramm-Leach-Bliley Act:
a. Net assets .............................................................................................................
b. Balances due from related institutions:
(1) Due from the holding company (parent company only), gross......................................
(2) Due from subsidiary banks of the holding company, gross ..........................................
(3) Due from nonbank subsidiaries of the holding company, gross ....................................
c. Balances due to related institutions:
(1) Due to holding company (parent company only), gross ..............................................
(2) Due to subsidiary banks of the holding company, gross..............................................
(3) Due to nonbank subsidiaries of the holding company, gross .......................................
d. Intercompany liabilities reported in items 20.c.(1), 20.c.(2), and 20.c.(3) above that qualify
as liabilities subordinated to claims of general creditors ..................................................
21. Net assets of subsidiaries engaged in insurance or reinsurance underwriting pursuant to
Section 4(k)(4)(B) of the Bank Holding Company Act as amended by the GrammLeach-Bliley Act (12 U.S.C. § 1843(k)(4)(B))1 ....................................................................
0=No BHCK
1=Yes C700
0=No
1=Yes C701
BHCK
1. A savings and loan holding company that wishes to engage in financial holding company activities must have an effective election to be
treated as a financial holding company or conducts activities under section 10(c)(2)(H)(i) of the HOLA (12 U.S.C. 1467a(c)(2)(H)(i)).
03/2013
RSSD ID:
FR Y-9C
Page 37 of 57
1631915
Schedule HC-M—Continued
Memoranda item 22 is to be completed by holding companies with total assets of $30 billion or more.
22. Address (URL) for the reporting holding company's web page that displays risk disclosures, including those about credit
and market risk. (Example: www.examplebhc.com/riskdisclosures)
HTTP:}}WWW.GE.COM}INVESTORS}FINANCIALREPORTING}SECFILINGS}INDEX.HTML
TEXT
C497
22.
http://
Dollar Amounts in Thousands
Memoranda items 23 and 24 are to be completed by all holding companies.
23. Secured liabilities:
a. Amount of "Federal funds purchased in domestic offices" that are secured
(included in Schedule HC, item 14.a) .............................................................................
b. Amount of "Other borrowings" that are secured (included in Schedule HC-M, item 14.d)............
24. Issuances associated with the U.S. Department of Treasury Capital Purchase Program:
a. Senior perpetual preferred stock or similar items ...............................................................
b. Warrants to purchase common stock or similar items .........................................................
BHCK
F064
0
F065
40913438
23.a.
23.b.
G234
G235
0
0
24.a.
24.b.
03/2013
FR Y-9C
Page 38 of 57
For Federal Reserve Bank Use Only
RSSD ID:
C.I.
1631915
Schedule HC-N—Past Due and Nonaccrual Loans,
Leases, and Other Assets
(Column A)
Past due
30 through 89 days
and still accruing
1.
2.
3.
4.
5.
6.
7.
8.
Dollar Amounts in Thousands
Loans secured by real estate:
a. Construction, land development, and other
land loans in domestic offices:
(1) 1– 4 family residential construction loans ..
(2) Other construction loans and all land
development and other land loans .......
b. Secured by farmland in domestic offices.....
c. Secured by 1– 4 family residential
properties in domestic offices:
(1) Revolving, open-end loans secured by
1– 4 family residential properties and
extended under lines of credit .............
(2) Closed-end loans secured by 1– 4
family residential properties:
(a) Secured by first liens ...................
(b) Secured by junior liens .................
d. Secured by multifamily (5 or more)
residential properties in domestic offices.....
e. Secured by nonfarm nonresidential
properties in domestic offices:
(1) Loans secured by owner-occupied
nonfarm non-residential properties .......
(2) Loans secured by other nonfarm
nonresidential properties....................
f. In foreign offices....................................
Loans to depository institutions and
acceptances of other banks:
a. U.S. banks and other U.S. depository
institutions............................................
b. Foreign banks .......................................
Loans to finance agricultural production and
other loans to farmers.................................
Commercial and industrial loans .................
Loans to individuals for household, family, and
other personal expenditures:
a. Credit cards .........................................
b. Automobile loans ...................................
c. Other consumer loans (includes single
payment, installment, all student loans, and
revolving credit plans other than credit cards)..
Loans to foreign
governments and official institutions ..............
All other loans ...........................................
Lease financing receivables:
a. Leases to individuals for household, family,
and other personal expenditures ...............
b. All other leases .....................................
(Column B)
Past due
90 days or more
and still accruing
(Column C)
Nonaccrual
BHCK
BHCK
BHCK
F172
0 F174
0 F176
0
1.a.(1)
F173
3493
0 F175
0 3494
0 F177
0 3495
0
0
1.a.(2)
1.b.
5398
0 5399
0 5400
0
1.c.(1)
C236
C238
0 C237
0 C239
0 C229
0 C230
0
1.c.(2)(a)
1.c.(2)(b)
3499
0 3500
0 3501
69640
F178
16211 F180
0 F182
257150
1.e.(1)
F179
B572
5630 F181
1322741 B573
0 F183
91963 B574
743465
4468335
1.e.(2)
1.f.
5377
5380
0 5378
0 5381
0 5379
0 5382
0
0
1594
1606
470 1597
1438773 1607
3 1583
355173 1608
2440
2793551
B575
K213
1503961 B576
63620 K214
1189010 B577
0 K215
14095
14957
5.a.
5.b.
K216
224890 K217
0 K218
82629
5.c.
5389
5459
0 5390
191 5460
0 5391
0 5461
0
11032
6.
7.
F166
F169
14090 F167
183712 F170
0 F168
100 F171
3308
154825
0
1.d.
2.a.
2.b.
3.
4.
8.a.
8.b.
Amounts reported in Schedule HC-N, items 1 through 8, above include guaranteed and unguaranteed portions of past due and
nonaccrual loans and leases. Report in item 11 below certain guaranteed loans and leases that have already been included in the
amounts reported in items 1 through 8.
03/2011
FR Y-9C
Page 39 of 57
RSSD ID: 1631915
Schedule HC-N—Continued
(Column A)
Past due
30 through 89 days
and still accruing
9.
10.
11.
12.
Dollar Amounts in Thousands
Debt securities and other assets (exclude
other real estate owned and other
repossessed assets) .............................
TOTAL (sum of items 1 through 9) ...........
Loans and leases reported in items 1
through 8 above which are wholly or partially guaranteed by the U.S.Government
(excluding loans and leases covered by
loss-sharing agreements with the FDIC) ....
a. Guaranteed portion of loans and leases
(exclude rebooked "GNMA loans")
included in item 11 above ...................
b. Rebooked "GNMA loans" that have
been repurchased or are eligible for
repurchase included in item 11 above ...
Loans and leases in items 1 through 8
above which are covered by
loss-sharing agreements with the FDIC:
a. Loans secured by real estate in
domestic offices:
(1) Construction, land development,
and other land loans:
(a) 1– 4 family residential
construction loans ...................
(b) Other construction loans and
all land development and
other land loans ......................
(2) Secured by farmland.....................
(3) Secured by 1– 4 family residential
properties:
(a) Revolving, open-end loans
secured by 1– 4 family residential
properties and extended under
lines of credit ..........................
(b) Closed-end loans secured by
1– 4 family residential properties:
(1) Secured by first liens ............
(2) Secured by junior liens..........
(4) Secured by multifamily (5 or
more) residential properties ............
(5) Secured by nonfarm
nonresidential properties:
(a) Loans secured by owneroccupied nonfarm nonresidential
properties ...............................
(b) Loans secured by other non-farm
nonresidential properties............
b. Loans to finance agricultural production
and other loans to farmers ...................
c. Commercial and industrial loans .............
(Column B)
Past due
90 days or more
and still accruing
(Column C)
Nonaccrual
BHCK
BHCK
BHCK
3505
5524
32350 3506
4806639 5525
257549 3507
1893798 5526
8874067
9.
10.
K036
0 K037
0 K038
0
11.
K039
0 K040
0 K041
0
11.a.
K042
0 K043
0 K044
0
11.b.
258640
BHDM
BHDM
BHDM
K045
0 K046
0 K047
0
12.a.(1)(a)
K048
K051
0 K049
0 K052
0 K050
0 K053
0
0
12.a.(1)(b)
12.a.(2)
K054
0 K055
0 K056
0
12.a.(3)(a)
K057
K060
0 K058
0 K061
0 K059
0 K062
0
12.a.(3)(b)(1)
0
12.a.(3)(b)(2)
K063
0 K064
0 K065
0
12.a.(4)
K066
0 K067
0 K068
0
12.a.(5)(a)
0
12.a.(5)(b)
0
0
12.b.
12.c.
K069
0 K070
0 K071
BHCK
BHCK
BHCK
K072
K075
0 K073
0 K076
0 K074
0 K077
03/2011
FR Y-9C
Page 40 of 57
RSSD ID: 1631915
Schedule HC-N—Continued
(Column A)
Past due
30 through 89 days
and still accruing
Dollar Amounts in Thousands
12.d. Loans to individuals for household,
family, and other personal expenditures
(i.e., consumer loans)
(includes purchased paper):
(1) Credit cards .....................................
(2) Automobile loans ...............................
(3) Other consumer loans ........................
e. All other loans and leases ........................
(Column B)
Past due
90 days or more
and still accruing
(Column C)
Nonaccrual
BHCK
BHCK
BHCK
K078
K081
K084
K087
0 K079
0 K082
0 K085
0 K088
0 K080
0 K083
0 K086
0 K089
0
0
12.d.(1)
12.d.(2)
12.d.(3)
12.e.
K091
0 K092
0 K093
0
12.e.(1)
K095
0 K097
0 K101
0 K272
0
K099
K269
0 K096
0 K100
0 K271
0
0
12.e.(2)
12.e.(3)
12.e.(4)
K102
0 K103
0 K104
0
12.f.
0
0
Itemize and describe the past due and
nonaccrual amounts included in item 12.e.
above for the loan and lease categories
reported in Schedule HC-M, items 6.a.(5)(a)
through (d):
(1) Loans to depository institutions and
acceptances of other banks ................
(2) Loans to foreign governments and
official institutions..............................
(3) Other loans1 .....................................
(4) Lease financing receivables.................
f. Portion of covered loans and leases
included in items 12.a through 12.e
above that is protected by FDIC losssharing agreements................................
1. Includes "Obligations (other than securities and leases) of states and political subdivisions in the U.S.," "Loans to nondepository financial institutions and other loans," and loans secured by real estate in foreign offices.
Memoranda
Dollar Amounts in Thousands
1. Loans restructured in troubled debt
restructurings included in Schedule HC-N,
items 1 through 7, above (and not reported in
Schedule HC-C, Memorandum item 1):
a. Construction, land development, and other
land loans in domestic offices:
(1) 1–4 family residential construction loans ..
(2) Other construction loans and all land
development and other land loans .........
b. Loans secured by 1– 4 family residential
properties in domestic offices....................
c. Secured by multifamily (5 or more) residential properties in domestic offices ..........
d. Secured by nonfarm nonresidential
properties in domestic offices:
(1) Loans secured by owner-occupied
nonfarm nonresidential properties .........
(2) Loans secured by other nonfarm
nonresidential properties .....................
BHDM
BHDM
BHDM
K105
0 K106
0 K107
0
M.1.a.(1)
0
M.1.a.(2)
0
M.1.b.
M.1.c.
K108
0 K109
0 K110
BHCK
BHCK
BHCK
F661
0 F662
0 F663
BHDM
BHDM
BHDM
K111
0 K112
0 K113
60191
K114
0 K115
0 K116
178041
M.1.d.(1)
K117
0 K118
0 K119
661776
M.1.d.(2)
03/2011
FR Y-9C
Page 41 of 57
RSSD ID: 1631915
Schedule HC-N—Continued
Memoranda–Continued
(Column A)
Past due
30 through 89 days
and still accruing
Dollar Amounts in Thousands BHCK
1. e. Commercial and industrial loans:
(1) To U.S. addressees (domicile)............. K120
(2) To non-U.S. addressees (domicile)....... K123
f. All other loans (include loans to individuals
for household, family, and other personal
expenditures) ....................................... K126
(Column B)
Past due
90 days or more
and still accruing
(Column C)
Nonaccrual
BHCK
BHCK
23422 K121
6855 K124
1582 K122
0 K125
685711
753708
372175 K127
110652 K128
2024715
M.1.e.(1)
M.1.e.(2)
M.1.f.
Itemize and describe loan categories
included in item 1.f, above that exceed 10
percent of total loans restructured in troubled
debt restructurings that are past due 30 days
or more or in non-accrual status (sum of
Memorandum items 1.a through 1.f, columns
A through C):
(1) Loans secured by farmland in domestic BHDM
offices ............................................ K130
BHCK
(2) Loans to depository institutions and
acceptances of other banks ................ K134
(3) Loans to finance agricultural production
and other loans to farmers .................. K138
(4) Loans to individuals for household,
family, and other personal expenditures:
(a) Credit cards ................................
(b) Automobile loan ...........................
(c) Other consumer loans (includes
single payment, installment, all
student loans, and revolving credit
plans other than credit cards ...........
(5) Loans to foreign governments and
official institutions .............................
(6) Other loans1 ....................................
2. Loans to finance commercial real estate,
construction, and land development activities
(not secured by real estate) included in
Schedule HC-N, items 4 and 7 above...........
3. Loans and leases included in Schedule
HC-N, items 1, 2, 4, 5, 6, 7, and 8 extended
to non-U.S. addressees ............................
4. Not applicable
5. Loans and leases held-for-sale and loans
measured at fair value (included in
Schedule HC-N, items 1 through 8 above)
a. Loans and leases held for sale ................
b. Loans measured at fair value:
(1) Fair value........................................
(2) Unpaid principal balance ...................
BHDM
BHDM
0 K131
0 K132
BHCK
BHCK
0 K135
0
M.1.f.(1)
0 K136
0
M.1.f.(2)
0 K139
0 K140
0
M.1.f.(3)
K274
K277
0 K275
0 K278
0 K276
0 K279
0
0
M.1.f.(4)(a)
M.1.f.(4)(b)
K280
0 K281
0 K282
0
M.1.f.(4)(c)
K283
K286
0 K284
133801 K287
0 K285
0 K288
0
1963822
M.1.f.(5)
M.1.f.(6)
6558
0 6559
0 6560
34149
M.2.
3508
2771311 1912
379683 1913
6467300
M.3.
C240
408 C241
0 C226
5243
F664
F667
0 F665
0 F668
0 F666
0 F669
0
0
M.5.a.
M.5.b.(1)
M.5.b.(2)
1. Includes "Obligations (other than securities and leases) of states and political subdivisions in the U.S.," "Loans to nondepository financial institutions and other loans," and loans secured by real estate in foreign offices.
03/2011
RSSD ID:
FR Y-9C
Page 42 of 57
1631915
Schedule HC-N—Continued
Memoranda–Continued
Item 6 is to be reported only by holding companies with total consolidated assets of $1 billion or more, or with $2 billion or more in par/
notional amounts of off-balance-sheet derivative contracts (as reported in Schedule HC-L, items 11.a through 11.e).
Dollar Amounts in Thousands BHCK
6. Derivative contracts:
Fair value of amounts carried as assets.......................................... 3529
BHCK
0 3530
12742
M.6.
Dollar Amounts in Thousands BHCK
7. Additions to nonaccrual assets during the quarter............................................................. C410
8. Nonaccrual assets sold during the quarter ...................................................................... C411
1297880
55303
M.7.
M.8.
(Column A)
Past due
30 through 89 days
and still accruing
Dollar Amounts in Thousands BHCK
9. Purchased credit-impaired loans accounted for in
accordance with FASB ASC 310-30 (former
AICPA Statement of Position 03-3):
a. Outstanding balance ................................ L183
b. Carrying amount included in Schedule HC-N,
items 1 through 7, above .......................... L186
(Column B)
Past due
90 days or more
and still accruing
(Column C)
Nonaccrual
BHCK
BHCK
1541 L184
993440 L185
1273537
M.9.a.
957 L187
93423 L188
240989
M.9.b.
03/2013
RSSD ID:1631915
FR Y-9C
Page 43 of 57
Schedule HC-P—1–4 Family Residential Mortgage Banking Activities in Domestic Offices
Schedule HC-P is to be completed by (1) all holding companies with $1 billion or more in total assets1 and (2) holding companies
with less than $1 billion in total assets at which either 1– 4 family residential mortgage loan originations and purchases for resale2
from all sources, loan sales, or quarter-end loans held for sale or trading in domestic offices exceed $10 million for two consecutive
quarters.
1.
2.
3.
4.
5.
Dollar Amounts in Thousands
Retail originations during the quarter of 1– 4 family residential mortgage loans for sale:2
a. Closed-end first liens..................................................................................................
b. Closed-end junior liens ...............................................................................................
c. Open-end loans extended under lines of credit:
(1) Total commitment under the lines of credit ................................................................
(2) Principal amount funded under the lines of credit ........................................................
Wholesale originations and purchases during the quarter of 1– 4 family residential mortgage
loans for sale:2
a. Closed-end first liens..................................................................................................
b. Closed-end junior liens ...............................................................................................
c. Open-end loans extended under lines of credit:
(1) Total commitment under the lines of credit ................................................................
(2) Principal amount funded under the lines of credit .......................................................
1– 4 family residential mortgages sold during the quarter:
a. Closed-end first liens..................................................................................................
b. Closed-end junior liens ...............................................................................................
c. Open-end loans extended under lines of credit:
(1) Total commitment under the lines of credit ................................................................
(2) Principal amount funded under the lines of credit ........................................................
1– 4 family residential mortgages held for sale or trading at quarter-end (included in Schedule HC,
items 4.a and 5):
a. Closed-end first liens..................................................................................................
b. Closed-end junior liens ...............................................................................................
c. Open-end loans extended under lines of credit:
(1) Total commitment under the lines of credit .................................................................
(2) Principal amount funded under the lines of credit ........................................................
Noninterest income for the quarter from the sale, securitization, and servicing of 1– 4 family
residential mortgage loans (included in Schedule HI, items 5.c, 5.f, 5.g, and 5.i):
a. Closed-end 1– 4 family residential mortgage loans ...........................................................
BHCK
F066
0
F067
0
1.a.
1.b.
0
0
1.c.(1)
1.c.(2)
0
2.a.
2.b.
BHDM
F670
F671
BHCK
F068
F069
0
BHDM
F672
F673
0
0
2.c.(1)
2.c.(2)
0
0
3.a.
3.b.
0
0
3.c.(1)
3.c.(2)
BHCK
F070
F071
BHDM
F674
F675
BHCK
F072
F073
352
0
4.a.
4.b.
BHDM
F676
F677
0
0
4.c.(1)
4.c.(2)
0
5.a.
F560
0
5.b.
F678
0
0
6.a.
6.b.
0
0
6.c.(1)
6.c.(2)
BHCK
F184
BHDM
b. Open-end 1– 4 family residential mortgage loans extended under lines of credit .....................
6. Repurchases and indemnifications of 1– 4 family residential mortgage loans during the quarter:
a. Closed-end first liens..................................................................................................
b. Closed-end junior liens ...............................................................................................
c. Open-end loans extended under lines of credit:
(1) Total commitment under the lines of credit .................................................................
(2) Principal amount funded under the lines of credit ........................................................
7. Representation and warranty reserves for 1– 4 family residential mortgage loans sold:
a. For representations and warranties made to U.S. government agencies and governmentsponsored agencies....................................................................................................
b. For representations and warranties made to other parties...................................................
c. Total representation and warranty reserves (sum of items 7.a and 7.b) ..................................
F679
F680
F681
BHCK
L191
L192
M288
800000
7.a.
7.b.
7.c.
1. The $1 billion asset size test is generally based on the total assets reported as of June 30, 2012.
2. Exclude originations and purchases of 1– 4 family residential mortgage loans that are held for investment.
06/2013
RSSD ID:
FR Y-9C
Page 44 of 57
1631915
Schedule HC-Q—Assets and Liabilities Measured at Fair Value on a Recurring Basis
Schedule HC-Q is to be completed by all holding companies.
(Column A)
Total Fair Value
Reported on
Schedule HC
Dollar Amounts in Thousands
BHCY
(Column B)
LESS: Amounts Netted
in the Determination
of Total Fair Value
(Column C)
Level 1 Fair Value
Measurements
(Column D)
Level 2 Fair Value
Measurements
(Column E)
Level 3 Fair Value
Measurements
BHCK
BHCK
BHCK
BHCK
57481951 G474
0 G475
2936754 G476
42933012 G477
11612185
1.
0 G479
14039 G484
0 G489
0 G480
0 G485
0 G481
0 G486
0 G482
0 G487
0
14039
0 G490
0 G491
0 G492
0
2.
3.
4.
210783 G493
26256 G494
0 G495
97292 G496
139747
5.a.
G497
50437 G498
0 G499
50437 G500
0 G501
0
5.b.
F240
G391
0 F684
1220821 G392
0 F692
6519928 G395
0 F241
0 G396
0 F242
7427713 G804
0
313036
G502
58978031 G503
6546184 G504
2987191 G505
50458017 G506
12079007
7.
0 F686
0 F694
0 F253
0 F254
0
8.
0 G508
0 G509
0 G510
0 G511
0
9.
59332 G512
60470 G513
0 G514
107530 G515
12272
10.a.
0 G517
0 G522
0 G527
0 G519
0 G520
0 G524
0 G529
0 G808
0 G525
0 G530
4807615 G809
0
0
0
6040
10.b.
11.
12.
13.
0 G534
4915145 G535
18312
Assets
1. Available-for-sale securities ........................ 1773
BHCK
2. Federal funds sold and securities
purchased under agreements to resell .......... G478
3. Loans and leases held for sale .................... G483
4. Loans and leases held for investment ........... G488
BHCT
5. Trading assets:
3543
a. Derivative assets .....................................
BHCK
b. Other trading assets .............................
(1) Nontrading securities at fair value
with changes in fair value reported
in current earnings (included in
Schedule HC-Q, item 5.b, above) .......
6. All other assets ........................................
7. Total assets measured at fair value on a
recurring basis .........................................
Liabilities
8. Deposits ................................................ F252
9. Federal funds purchased and securities
sold under agreements to repurchase ........... G507
BHCT
10. Trading liabilities:
a. Derivative liabilities ............................... 3547
5.b.(1)
6.
BHCK
11.
12.
13.
14.
b. Other trading liabilities...........................
Other borrowed money ..............................
Subordinated notes and debentures .............
All other liabilities......................................
Total liabilities measured at fair value on a
recurring basis .........................................
G516
G521
G526
G805
713820 G806
0 G518
0 G523
0 G528
4099835 G807
G531
773152 G532
4160305 G533
14.
03/2013
RSSD ID:
FR Y-9C
Page 45 of 57
1631915
Schedule HC-Q—Continued
Memoranda
(Column A)
Total Fair Value
Reported on
Schedule HC
Dollar Amounts in Thousands
1. All other assets (itemize and describe amounts
included in Schedule HC-Q, item 6 that are
greater than $25,000 and exceed 25 percent
of item 6):
a. Mortgage servicing assets .......................
b. Nontrading derivative assets ....................
BHTX
c. G546
BHTX
d. G551
BHTX
e. G556
BHTX
f. G561
2. All other liabilities (itemize and describe
amounts included in Schedule HC-Q, item 13
that are greater than $25,000 and exceed 25
percent of item 13):
a. Loan commitments
(not accounted for as derivatives).............
b. Nontrading derivative liabilities .................
BHTX
c. G571
BHTX
d. G576
BHTX
e. G581
BHTX
f. G586
(Column B)
LESS: Amounts Netted
in the Determination
of Total Fair Value
(Column C)
Level 1 Fair Value
Measurements
(Column D)
Level 2 Fair Value
Measurements
(Column E)
Level 3 Fair Value
Measurements
BHCK
BHCK
BHCK
BHCK
BHCK
G536
G541
G546
0 G537
906815 G542
0 G547
0 G539
0 G544
0 G549
0 G540
7403892 G545
0 G550
0
22851
0
G551
G556
G561
0 G552
0 G557
0 G562
0 G538
6519928 G543
0 G548
0 G553
0 G558
0 G563
0 G554
0 G559
0 G564
0 G555
0 G560
0 G565
0
0
F261
G566
G571
G576
G581
G586
0 F689
690964 G567
0 G572
0 G577
0 G582
0 G587
0 F697
4099834 G568
0 G573
0 G578
0 G583
0 G588
0 F262
0 G569
0 G574
0 G579
0 G584
0 G589
0 F263
4784758 G570
0 G575
0 G580
0 G585
0 G590
0
6040
0
0
0
0
0
M.1.a.
M.1.b.
M.1.c.
M.1.d.
M.1.e.
M.1.f.
M.2.a.
M.2.b.
M.2.c.
M.2.d.
M.2.e.
M.2.f.
06/2009
FR Y-9C
Page 46 of 57
For Federal Reserve Bank Use Only
Schedule HC-R—Regulatory Capital
RSSD ID:
C.I.
1631915
This schedule is to be submitted on a consolidated basis.
Dollar Amounts in Thousands
Tier 1 Capital
1. Total bank holding company equity capital (from Schedule HC, item 27.a) ..................................
2. LESS: Net unrealized gains (losses) on available-for-sale securities1 (if a gain, report as a
positive value; if a loss, report as a negative value)................................................................
3. LESS: Net unrealized loss on available-for-sale equity securities1 (report loss as a positive value)
4. LESS: Accumulated net gains (losses) on cash flow hedges1 and amounts recorded in AOCI
resulting from the initial and subsequent application of FASB ASC 715-20 (former FASB statement
No. 158) to defined benefit postretirement plans (if a gain, report as a positive value; if a loss,
report as a negative value) .............................................................................................
5. LESS: Nonqualifying perpetual preferred stock .....................................................................
6. a. Qualifying Class A noncontrolling (minority) interests in consolidated subsidiaries ....................
b. Qualifying restricted core capital elements (other than cumulative perpetual preferred stock)2
c. Qualifying mandatory convertible preferred securities of internationally active bank holding
companies ................................................................................................................
7. a. LESS: Disallowed goodwill and other disallowed intangible assets ........................................
b. LESS: Cumulative change in fair value of all financial liabilities accounted for under a fair
value option that is included in retained earnings and is attributable to changes in the bank
holding company's own creditworthiness (If a net gain, report as a positive value; If a net loss,
report as a negative value.)...........................................................................................
8. Subtotal (sum of items 1, 6.a., 6.b., and 6.c., less items 2, 3, 4, 5, 7.a, and 7.b) ...........................
9. a. LESS: Disallowed servicing assets and purchased credit card relationships............................
b. LESS: Disallowed deferred tax assets.............................................................................
10. Other additions to (deductions from) Tier 1 capital .................................................................
11. Tier 1 capital (sum of items 8 and 10, less items 9.a and 9.b)...................................................
BHCX
3210
1.
BHCK
8434
2.
3.
A221
4336
G214
G215
4.
5.
6.a.
6.b.
G216
B590
6.c.
7.a.
F264
C227
B591
5610
B592
8274
7.b.
8.
9.a.
9.b.
10.
11.
G217
12.
G218
5311
8275
13.
14.
15.
16.
17.
18.
19. Not applicable
20. LESS: Deductions for total risk-based capital ....................................................................... B595
21. Total risk-based capital (sum of items 11 and 18, less item 20) ................................................. 3792
20.
21.
Total Assets for Leverage Ratio
22. Average total assets (from Schedule HC-K, item 5)................................................................
23. LESS: Disallowed goodwill and other disallowed intangible assets (from item 7.a above) ..............
24. LESS: Disallowed servicing assets and purchased credit card relationships (from item 9.a above)
25. LESS: Disallowed deferred tax assets (from item 9.b above) ...................................................
22.
23.
24.
25.
Tier 2 Capital
12. Qualifying subordinated debt, redeemable preferred stock, and restricted core capital elements2
(except Class B noncontrolling (minority) interest) not includible in items 6.b. or 6.c. .....................
13. Cumulative perpetual preferred stock included in item 5 and Class B noncontrolling (minority)
interest not included in 6.b., but includible in Tier 2 capital .......................................................
14. Allowance for loan and lease losses includible in Tier 2 capital .................................................
15. Unrealized gains on available-for-sale equity securities includible in Tier 2 capital ........................
16. Other Tier 2 capital components.........................................................................................
17. Tier 2 capital (sum of items 12 through 16)...........................................................................
18. Allowable Tier 2 capital (lesser of item 11 or 17) ....................................................................
B588
5310
2221
B594
BHCT
3368
B590
B591
5610
BHCK
26. LESS: Other deductions from assets for leverage capital purposes ........................................... B596
27. Average total assets for leverage capital purposes (item 22 less items 23 through 26) .................. A224
28.-30. Not applicable
BHCK
Capital Ratios
31. Tier 1 leverage ratio (item 11 divided by item 27)................................................................... 7204
32. Tier 1 risk-based capital ratio (item 11 divided by item 62) ....................................................... 7206
33. Total risk-based capital ratio (item 21 divided by item 62) ........................................................ 7205
26.
27.
Percentage
.
.
.
%
%
%
1. Report amount included in Schedule HC, item 26.b, "Accumulated other comprehensive income (AOCI)."
2. Includes subordinated notes payable to unconsolidated trusts issuing trust preferred securities net of the bank holding company's investment in
the trust, trust preferred securities issued by consolidated special purpose entities, and Class B and Class C noncontrolling (minority) interests that
qualify as Tier 1 capital.
31.
32.
33.
06/2013
FR Y-9C
Page 47 of 57
RSSD ID: 1631915
Schedule HC-R—Continued
Bank holding companies are not required to risk-weight each on-balance-sheet asset and the credit equivalent amount of each off-balance-sheet item that qualifies for a risk
weight of less than 100 percent (50 percent for derivatives) at its lower risk weight. When completing items 34 through 54 of Schedule HC-R, each bank holding company
should decide for itself how detailed a risk-weight analysis it wishes to perform. In other words, a bank holding company can choose from among its assets and off-balancesheet items that have a risk weight of less than 100 percent which ones to risk-weight at an appropriate lower risk weight, or it can simply risk-weight some or all of these
items at a 100 percent risk weight (50 percent for derivatives).
C000
(Column A)
Totals
(from
Schedule HC)
(Column B)
Items Not
Subject to
Risk-Weighting
(Column C)
0%
20%
50%
100%
BHCE
BHC0
BHC2
BHC5
BHC9
(Column D)
(Column E)
Ż
(Column F)
Allocation by Risk-Weight Category
Dollar Amounts in Thousands
Balance Sheet Asset Categories
34. Cash and due from depository institutions (Column A equals
the sum of Schedule HC, items 1.a, 1.b.(1) and 1.b.(2)) ........
BHCK 0010
34.
BHCX 1754
35. Held-to-maturity securities ...............................................
35.
BHCX 1773
36. Available-for-sale securities .............................................
37. Federal funds sold and securities purchased under
agreements to resell.......................................................
36.
BHCK C225
37.
BHCT 5369
38. Loans and leases held for sale .........................................
38.
BHCT B528
39. Loans and leases, net of unearned income .........................
39.
BHCX 3123
40. LESS: Allowance for loan and lease losses .........................
40.
BHCX 3545
41. Trading assets ..............................................................
41.
BHCK B639
42. All other assets1 ............................................................
42.
BHCT 2170
43. Total assets (sum of items 34 through 42)...........................
43.
1. Includes premises and fixed assets, other real estate owned, investments in unconsolidated subsidiaries and associated companies, direct and indirect investments in real estate ventures,
intangible assets, and other assets.
09/2005
FR Y-9C
Page 48 of 57
RSSD ID: 1631915
Schedule HC-R—Continued
(Column A)
Face Value
or Notional
Amount
Dollar Amounts in Thousands
Derivatives and Off-Balance-Sheet Items
44. Financial standby letters of credit ............
Credit
Conversion
Factor
BHCK B546
(Column B)
Credit
Equivalent
Amount1
(Column C)
0%
20%
50%
100%
BHCE
BHC0
BHC2
BHC5
BHC9
(Column D)
(Column E)
(Column F)
Allocation by Risk-Weight Category
1.00 or 12.52
44.
.50
45.
.20
46.
1.00
47.
1.00
48.
1.00
49.
12.53
50.
1.00
51.
1.00
52.
.50
53.a.
BHCT 6570
45. Performance standby letters of credit.......
BHCT 3411
46. Commercial and similar letters of credit ....
47. Risk participations in bankers acceptances
acquired by the reporting institution .........
BHCK 3429
BHCT 3433
48. Securities lent .....................................
49. Retained recourse on small business
obligations sold with recourse ................
50. Recourse and direct credit substitutes
(other than financial standby letters of
credit) subject to the low-level exposure
rule and residual interests subject to a
dollar-for-dollar capital requirement .........
BHCT A250
BHCK B541
BHCK B675
51. All other financial assets sold with recourse ..
BHCK B681
52. All other off-balance-sheet liabilities.........
53. Unused commitments:
a. With an original maturity exceeding one
year ..............................................
b. With an original maturity of one year or
less to asset-backed commercial paper
conduits ........................................
BHCK 6572
BHCK G591
.10
53.b.
BHCE A167
54. Derivative contracts .............................
54.
1. Column A multiplied by credit conversion factor.
2. For financial standby letters of credit to which the low-level exposure rule applies, use a credit conversion factor of 12.5 or an-institution specific factor. For other financial standby letters of credit,
use a credit conversion factor of 1.00. See instructions for further information.
3. Or institution-specific factor.
06/2009
FR Y-9C
Page 49 of 57
RSSD ID: 1631915
Schedule HC-R—Continued
(Column C)
(Column D)
(Column E)
(Column F)
Allocation by Risk-Weight Category
0%
20%
50%
100%
BHCK B696
BHCK B697
BHCK B698
BHCK B699
× 0%
× 20%
× 50%
× 100%
BHCK B700
BHCK B701
BHCK B702
BHCK B703
Dollar Amounts in Thousands
Totals
55. Total assets, derivatives, and off-balance-sheet items by risk-weight category
(for each column, sum of items 43 through 54) ....................................................................
56. Risk-weight factor ..........................................................................................................
55.
56.
57.
57. Risk-weighted assets by risk-weight category (for each column, item 55 multiplied by item 56) ......
BHCK 1651
58. Market risk equivalent assets ...........................................................................................
59. Risk-weighted assets before deductions for excess allowance for loan and lease losses and
allocated transfer risk reserve (sum of item 57, columns C through F, and item 58) .....................
58.
BHCK B704
59.
BHCK A222
60.
60. LESS: Excess allowance for loan and lease losses ..............................................................
BHCK 3128
61.
61. LESS: Allocated transfer risk reserve .................................................................................
BHCK A223
62. Total risk-weighted assets (item 59 minus items 60 and 61)....................................................
62.
03/2002
RSSD ID:
1631915
FR Y-9C
Page 50 of 57
Schedule HC-R—Continued
Memoranda
Dollar Amounts in Thousands BHCK
1. Current credit exposure across all derivative contracts covered by the risk-based capital standards ....................................................... 8764
M.1.
With a remaining maturity of
(Column A)
One year or less
Dollar Amounts in Thousands
2. Notional principal amounts of derivative contracts:1
a. Interest rate contracts ......................................................................
b. Foreign exchange contracts ...............................................................
c. Gold contracts ................................................................................
d. Other precious metals contracts..........................................................
e. Other commodity contracts ................................................................
f. Equity derivative contracts ...............................................................
g. Credit derivative contracts:
Purchased credit protection that (a) is a covered position under the market
risk rule or (b) is not a covered position under the market risk rule and is
not recognized as a guarantee for risk-based capital purposes:
(1) Investment grade .......................................................................
(2) Subinvestment grade ..................................................................
(Column B)
Over one year
through five years
(Column C)
Over five years
BHCK
BHCK
BHCK
3809
3812
8766
8769
8767
8770
8771
8774
8777
8772
8775
8778
8773
8776
8779
A000
A001
A002
G597
G598
G599
G600
G601
G602
Dollar Amounts in Thousands
3. Preferred stock (including related surplus) eligible for inclusion in Tier 1 capital:
a. Noncumulative perpetual preferred stock (included and reported in "Total equity capital," on Schedule HC) ..........................................
b. Not applicable.
c. Other noncumulative preferred stock eligible for inclusion in Tier 1 capital (e.g., REIT preferred securities)
(included in Schedule HC, item 27.b) ......................................................................................................................................
d. Other cumulative preferred stock eligible for inclusion in Tier 1 capital (excluding trust preferred securities)
(included in Schedule HC, item 20 or 27.b) .............................................................................................................................
4. Offsetting debit to the liability (i.e., the contra account) for Employee Stock Ownership Plan (ESOP) debt guaranteed by the reporting bank
holding company (included in Schedule HC, item 26.c) ..................................................................................................................
5. Treasury stock (including offsetting debit to the liability for ESOP debt) (included in Schedule HC, item 26.c):
a. In the form of perpetual preferred stock ..................................................................................................................................
b. In the form of common stock ...............................................................................................................................................
M.2.a.
M.2.b.
M.2.c.
M.2.d.
M.2.e.
M.2.f.
M.2.g.(1)
M.2.g.(2)
BHCK
5479
M.3.a.
C498
M.3.c.
A507
M.3.d.
2771
M.4.
5483
5484
M.5.a.
M.5.b.
1. Exclude foreign exchange contracts with an original maturity of 14 days or less and all future contracts.
06/2009
RSSD ID:
FR Y-9C
Page 51 of 57
1631915
Schedule HC-R—Continued
Memoranda—Continued
Dollar Amounts in Thousands
6. Market risk equivalent assets attributable to specific risk (included in Schedule HC-R, item 58) ..................................................................
7. Not applicable
8. Restricted core capital elements included in Tier 1 capital:
a. Qualifying Class B noncontrolling (minority) interest (included in Schedule HC, item 27.b) ...................................................................
b. Qualifying Class C noncontrolling (minority) interest (included in Schedule HC, item 27.b) ..................................................................
c. Qualifying cumulative perpetual preferred stock (included in Schedule HC, item 27.a) ........................................................................
d. Qualifying trust preferred securities2 (included in Schedule HC, item 19.b) .......................................................................................
9. Goodwill net of any associated deferred tax liability ...........................................................................................................................
BHCK
F031
M.6.
G219
M.8.a
M.8.b.
M.8.c.
M.8.d.
M.9.
G220
5990
C502
G221
BHCK
10. Ratio of qualifying restricted core capital elements to total core capital elements less (goodwill net of any associated deferred tax liability) ......... G222
Percentage
.
%
M.10.
2. Includes subordinated notes payable to unconsolidated trusts issuing trust preferred securities net of the bank holding company's investment in the trust, and trust preferred securities issued by
consolidated special purpose entities, that qualify as Tier 1 capital.
03/2009
FR Y-9C
Page 52 of 57
For Federal Reserve Bank Use Only
RSSD ID:
C.I.
1631915
Schedule HC-S—Servicing, Securitization, and Asset Sale Activities
Ż
C000
(Column A)
1– 4 Family
Residential
Loans
Dollar Amounts in Thousands
Securitization Activities
1. Outstanding principal balance of assets
sold and securitized with servicing retained
or with recourse or other seller-provided
credit enhancements..............................
2. Maximum amount of credit exposure
arising from recourse or other sellerprovided credit enhancements provided to
structures reported in item 1 in the form of:
a. Credit enhancing interest-only strips
(included in HC-B, HC-D, or HC-F) .......
b. Subordinated securities and other
residual interests ...............................
c. Standby letters of credit and other
enhancements ..................................
3. Reporting institution's unused commitments
to provide liquidity to structures reported in
item 1 .................................................
4. Past due loan amounts included in item 1:
a. 30-89 days past due ..........................
(Column B)
Home
Equity
Lines
BHCK B705
BHCK B706
BHCK B712
BHCK B713
BHCK C393
0
BHCK C400
BHCK B726
BHCK B741
0
BHCK B747
0
BHCK B748
0
BHCK B754
0
0
BHCK B750
0
BHCK B756
0
0
BHCK B757
0
88
2.c.
0
3.
12560
4.a.
2657
4.b.
BHCK B753
0
BHCK B759
0
0
BHCK B746
0
0
2.b.
BHCK B739
BHCK B752
BHCK B758
0
66660
BHCK B745
BHCK B751
0
BHCK B732
BHCK B738
0
2.a.
BHCK C406
0
0
0
BHCK C399
BHCK B731
BHCK B744
0
0
BHCK B749
BHCK B755
0
1.
BHCK B718
0
0
0
358524
0
BHCK C405
BHCK B737
BHCK B743
BHCK B711
237616
0
0
0
BHCK B742
BHCK B710
BHCK C398
BHCK B730
BHCK B736
(Column G)
All Other Loans,
All Leases, and
All Other Assets
BHCK B717
BHCK C404
0
0
BHCK B735
0
0
0
BHCK B729
(Column F)
Commercial
and Industrial
Loans
0
BHCK C397
BHCK C403
0
0
BHCK B734
BHCK B716
BHCK C396
BHCK B728
0
0
0
0
0
BHCK B733
BHCK B715
BHCK C402
BHCK B727
BHCK B740
b. Recoveries ......................................
0
BHCK B709
0
0
BHCK C395
BHCK C401
0
a. Charge-offs......................................
BHCK B714
BHCK C394
(Column E)
Other
Consumer
Loans
BHCK B708
0
0
0
(Column D)
Auto
Loans
BHCK B707
0
0
b. 90 days or more past due ...................
5. Charge-offs and recoveries on assets sold
and securitized with servicing retained or
with recourse or other seller-provided credit
enhancements (calendar year-to-date):
(Column C)
Credit
Card
Receivables
18366
5.a.
BHCK B760
294
11864
5.b.
03/2006
Schedule HC-S—Continued
RSSD ID: 1631915
(Column A)
1–4 Family
Residential
Loans
(Column B)
Home
Equity
Lines
Dollar Amounts in Thousands
6. Amount of ownership (or seller's)
interests carried as:
a. Securities (included in HC-B) ............
BHCK B761
BHCK B500
Asset Sales
11. Assets sold with recourse or other sellerprovided credit enhancements and not
securitized .........................................
12. Maximum amount of credit exposure
arising from recourse or other sellerprovided credit enhancements provided to
assets reported in item 11 .....................
BHCK B783
BHCK B778
BHCK B784
0
BHCK B790
BHCK B785
BHCK B791
BHCK B797
BHCK B786
BHCK B792
BHCK B798
0
7.b.
0
8.a.
0
8.b.
BHCK B787
BHCK B793
BHCK B788
BHCK B794
BHCK B795
9.
0
10.
0
11.
0
12.
BHCK B796
0
BHCK B802
0
0
BHCK B789
0
0
BHCK B801
0
BHCK B782
0
0
0
BHCK B800
0
BHCK B781
0
0
0
BHCK B799
0
BHCK B780
0
0
0
0
BHCK B779
0
0
0
BHCK B775
0
0
7.a.
BHCK B772
0
0
0
BHCK B769
BHCK B774
BHCK B777
6.b.
BHCK B766
BHCK B771
0
0
163340
0
0
BHCK B773
6.a.
0
BHCK B768
BHCK B770
0
BHCK B502
BHCK B765
BHCK B767
(Column G)
All Other Loans,
All Leases, and
All Other Assets
BHCK B763
0
0
BHCK B776
(Column F)
Commercial
and Industrial
Loans
BHCK B501
BHCK B764
b. Recoveries....................................
(Column E)
Other
Consumer
Loans
0
0
b. 90 days or more past due.................
8. Charge-offs and recoveries on loan
amounts included in interests reported
in item 6.a (calendar year-to-date):
a. Charge-offs ...................................
(Column D)
Auto
Loans
BHCK B762
0
b. Loans (included in HC-C) .................
7. Past due loan amounts included in
interests reported in item 6.a:
a. 30-89 days past due........................
For Securitization Facilities Sponsored By
or Otherwise Established By Other
Institutions
9. Maximum amount of credit exposure
arising from credit enhancements
provided by the reporting institution to
other institutions' securitization structures
in the form of standby letters of credit,
purchased subordinated securities, and
other enhancements ............................
10. Reporting institution's unused
commitments to provide liquidity to other
institutions' securitization structures ........
(Column C)
Credit
Card
Receivables
FR Y-9C
Page 53 of 57
BHCK B803
0
03/2006
FR Y-9C
Page 54 of 57
RSSD ID: 1631915
Schedule HC-S—Continued
Memoranda
1.
2.
3.
4.
Dollar Amounts in Thousands BHCK
Small business obligations transferred with recourse under Section 208 of the Riegle Community Development and Regulatory
Improvement Act of 1994:
a. Outstanding principal balance............................................................................................................................................... A249
b. Amount of retained recourse on these obligations as of the report date ......................................................................................... A250
Outstanding principal balance of assets serviced for others (includes participations serviced for others):
a. 1– 4 family residential mortgages serviced with recourse or other servicer-provided credit enhancements ............................................ B804
b. 1– 4 family residential mortgages serviced with no recourse or other servicer-provided credit enhancements ........................................ B805
c. Other financial assets1 ........................................................................................................................................................ A591
d. 1– 4 family residential mortgages serviced for others that are in process of foreclosure at quarter-end (includes closed-end and
open-end loans) ................................................................................................................................................................ F699
Asset-backed commercial paper conduits:
a. Maximum amount of credit exposure arising from credit enhancements provided to conduit structures in the form of standby letters of
credit, subordinated securities, and other enhancements:
(1) Conduits sponsored by the bank, a bank affiliate, or the holding company ................................................................................ B806
(2) Conduits sponsored by other unrelated institutions .............................................................................................................. B807
b. Unused commitments to provide liquidity to conduit structures:
(1) Conduits sponsored by the bank, a bank affiliate, or the holding company ................................................................................. B808
(2) Conduits sponsored by other unrelated institutions ............................................................................................................... B809
Outstanding credit card fees and finance charges (included in Schedule HC-S, item 1, column C)2 .......................................................... C407
0
M.1.a.
M.1.b.
0
0
57274292
M.2.a.
M.2.b.
M.2.c.
0
M.2.d.
0
0
M.3.a.(1)
M.3.a.(2)
0
M.3.b.(1)
M.3.b.(2)
M.4.
0
0
0
1. Memorandum item 2.c is to be completed if the principal balance of other financial assets serviced for others is more than $10 million.
2. Memorandum item 4 is to be completed by (1) holding companies that, together with affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that
exceed $500 million as of the report date or (2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions).
03/2013
RSSD ID:
FR Y-9C
Page 55 of 57
1631915
Schedule HC-V—Variable Interest Entities
(Column A)
Securitization Vehicles
Dollar Amounts in Thousands
1. Assets of consolidated variable interest entities
(VIEs) that can be used only to settle obligations of
consolidated VIEs:
a. Cash and balances due from depository institutions
b. Held-to-maturity securities ................................
c. Available-for-sale securities ..............................
d. Securities purchased under agreements to resell...
e. Loans and leases held for sale ..........................
f. Loans and leases, net of unearned income ..........
g. Less: Allowance for loan and lease losses............
h. Trading assets (other than derivatives) ................
i. Derivative trading assets ..................................
j. Other real estate owned ...................................
k. Other assets ..................................................
2. Liabilities of consolidated VIEs for which creditors do
not have recourse to the general credit of the
reporting holding company:
a. Securities sold under agreements to repurchase ...
b. Derivative trading liabilities................................
c. Commercial paper ...........................................
d. Other borrowed money
(exclude commercial paper) ..............................
e. Other liabilities ...............................................
3. All other assets of consolidated VIEs
(not included in items 1.a through 1.k above) ...........
4. All other liabilities of consolidated VIEs
(not included in items 2.a through 2.e above) ...........
(Column B)
ABCP Conduits
(Column C)
Other VIEs
BHCK
BHCK
BHCK
J981
J984
J987
0 J982
0 J985
0 J988
0 J991
0 J983
0 J986
0 J989
0 J992
3858683
0
J996
J999
K003
0 J994
41432396 J997
1362385 K001
0 K004
0 J995
0 J998
1717017
K006
K009
K012
0 K007
0 K010
756416 K013
0 K002
0 K005
0 K008
0 K011
0 K014
K015
K018
K021
0 K016
0 K019
0 K022
0 K017
0 K020
0 K023
K024
K027
28574105 K025
503336 K028
0 K026
0 K029
1103365
K030
0 K031
0 K032
3218
3.
K033
0 K034
0 K035
1586548
4.
J990
J993
205800
0
0
2794
0
0
5728
2252705
0
0
0
597256
1.a.
1.b.
1.c.
1.d.
1.e.
1.f.
1.g.
1.h.
1.i.
1.j.
1.k.
2.a.
2.b.
2.c.
2.d.
2.e.
03/2013
RSSD ID: 1631915
FR Y-9C
Page 56 of 57
Notes to the Balance Sheet—Predecessor Financial Items
For holding companies involved in a business combination(s) during the quarter, provide on the lines below quarterly average information for any acquired company(ies) with aggregated assets of $10 billion or more or 5 percent of the reporting holding company's total
consolidated assets as of the previous quarter-end, whichever is less.
1.
2.
3.
4.
Dollar Amounts in Thousands
Average loans and leases (net of unearned income) ...................................................................
Average earning assets ........................................................................................................
Average total consolidated assets ...........................................................................................
Average equity capital ..........................................................................................................
BHBC
3516
3402
3368
3519
0
0
0
0
1.
2.
3.
4.
Notes to the Balance Sheet (Other)
Enter in the lines provided below any additional information on specific line items on the balance sheet or its supporting schedules that
the holding company wishes to explain, that has been separately disclosed in the holding company's quarterly reports to its shareholders, in its press releases, or on its quarterly reports to the Securities and Exchange Commission (SEC). Also include any transactions
which previously would have appeared as footnotes to Schedules HC through HC-S.
Each additional piece of information disclosed should include the appropriate reference to schedule and item number, as well as a
description of the additional information and the dollar amount (in thousands of dollars) associated with that disclosure.
Example
A holding company has guaranteed a new loan for its leveraged Employee Stock Ownership Plan (ESOP) for $750 thousand and that
amount has increased the holding company's long-term unsecured debt by a material amount. The holding company has disclosed that
change to its stockholders and to the SEC. Enter on the line item below the following information:
TEXT
0000
BHCK
Sch. HC, item 16, New loan to holding company's ESOP guaranteed
by holding company
0000
750
Dollar Amounts in Thousands BHCK
Outstanding issuances of perpetual preferred stock associated with the U.S. Department
of Treasury Community Development Capital Initiative (CDCI) program included in
Schedule HC, item 23, Perpetual preferred stock and related surplus (for Subchapter S
corporations, outstanding issuances of subordinated debt securities associated with
K141
CDCI included in Schedule HC, item 19.a, Subordinated notes and debentures)
0
1.
5357
50073408
2.
5358
0
3.
5359
0
4.
5360
0
5.
B027
0
6.
Notes to the Balance Sheet (Other)
TEXT
1.
2. 5357 EQUIPMENT UNDER OPERATING LEASE INCLUDED IN HC-F LINE 6.
3. 5358
4. 5359
5. 5360
6. B027
03/2013
RSSD ID: 1631915
FR Y-9C
Page 57 of 57
Notes to the Balance Sheet (Other)—Continued
TEXT
7.
B028
8.
B029
9.
B030
10.
B031
11.
B032
12.
B033
13.
B034
14.
B035
15.
B036
16.
B037
Dollar Amounts in Thousands
BHCK
B028
0
7.
B029
0
8.
B030
0
9.
B031
0
10.
B032
0
11.
B033
0
12.
B034
0
13.
B035
0
14.
B036
0
15.
B037
0
16.
B038
0
17.
B039
0
18.
B040
0
19.
B041
0
20.
17. B038
18.
B039
19. B040
20.
B041
03/2003